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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4297/canadas-inflation-rate-unchanged-in-november-at-22</loc>
    <lastmod>2025-12-15T10:06:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4296/canada-posts-trade-surplus-after-months-of-deficits</loc>
    <lastmod>2025-12-12T09:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4295/bank-of-canada-holds-rates-steady-as-economy-remains-resilient</loc>
    <lastmod>2025-12-11T09:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4294/bank-of-canada-expected-to-hold-rates-steady-at-dec-10-meeting</loc>
    <lastmod>2025-12-08T10:56:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4293/trump-threatens-to-abandon-free-trade-deal-with-canada-and-mexico</loc>
    <lastmod>2025-12-04T09:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4292/canadian-families-to-spend-994-more-on-food-in-2026</loc>
    <lastmod>2025-12-04T09:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4291/calgary-home-sales-fell-13-in-november-as-market-softens</loc>
    <lastmod>2025-12-02T10:25:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4290/ottawas-budget-deficit-swells-to-16-billion</loc>
    <lastmod>2025-12-01T09:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4289/canadas-economy-grew-06-in-the-third-quarter</loc>
    <lastmod>2025-11-28T09:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4288/canadian-consumer-debt-reaches-26-trillion</loc>
    <lastmod>2025-11-26T09:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4287/canadas-retail-sales-declined-07-in-september</loc>
    <lastmod>2025-11-24T09:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4286/canadas-bce-cuts-700-jobs-as-economy-slows</loc>
    <lastmod>2025-11-21T10:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4285/housing-starts-across-canada-declined-17-in-october</loc>
    <lastmod>2025-11-19T10:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4284/canadas-liberal-government-passes-budget-in-parliament</loc>
    <lastmod>2025-11-18T11:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4283/canadas-inflation-rate-fell-to-22-in-october</loc>
    <lastmod>2025-11-17T09:31:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4282/ottawa-to-pay-small-businesses-623-million-in-final-carbon-rebate</loc>
    <lastmod>2025-11-17T09:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4281/canadas-unemployment-rate-fell-to-69-in-october</loc>
    <lastmod>2025-11-07T09:16:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4280/toronto-home-sales-fell-95-in-october-vancouver-sales-down-14</loc>
    <lastmod>2025-11-05T10:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4279/ottawa-promises-90-billion-of-new-spending-in-budget</loc>
    <lastmod>2025-11-05T09:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4278/bank-of-canada-signals-more-interest-rate-cuts-are-unlikely</loc>
    <lastmod>2025-11-04T09:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4277/bank-of-canada-lowers-interest-rates-25-basis-points</loc>
    <lastmod>2025-10-29T10:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4276/canadas-exports-fell-75-in-second-quarter-due-to-tariffs</loc>
    <lastmod>2025-10-28T10:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4275/us-hits-canada-with-additional-10-tariff</loc>
    <lastmod>2025-10-27T09:43:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4274/trump-ends-trade-negotiations-with-canada-over-critical-tv-ad</loc>
    <lastmod>2025-10-24T10:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4273/inflation-in-canada-jumped-to-24-in-september</loc>
    <lastmod>2025-10-21T09:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4272/us-places-25-tariff-on-medium-and-heavy-trucks</loc>
    <lastmod>2025-10-20T09:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4271/home-sales-across-canada-rose-52-in-september</loc>
    <lastmod>2025-10-16T10:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4270/toronto-home-sales-rose-85-in-september-vancouver-sales-up-12</loc>
    <lastmod>2025-10-03T09:36:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4269/calgary-home-sales-fall-14-as-economy-weakens</loc>
    <lastmod>2025-10-02T10:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/4268/five-canadian-provinces-raise-their-minimum-wage</loc>
    <lastmod>2025-10-01T10:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4267/ottawas-budget-deficit-rises-to-779-billion</loc>
    <lastmod>2025-09-29T09:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4266/president-trump-announces-new-tariffs-on-household-goods</loc>
    <lastmod>2025-09-26T09:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4265/canadas-postal-workers-strike-after-ottawa-reduces-mail-delivery</loc>
    <lastmod>2025-09-26T09:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4264/bank-of-canada-says-trade-diversification-is-needed</loc>
    <lastmod>2025-09-24T09:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4263/canadas-retail-sales-continue-to-slump-falling-08-in-july</loc>
    <lastmod>2025-09-22T09:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4262/bank-of-canada-expected-to-lower-interest-rates</loc>
    <lastmod>2025-09-17T10:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4261/canadas-inflation-rate-rose-to-19-in-august</loc>
    <lastmod>2025-09-16T09:36:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4260/canadas-homes-sales-hit-four-year-high-in-august</loc>
    <lastmod>2025-09-15T09:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4259/canada-lost-66000-jobs-in-august-as-economy-slows</loc>
    <lastmod>2025-09-05T09:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4258/toronto-home-sales-rose-23-in-august-vancouver-sales-up-29</loc>
    <lastmod>2025-09-04T09:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4257/calgary-home-sales-fell-9-in-august</loc>
    <lastmod>2025-09-03T09:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4256/ottawa-posts-33-billion-budget-deficit-from-april-to-june</loc>
    <lastmod>2025-09-02T09:36:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4255/canadas-economy-contracted-16-in-the-second-quarter</loc>
    <lastmod>2025-08-29T10:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4254/bank-of-canada-will-not-review-2-inflation-target</loc>
    <lastmod>2025-08-27T09:33:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4253/canada-removes-most-counter-tariffs-on-us-imports</loc>
    <lastmod>2025-08-25T09:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4252/economists-divided-on-bank-of-canada-rate-cut-as-inflation-falls</loc>
    <lastmod>2025-08-20T09:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4251/canadas-home-sales-rose-66-in-july</loc>
    <lastmod>2025-08-15T10:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4250/canadas-unemployment-rate-unchanged-at-69-in-july</loc>
    <lastmod>2025-08-08T09:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4249/us-tariffs-of-35-are-imposed-on-canadian-goods</loc>
    <lastmod>2025-08-01T09:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4248/tariff-alert-canada-faces-35</loc>
    <lastmod>2025-08-01T06:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4247/bank-of-canada-and-us-federal-reserve-hold-interest-rates-steady</loc>
    <lastmod>2025-07-31T09:34:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4246/bank-of-canada-expected-to-hold-interest-rates-steady</loc>
    <lastmod>2025-07-28T09:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4245/canadas-inflation-rate-remains-below-central-bank-target-at-19</loc>
    <lastmod>2025-07-15T08:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4244/us-stocks-plummet-as-trump-unveils-35-tariff-on-canada</loc>
    <lastmod>2025-07-11T09:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4243/canadas-unemployment-rate-falls-to-69</loc>
    <lastmod>2025-07-11T09:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4242/toronto-home-sales-fell-24-in-june-vancouver-sales-dropped-10</loc>
    <lastmod>2025-07-04T09:31:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4241/canadas-gdp-declined-01-in-may-as-tariffs-took-hold</loc>
    <lastmod>2025-06-27T09:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4240/canada-to-spend-5-of-gdp-on-defence</loc>
    <lastmod>2025-06-26T10:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4239/canadas-inflation-rate-unchanged-in-may-at-17</loc>
    <lastmod>2025-06-24T09:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4238/canadas-home-sales-declined-43-in-may</loc>
    <lastmod>2025-06-17T08:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4237/canadas-manufacturing-sales-experience-biggest-drop-since-2023</loc>
    <lastmod>2025-06-16T09:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4236/ottawa-raises-defence-spending-to-meet-nato-target</loc>
    <lastmod>2025-06-10T09:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4235/canadians-losing-confidence-in-trade-relationship-with-us-poll</loc>
    <lastmod>2025-06-09T09:34:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4234/canadas-unemployment-rate-rises-to-7</loc>
    <lastmod>2025-06-06T09:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4233/bank-of-canada-cites-unusual-uncertainty-in-deciding-to-hold-rates-steady</loc>
    <lastmod>2025-06-05T09:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4232/bank-of-canada-expected-to-hold-rates-steady-amid-tariff-uncertainty</loc>
    <lastmod>2025-06-04T09:34:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4231/toronto-home-sales-fell-13-in-may-as-market-weakens</loc>
    <lastmod>2025-06-04T09:32:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4230/ottawa-collects-an-extra-617-million-from-counter-tariffs-on-us</loc>
    <lastmod>2025-06-03T09:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4229/in-blow-to-canada-trump-threatens-to-double-steel-tariffs-to-50</loc>
    <lastmod>2025-06-02T09:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4228/us-appeals-court-reinstates-president-trumps-import-tariffs</loc>
    <lastmod>2025-05-30T09:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4227/canadas-economy-expanded-05-in-first-quarter</loc>
    <lastmod>2025-05-30T09:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4226/oecd-says-canada-will-avoid-a-recession-in-2025</loc>
    <lastmod>2025-05-27T10:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4225/canadas-rising-inflation-puts-interest-rate-cuts-in-doubt</loc>
    <lastmod>2025-05-21T07:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4224/home-sales-across-canada-fell-10-in-april</loc>
    <lastmod>2025-05-16T09:31:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4223/canadas-business-leaders-in-holding-pattern-amid-us-trade-war-poll</loc>
    <lastmod>2025-05-13T09:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4222/canadas-unemployment-rate-rose-to-69-in-april</loc>
    <lastmod>2025-05-09T09:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4221/statistics-canada-projects-the-economy-grew-15-in-first-quarter</loc>
    <lastmod>2025-05-01T09:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4220/prime-minister-mark-carneys-liberal-party-wins-minority-government</loc>
    <lastmod>2025-04-29T09:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4219/bank-of-canada-holds-rates-steady-as-economic-uncertainty-worsens</loc>
    <lastmod>2025-04-16T11:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4218/canadas-inflation-rate-fell-to-23-in-march-due-to-lower-gas-prices</loc>
    <lastmod>2025-04-15T09:31:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4217/canadian-dollar-soars-as-us-currency-weakens</loc>
    <lastmod>2025-04-11T09:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4216/us-drops-tariffs-to-10-for-most-countries</loc>
    <lastmod>2025-04-10T09:33:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4215/business-confidence-in-canada-falls-as-tariffs-rise</loc>
    <lastmod>2025-04-08T09:34:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4214/canadas-unemployment-rate-rose-to-67-in-march</loc>
    <lastmod>2025-04-04T09:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4213/toronto-home-sales-fell-23-in-march-vancouver-sales-hit-six-year-low</loc>
    <lastmod>2025-04-03T09:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4212/canada-braces-for-more-us-tariffs-as-liberation-day-arrives</loc>
    <lastmod>2025-04-02T09:53:00Z</lastmod>
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  </url>
  <url>
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    <loc>https://www.baystreet.ca/economiccommentary/4202/bank-of-canada-cuts-rates-and-warns-of-crisis-caused-by-tariffs</loc>
    <lastmod>2025-03-13T09:39:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/4201/canadian-dollar-continues-to-fall-as-tariff-drama-plays-out</loc>
    <lastmod>2025-03-12T09:52:00Z</lastmod>
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  </url>
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    <lastmod>2025-03-11T09:48:00Z</lastmod>
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  </url>
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  </url>
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    <lastmod>2025-03-10T09:31:00Z</lastmod>
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  </url>
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    <lastmod>2025-03-07T09:15:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/4196/canadas-unemployment-rate-remains-unchanged-at-66</loc>
    <lastmod>2025-03-07T08:54:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/4195/trade-war-with-us-begins-as-canada-implements-25-retaliatory-tariffs</loc>
    <lastmod>2025-03-04T09:36:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4194/canadas-gdp-grew-26-in-final-quarter-of-2024</loc>
    <lastmod>2025-02-28T10:26:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4193/canadas-inflation-rate-ticked-up-to-19-in-january</loc>
    <lastmod>2025-02-18T09:28:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/4192/tariffs-weigh-on-bank-of-canadas-interest-rate-outlook</loc>
    <lastmod>2025-02-13T09:51:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/4191/canadas-unemployment-rate-falls-to-66</loc>
    <lastmod>2025-02-07T09:31:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/4190/us-tariff-threat-leads-to-canadas-first-trade-surplus-in-10-months</loc>
    <lastmod>2025-02-06T11:15:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/4189/canada-avoids-us-tariffs-in-exchange-for-border-measures</loc>
    <lastmod>2025-02-04T09:31:00Z</lastmod>
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    <loc>https://www.baystreet.ca/economiccommentary/4187/canada-targets-155-billion-worth-of-us-goods-for-retaliatory-tariffs</loc>
    <lastmod>2025-02-03T09:42:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/4186/us-to-impose-25-tariffs-on-canada-feb-1-but-may-exclude-oil</loc>
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    <loc>https://www.baystreet.ca/economiccommentary/4185/bank-of-canada-cuts-rates-25-basis-points-warns-of-trade-war-impacts</loc>
    <lastmod>2025-01-29T12:40:00Z</lastmod>
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    <loc>https://www.baystreet.ca/economiccommentary/4184/bank-of-canada-expected-to-cut-interest-rates-25-basis-points</loc>
    <lastmod>2025-01-27T10:14:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4183/canadas-inflation-rate-fell-to-18-in-december</loc>
    <lastmod>2025-01-22T10:08:00Z</lastmod>
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  </url>
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    <lastmod>2025-01-21T10:08:00Z</lastmod>
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    <lastmod>2025-01-16T09:56:00Z</lastmod>
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  </url>
  <url>
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    <lastmod>2025-01-13T10:11:00Z</lastmod>
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  </url>
  <url>
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    <lastmod>2025-01-09T09:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4178/canadas-trade-deficit-narrowed-to-322-million-in-november</loc>
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  </url>
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    <lastmod>2025-01-06T09:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
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    <lastmod>2025-01-03T08:40:00Z</lastmod>
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  </url>
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    <lastmod>2025-01-02T09:34:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/4173/deal-volumes-in-canadas-equity-markets-at-23-year-low</loc>
    <lastmod>2024-12-20T09:44:00Z</lastmod>
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  </url>
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    <lastmod>2024-12-18T10:20:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/4171/canadas-inflation-rate-declined-to-19-in-november</loc>
    <lastmod>2024-12-17T09:43:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4170/canadas-finance-minister-resigns-as-economic-update-tabled</loc>
    <lastmod>2024-12-17T09:36:00Z</lastmod>
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    <lastmod>2024-12-16T10:06:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/4167/bank-of-canada-signals-slowdown-in-interest-rate-cuts</loc>
    <lastmod>2024-12-12T09:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4166/ottawa-to-deliver-fiscal-update-on-dec-16</loc>
    <lastmod>2024-12-10T09:40:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/4165/bank-of-canada-expected-to-cut-interest-rates-by-50-basis-points</loc>
    <lastmod>2024-12-09T09:47:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4164/canadas-unemployment-rate-rose-to-68-in-november</loc>
    <lastmod>2024-12-06T09:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4163/auditor-general-says-ottawa-mismanaged-covid-19-business-loans</loc>
    <lastmod>2024-12-03T09:26:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4162/canadas-economic-growth-slowed-to-1-in-third-quarter</loc>
    <lastmod>2024-12-02T09:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4161/ottawas-budget-deficit-rises-nearly-60-in-first-half-of-fiscal-year</loc>
    <lastmod>2024-12-02T08:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4160/foreign-direct-investment-into-canada-declined-35-in-third-quarter</loc>
    <lastmod>2024-11-29T10:13:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/4159/investors-expect-toronto-stock-exchange-to-rise-45-in-2025-poll</loc>
    <lastmod>2024-11-26T10:06:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4158/canadian-dollar-falls-as-trump-threatens-25-tariff</loc>
    <lastmod>2024-11-26T09:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4157/canada-post-reports-315-million-quarterly-loss-as-strike-drags-on</loc>
    <lastmod>2024-11-25T10:35:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4156/ottawa-announces-christmas-tax-holiday-to-help-struggling-consumers</loc>
    <lastmod>2024-11-22T09:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4155/inflation-in-canada-rose-2-in-october</loc>
    <lastmod>2024-11-19T10:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4154/canada-post-workers-launch-strike-disrupting-holiday-shipments</loc>
    <lastmod>2024-11-15T10:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4153/canadian-dollar-sinks-to-four-year-low-after-us-election</loc>
    <lastmod>2024-11-14T10:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4152/ottawa-imposes-binding-arbitration-to-end-work-stoppages-at-canadas-ports</loc>
    <lastmod>2024-11-13T10:21:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4151/canadian-dollar-at-two-year-low-as-us-tariff-risk-grows</loc>
    <lastmod>2024-11-12T10:31:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4150/canadian-union-of-postal-workers-issues-strike-notice</loc>
    <lastmod>2024-11-12T10:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
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    <lastmod>2024-11-11T10:48:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4148/canadas-unemployment-rate-remains-unchanged-at-65</loc>
    <lastmod>2024-11-11T10:17:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4147/rent-prices-in-canada-decline-for-first-time-since-2021</loc>
    <lastmod>2024-11-08T09:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4146/toronto-home-sales-rose-44-in-october-vancouver-sales-up-32</loc>
    <lastmod>2024-11-06T10:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4145/british-columbia-ports-shutdown-impacting-canadas-trade-and-economy</loc>
    <lastmod>2024-11-05T09:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4144/canadas-economy-registered-no-growth-in-august</loc>
    <lastmod>2024-11-01T09:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4143/ottawas-budget-deficit-rises-128-to-98-billion</loc>
    <lastmod>2024-10-28T09:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4142/canadas-retail-sales-increased-04-in-august</loc>
    <lastmod>2024-10-25T09:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4141/bank-of-canada-declares-victory-over-high-inflation</loc>
    <lastmod>2024-10-24T09:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4140/bank-of-canada-expected-to-lower-interest-rates-50-basis-points</loc>
    <lastmod>2024-10-22T09:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4139/canadian-dollar-outperforms-other-g10-currencies</loc>
    <lastmod>2024-10-17T09:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4138/canadas-inflation-rate-fell-to-16-in-september</loc>
    <lastmod>2024-10-15T09:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4137/canadas-unemployment-rate-fell-to-65-in-september</loc>
    <lastmod>2024-10-11T15:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4136/rents-rise-across-canada-for-fifth-consecutive-month</loc>
    <lastmod>2024-10-10T09:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4135/canadas-trade-deficit-grew-to-11-billion-in-august</loc>
    <lastmod>2024-10-09T10:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4134/toronto-home-sales-rose-85-in-september-vancouver-sales-fell-38</loc>
    <lastmod>2024-10-03T09:31:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4133/calgary-home-sales-declined-176-in-september</loc>
    <lastmod>2024-10-02T09:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4132/ottawas-budget-deficit-rises-508-to-73-billion</loc>
    <lastmod>2024-09-30T09:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4131/strike-hits-two-terminals-at-port-of-montreal</loc>
    <lastmod>2024-09-30T09:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4130/canadas-economy-grew-02-in-july</loc>
    <lastmod>2024-09-27T16:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4129/toronto-stock-exchange-closes-above-24000-for-first-time</loc>
    <lastmod>2024-09-27T09:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4128/grain-workers-at-vancouver-port-launch-strike</loc>
    <lastmod>2024-09-25T09:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4127/bank-of-canada-says-more-interest-rate-cuts-are-coming</loc>
    <lastmod>2024-09-25T09:50:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/4126/toronto-stock-exchange-at-all-time-high</loc>
    <lastmod>2024-09-23T09:28:00Z</lastmod>
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    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3951/toronto-homes-sales-rose-78-in-july-vancouver-sales-up-289</loc>
    <lastmod>2023-08-03T09:19:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3950/canadas-automotive-sales-rose-8-in-july</loc>
    <lastmod>2023-08-03T09:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3949/calgary-home-sales-hit-record-levels-in-july</loc>
    <lastmod>2023-08-02T06:11:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3948/new-tentative-deal-reached-in-bc-port-dispute</loc>
    <lastmod>2023-07-31T09:18:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3947/canadas-federal-surplus-fell-by-72-to-15-billion-in-april-and-may</loc>
    <lastmod>2023-07-31T08:56:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3946/job-vacancies-in-canada-fall-to-a-two-year-low</loc>
    <lastmod>2023-07-28T09:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3945/canadas-gdp-advanced-03-in-may</loc>
    <lastmod>2023-07-28T09:38:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3944/prime-minister-justin-trudeau-shuffles-cabinet-with-focus-on-economy</loc>
    <lastmod>2023-07-27T09:20:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3943/bank-of-canada-to-hold-key-rate-at-5-until-march-2024-survey</loc>
    <lastmod>2023-07-25T10:03:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3942/canada-post-suspends-mail-service-in-nova-scotia-due-to-flooding</loc>
    <lastmod>2023-07-25T09:51:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3941/ottawa-to-provide-financial-aid-to-farmers-hurt-by-drought</loc>
    <lastmod>2023-07-25T09:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3940/canadas-retail-sales-rose-02-to-66-billion-in-may</loc>
    <lastmod>2023-07-24T09:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3939/bank-of-canada-paid-staff-267-million-in-raises-and-bonuses-during-2022</loc>
    <lastmod>2023-07-21T09:17:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3938/planned-second-strike-at-bc-ports-called-off-by-dockworker-union</loc>
    <lastmod>2023-07-20T09:41:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3937/canadas-housing-starts-hit-10-year-high-in-june-cmhc</loc>
    <lastmod>2023-07-19T09:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3936/canadas-inflation-rate-fell-to-28-in-june</loc>
    <lastmod>2023-07-18T09:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3935/rent-prices-across-canada-hit-record-high-in-june</loc>
    <lastmod>2023-07-17T10:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3934/average-home-price-in-canada-fell-07-in-q2</loc>
    <lastmod>2023-07-14T09:31:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3933/bc-port-strike-ends-after-13-days</loc>
    <lastmod>2023-07-14T09:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3932/bank-of-canada-hints-at-more-interest-rate-hikes-as-inflation-persists</loc>
    <lastmod>2023-07-13T09:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3931/federal-labour-minister-intervenes-in-bc-port-strike</loc>
    <lastmod>2023-07-12T09:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3930/bank-of-canada-expected-to-raise-rates-another-25-basis-points</loc>
    <lastmod>2023-07-12T09:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3929/majority-of-canadians-struggling-to-pay-bills-survey</loc>
    <lastmod>2023-07-11T09:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3928/northwest-territories-raises-minimum-wage-to-combat-inflation</loc>
    <lastmod>2023-07-11T09:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3927/business-groups-call-for-federal-intervention-in-bc-port-strike</loc>
    <lastmod>2023-07-10T07:49:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3926/ferry-shutdown-hurts-pei-tourism-during-peak-summer-season</loc>
    <lastmod>2023-07-10T07:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3925/canadas-unemployment-rate-rose-to-54-in-june-highest-level-in-a-year</loc>
    <lastmod>2023-07-07T09:31:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3924/economists-expect-bank-of-canada-to-raise-rates-on-july-12-poll</loc>
    <lastmod>2023-07-07T09:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3923/toronto-home-sales-rose-165-in-june-vancouver-sales-up-21</loc>
    <lastmod>2023-07-06T09:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3922/canada-to-develop-worlds-biggest-nuclear-power-plant</loc>
    <lastmod>2023-07-06T09:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3921/nearly-20-billion-of-trade-stranded-off-bc-coast-as-port-strike-continues</loc>
    <lastmod>2023-07-05T09:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3920/canadas-income-inequality-is-growing-statscan-report</loc>
    <lastmod>2023-07-05T09:16:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3919/calgary-home-sales-rose-11-in-june</loc>
    <lastmod>2023-07-05T09:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3918/strike-at-british-columbia-ports-enters-fourth-day</loc>
    <lastmod>2023-07-04T10:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3917/business-sentiment-in-canada-worsens-due-to-inflation-concerns</loc>
    <lastmod>2023-07-04T09:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3916/canada-post-and-td-bank-end-mymoney-loan-program</loc>
    <lastmod>2023-06-30T09:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3915/canadas-economic-growth-unchanged-in-april</loc>
    <lastmod>2023-06-30T09:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3914/british-columbia-dockworkers-set-july-1-strike-date</loc>
    <lastmod>2023-06-29T09:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3913/canadas-inflation-rate-fell-to-34-in-may</loc>
    <lastmod>2023-06-27T09:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3912/foreign-visits-to-canada-remain-below-pre-pandemic-levels-statscan</loc>
    <lastmod>2023-06-26T06:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3911/british-columbias-grape-crop-cut-in-half-by-winter-weather</loc>
    <lastmod>2023-06-23T09:16:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3910/competition-bureau-to-release-report-on-grocery-prices</loc>
    <lastmod>2023-06-23T09:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3909/consumer-spending-prompted-bank-of-canadas-june-rate-hike</loc>
    <lastmod>2023-06-22T06:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3908/canada-adjusts-inflation-gauge-to-put-more-focus-on-food-and-gas-prices</loc>
    <lastmod>2023-06-21T09:17:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3907/credit-use-among-canadian-businesses-on-the-rise</loc>
    <lastmod>2023-06-20T09:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3906/ottawa-spending-350-million-to-decarbonize-canadas-aerospace-sector</loc>
    <lastmod>2023-06-20T09:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3905/canadian-dollar-at-highest-level-in-nine-months</loc>
    <lastmod>2023-06-19T09:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3904/volkswagen-battery-plant-to-cost-canada-an-extra-24-billion</loc>
    <lastmod>2023-06-16T09:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3903/economists-expect-bank-of-canada-to-raise-rates-in-july-poll</loc>
    <lastmod>2023-06-16T09:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3902/canadas-housing-starts-fell-23-in-may-cmhc</loc>
    <lastmod>2023-06-16T08:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3901/mortgage-growth-in-canada-falls-to-a-20-year-low</loc>
    <lastmod>2023-06-15T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3900/port-workers-in-british-columbia-vote-to-strike</loc>
    <lastmod>2023-06-13T09:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3899/westjet-to-close-budget-airline-swoop</loc>
    <lastmod>2023-06-12T09:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3898/canadas-unemployment-rate-rose-to-52-in-may</loc>
    <lastmod>2023-06-09T09:34:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3897/quebec-government-sells-green-bonds-as-wildfires-rage-across-province</loc>
    <lastmod>2023-06-09T09:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3896/canadas-export-volume-hit-an-all-time-high-in-april</loc>
    <lastmod>2023-06-08T09:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3895/bank-of-canada-raises-key-interest-rate-to-475</loc>
    <lastmod>2023-06-08T09:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3894/wildfires-disrupt-mine-operations-in-eastern-canada</loc>
    <lastmod>2023-06-07T09:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3893/workers-at-british-columbia-ports-to-hold-strike-vote</loc>
    <lastmod>2023-06-07T09:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3892/montreal-home-sales-fell-8-in-may</loc>
    <lastmod>2023-06-06T09:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3891/canadas-motor-vehicle-sales-rose-135-in-may</loc>
    <lastmod>2023-06-05T09:17:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3890/toronto-home-sales-rose-25-in-may-vancouver-sales-up-157</loc>
    <lastmod>2023-06-05T09:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3889/canadian-dollar-at-two-week-high</loc>
    <lastmod>2023-06-02T09:36:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3888/calgary-home-sales-rose-2-in-may</loc>
    <lastmod>2023-06-02T09:31:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3887/former-quebec-finance-minister-carlos-leito-joins-bank-of-canada</loc>
    <lastmod>2023-06-01T09:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3886/credit-card-debt-continues-to-rise-in-canada</loc>
    <lastmod>2023-06-01T09:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3885/national-bank-of-canadas-profit-falls-5-on-loan-loss-provisions</loc>
    <lastmod>2023-05-31T10:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3884/canadas-first-quarter-gdp-increased-08</loc>
    <lastmod>2023-05-31T10:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3883/canadian-dollar-moves-higher-ahead-of-gdp-data</loc>
    <lastmod>2023-05-30T09:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3882/ottawas-budget-deficit-declined-57-in-fiscal-2022-23</loc>
    <lastmod>2023-05-29T09:19:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3881/canadian-farmers-net-income-declined-95-in-2022-due-to-higher-costs</loc>
    <lastmod>2023-05-26T09:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3880/canada-pension-plan-earned-a-return-of-130-in-last-fiscal-year</loc>
    <lastmod>2023-05-25T09:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3879/canadas-household-debt-level-is-the-highest-among-g7-nations</loc>
    <lastmod>2023-05-24T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3878/canadas-retail-sales-fell-14-in-march</loc>
    <lastmod>2023-05-23T09:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3877/bank-of-canada-governor-says-inflation-continues-to-decline</loc>
    <lastmod>2023-05-19T09:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3876/foreign-investors-sold-19-billion-of-canadian-securities-in-march</loc>
    <lastmod>2023-05-18T09:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3875/canadas-inflation-rate-rose-to-44-in-april</loc>
    <lastmod>2023-05-16T09:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3874/canadas-wholesale-trade-declined-01-in-march</loc>
    <lastmod>2023-05-16T09:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3873/alberta-wildfires-expected-to-worsen-amid-dry-weather</loc>
    <lastmod>2023-05-15T09:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3872/ottawa-provides-grocery-rebate-to-low-income-canadians</loc>
    <lastmod>2023-05-12T09:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3871/canadians-remain-pessimistic-about-the-economy-survey</loc>
    <lastmod>2023-05-11T08:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3870/canadas-building-permits-rose-11-in-march</loc>
    <lastmod>2023-05-11T08:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3869/canadas-wheat-crop-rises-18-as-growing-conditions-improve</loc>
    <lastmod>2023-05-10T09:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3868/canadas-unemployment-rate-was-unchanged-in-april-at-5</loc>
    <lastmod>2023-05-05T09:43:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3867/cra-workers-back-on-the-job-as-labour-deal-reached</loc>
    <lastmod>2023-05-05T09:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3866/bank-of-canada-governor-says-its-too-early-to-consider-rate-cuts</loc>
    <lastmod>2023-05-05T09:16:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3865/toronto-home-sales-fell-52-in-april-vancouver-sales-dropped-165</loc>
    <lastmod>2023-05-03T09:18:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3864/cape-breton-gypsum-mine-to-reopen</loc>
    <lastmod>2023-05-03T09:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3863/calgary-home-sales-fell-21-in-april</loc>
    <lastmod>2023-05-02T09:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3862/federal-strike-ends-after-ottawa-makes-concession-on-wages</loc>
    <lastmod>2023-05-01T09:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3860/ottawa-posts-31-billion-budget-surplus</loc>
    <lastmod>2023-05-01T09:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3859/canadas-gdp-growth-slowed-to-01-in-february</loc>
    <lastmod>2023-04-28T09:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3858/cost-of-montreal-port-expansion-rises-50-to-14-billion</loc>
    <lastmod>2023-04-28T09:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3857/bank-of-canada-debated-rate-hike-at-last-meeting</loc>
    <lastmod>2023-04-27T09:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3856/calgary-to-spend-12-billion-replacing-saddledome-arena</loc>
    <lastmod>2023-04-26T09:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3855/remote-work-a-sticking-point-in-canadas-civil-servant-strike</loc>
    <lastmod>2023-04-25T09:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3854/canadian-consumer-confidence-rises-as-housing-market-stabilizes</loc>
    <lastmod>2023-04-25T09:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3853/canadas-retail-sales-fell-14-in-march</loc>
    <lastmod>2023-04-24T09:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3852/average-rent-in-toronto-tops-3000-per-month</loc>
    <lastmod>2023-04-21T09:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3851/canadas-housing-starts-declined-11-in-march</loc>
    <lastmod>2023-04-20T09:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3850/federal-strike-costs-canada-200-million-a-day</loc>
    <lastmod>2023-04-20T09:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3849/canadas-inflation-rate-fell-to-43-in-march</loc>
    <lastmod>2023-04-18T09:18:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3848/canadas-federal-workers-plan-to-strike-this-week</loc>
    <lastmod>2023-04-18T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3847/canadas-manufacturing-sales-fell-36-in-february</loc>
    <lastmod>2023-04-17T09:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3846/bank-of-canada-governor-dismisses-talk-of-interest-rate-cuts</loc>
    <lastmod>2023-04-13T09:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3845/bank-of-canada-expected-to-hold-key-interest-rate-at-450</loc>
    <lastmod>2023-04-12T09:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3844/canadas-agriculture-sector-faces-wave-of-retirements-report</loc>
    <lastmod>2023-04-11T09:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3843/alberta-pension-fund-posts-34-loss-for-2022</loc>
    <lastmod>2023-04-10T09:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3842/montreal-home-sales-fell-28-in-march</loc>
    <lastmod>2023-04-10T09:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3841/canada-added-35000-jobs-in-march-unemployment-rate-stays-at-5</loc>
    <lastmod>2023-04-06T09:17:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3840/deputy-bank-of-canada-governor-paul-beaudry-to-step-down</loc>
    <lastmod>2023-04-05T09:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3839/toronto-home-sales-fell-365-in-march-vancouver-sales-dropped-425</loc>
    <lastmod>2023-04-05T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3838/canadian-dollar-strengthens-as-oil-prices-rise</loc>
    <lastmod>2023-04-04T09:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3837/vancouvers-office-vacancy-rate-tops-10</loc>
    <lastmod>2023-04-04T09:19:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3836/calgary-home-sales-fell-41-in-march</loc>
    <lastmod>2023-04-04T09:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3835/business-leaders-criticize-ottawa-for-deficit-spending</loc>
    <lastmod>2023-03-30T09:31:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3834/bank-of-canada-to-end-quantitative-tightening-by-2025</loc>
    <lastmod>2023-03-30T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3833/budget-2023-canadas-deficit-grows-18-to-43-billion</loc>
    <lastmod>2023-03-29T09:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3832/ottawa-to-tax-dividends-received-by-banks-and-insurers</loc>
    <lastmod>2023-03-29T09:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3831/federal-budget-targets-consumers-with-grocery-rebate</loc>
    <lastmod>2023-03-28T09:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3830/canadas-retail-sales-rose-14-in-january</loc>
    <lastmod>2023-03-27T08:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3829/canadas-federal-budget-to-target-consumer-junk-fees</loc>
    <lastmod>2023-03-24T09:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3828/ontario-budget-forecasts-surpluses-within-a-year</loc>
    <lastmod>2023-03-24T08:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3827/canadas-rental-shortage-to-quadruple-rbc-report</loc>
    <lastmod>2023-03-23T09:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3826/canadas-federal-minimum-wage-to-rise-on-april-1</loc>
    <lastmod>2023-03-22T09:23:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3825/quebec-cuts-taxes-to-spur-economic-growth</loc>
    <lastmod>2023-03-22T09:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3824/canadas-inflation-rate-declined-to-52-in-february</loc>
    <lastmod>2023-03-21T09:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3823/ottawa-to-lose-20-billion-on-trans-mountain-pipeline-report</loc>
    <lastmod>2023-03-21T09:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3822/canadian-home-prices-stabilized-and-housing-starts-rose-13-in-february</loc>
    <lastmod>2023-03-16T09:23:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3821/ottawa-to-spend-75-million-clearing-air-travel-complaint-backlog</loc>
    <lastmod>2023-03-15T08:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3820/canadas-manufacturing-sales-rose-41-in-january</loc>
    <lastmod>2023-03-15T08:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3819/mccain-foods-to-double-potato-output-in-alberta</loc>
    <lastmod>2023-03-14T09:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3818/canadas-two-year-bond-yield-falls-as-traders-price-in-rate-cuts</loc>
    <lastmod>2023-03-14T08:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3817/canada-bans-russian-aluminum-and-steel-imports</loc>
    <lastmod>2023-03-13T09:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3816/cost-of-trans-mountain-pipeline-expansion-swells-44-to-30-billion</loc>
    <lastmod>2023-03-13T09:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3815/canadas-february-unemployment-rate-unchanged-at-5</loc>
    <lastmod>2023-03-10T09:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3814/canadas-finance-minister-says-budget-will-include-fiscal-constraints</loc>
    <lastmod>2023-03-09T09:33:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3813/crtc-lowers-wholesale-internet-rates-by-10</loc>
    <lastmod>2023-03-09T09:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3812/loonie-slumps-as-bank-of-canada-holds-interest-rates-steady</loc>
    <lastmod>2023-03-09T09:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3811/bank-of-canada-expected-to-hold-rates-steady-at-policy-meeting</loc>
    <lastmod>2023-03-08T08:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3810/montreal-home-sales-drop-to-an-all-time-low-for-february</loc>
    <lastmod>2023-03-07T08:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3809/economists-expect-bank-of-canada-to-hold-key-rate-at-450-poll</loc>
    <lastmod>2023-03-06T09:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3808/canadian-dollar-expected-to-strengthen-in-2023-poll</loc>
    <lastmod>2023-03-03T09:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3807/toronto-and-vancouver-home-sales-each-fell-47-in-february</loc>
    <lastmod>2023-03-03T09:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3806/calgary-home-sales-plunged-47-in-february</loc>
    <lastmod>2023-03-02T08:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3805/credit-use-and-bankruptcies-on-the-rise-in-canada</loc>
    <lastmod>2023-03-02T08:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3804/conference-board-expects-provinces-to-avoid-recession</loc>
    <lastmod>2023-03-01T09:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3803/canadas-economy-grew-02-in-the-fourth-quarter</loc>
    <lastmod>2023-02-28T09:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3802/majority-of-canadians-hope-to-retire-by-age-61-poll</loc>
    <lastmod>2023-02-28T09:17:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3801/manitoba-and-ottawa-reach-67-billion-healthcare-deal</loc>
    <lastmod>2023-02-27T09:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3800/ottawa-posts-55-billion-budget-deficit</loc>
    <lastmod>2023-02-27T09:34:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3799/automotive-production-rose-in-canada-during-2022</loc>
    <lastmod>2023-02-23T08:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3798/canadas-inflation-rate-fell-to-59-in-january</loc>
    <lastmod>2023-02-21T09:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3797/markets-expect-more-rate-hikes-in-canada-this-year</loc>
    <lastmod>2023-02-21T09:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3796/senate-calls-for-more-transparency-at-bank-of-canada</loc>
    <lastmod>2023-02-16T09:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3795/canadas-home-sales-at-lowest-level-since-2009-crea</loc>
    <lastmod>2023-02-16T08:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3794/half-of-all-insolvencies-in-canada-are-filed-by-millennials-study</loc>
    <lastmod>2023-02-13T09:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3793/canada-adds-150000-jobs-in-january-beating-expectations</loc>
    <lastmod>2023-02-13T09:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3792/bank-of-canada-releases-first-meeting-minutes</loc>
    <lastmod>2023-02-09T09:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3791/bank-of-canada-governor-reiterates-need-to-pause-rate-hikes</loc>
    <lastmod>2023-02-08T09:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3790/pm-trudeau-pledges-196-billion-in-healthcare-spending</loc>
    <lastmod>2023-02-08T09:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3789/business-bankruptcies-in-canada-rose-35-in-2022</loc>
    <lastmod>2023-02-08T09:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3788/toronto-home-sales-drop-45-in-january-vancouver-sales-fall-55</loc>
    <lastmod>2023-02-03T09:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3787/canadas-economic-growth-slows-to-16-in-q4</loc>
    <lastmod>2023-02-01T09:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3786/ottawa-posts-36-billion-budget-deficit</loc>
    <lastmod>2023-01-30T09:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3785/job-vacancies-across-canada-fell-24-in-november</loc>
    <lastmod>2023-01-27T09:17:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3784/canadas-commercial-banks-lift-their-prime-lending-rates-to-670</loc>
    <lastmod>2023-01-26T09:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3783/bank-of-canada-signals-pause-in-rate-hikes</loc>
    <lastmod>2023-01-26T09:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3782/bank-of-canada-expected-to-raise-key-interest-rate-to-450</loc>
    <lastmod>2023-01-25T10:23:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3781/number-of-canadians-on-employment-insurance-at-25-year-low</loc>
    <lastmod>2023-01-23T09:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3780/canadas-retail-sales-rose-05-in-december</loc>
    <lastmod>2023-01-23T09:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3779/canadian-home-prices-dropped-11-in-december</loc>
    <lastmod>2023-01-20T09:19:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3778/housing-starts-in-canada-declined-5-in-december</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3777/canadas-inflation-rate-fell-to-63-in-december</loc>
    <lastmod>2023-01-17T09:43:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3776/canadas-manufacturing-sales-were-flat-in-november</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3775/canada-wins-trade-ruling-on-duty-free-cars</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3774/ottawa-to-spend-19-billion-on-lockheed-martin-f-35-fighter-jets</loc>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3773/canadas-unemployment-rate-fell-to-5-in-december</loc>
    <lastmod>2023-01-09T09:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3772/toronto-home-sales-fell-48-in-december-vancouver-sales-dropped-52</loc>
    <lastmod>2023-01-05T09:50:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3771/calgary-home-sales-fell-31-in-december-from-a-year-ago</loc>
    <lastmod>2023-01-04T09:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3770/canadas-inflation-rate-dipped-to-68-in-november</loc>
    <lastmod>2022-12-22T09:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3769/canadas-retail-sales-declined-05-in-november</loc>
    <lastmod>2022-12-21T11:16:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3768/job-vacancies-in-canada-declined-33-in-third-quarter</loc>
    <lastmod>2022-12-20T09:10:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3767/pace-of-housing-starts-is-slowing-across-canada-cmhc</loc>
    <lastmod>2022-12-16T09:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3766/canadas-manufacturing-sales-rose-28-in-october</loc>
    <lastmod>2022-12-15T10:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3765/ontarios-tourism-sector-is-struggling-after-the-pandemic-report</loc>
    <lastmod>2022-12-13T09:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3764/inflation-becoming-entrenched-is-top-concern-boc-governor</loc>
    <lastmod>2022-12-13T09:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3762/prices-at-canadas-gas-pumps-drop-30-cents-in-last-month</loc>
    <lastmod>2022-12-09T09:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3761/bank-of-canada-raises-benchmark-interest-rate-to-425</loc>
    <lastmod>2022-12-08T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3760/bank-of-canada-expected-to-issue-seventh-consecutive-rate-hike</loc>
    <lastmod>2022-12-07T09:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3759/canadas-trade-surplus-grew-to-12-billion-in-october</loc>
    <lastmod>2022-12-07T09:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3758/canadian-consumer-debt-rose-73-in-third-quarter</loc>
    <lastmod>2022-12-07T09:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3757/toronto-homes-sales-fell-49-in-november-from-a-year-ago</loc>
    <lastmod>2022-12-06T09:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3756/canadas-yield-curve-inversion-at-its-widest-level-in-30-years</loc>
    <lastmod>2022-12-06T09:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3755/vancouver-home-sales-fell-53-in-november-from-a-year-earlier</loc>
    <lastmod>2022-12-05T09:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3754/automotive-sales-in-canada-rose-41-in-november-from-a-year-ago</loc>
    <lastmod>2022-12-05T09:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3753/canadas-unemployment-rate-edged-down-to-51-in-november</loc>
    <lastmod>2022-12-05T09:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3752/calgary-home-sales-plunged-22-in-november-from-a-year-ago</loc>
    <lastmod>2022-12-02T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3751/canadas-dollar-slumps-on-signs-of-slowing-economic-growth</loc>
    <lastmod>2022-11-30T09:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3750/bank-of-canada-lost-522-million-in-q3-its-first-ever-negative-return</loc>
    <lastmod>2022-11-30T09:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3749/canadas-economy-grew-an-annualized-29-in-q3</loc>
    <lastmod>2022-11-30T09:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3748/torstar-corp-names-new-ceo-as-finances-deteriorate</loc>
    <lastmod>2022-11-28T09:03:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3747/ottawa-posts-17-billion-budget-surplus-from-april-to-september</loc>
    <lastmod>2022-11-28T08:58:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3746/alberta-government-lowers-budget-surplus-forecast</loc>
    <lastmod>2022-11-25T09:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3745/job-vacancies-in-canada-rose-38-in-september</loc>
    <lastmod>2022-11-25T09:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3744/bank-of-canada-doesnt-expect-a-severe-economic-downturn</loc>
    <lastmod>2022-11-23T09:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3743/canadas-retail-sales-fell-05-in-september</loc>
    <lastmod>2022-11-23T09:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3742/canadian-dollar-slumps-amid-volatile-oil-prices-and-china-concerns</loc>
    <lastmod>2022-11-22T09:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3741/rent-prices-across-canada-rose-12-in-october</loc>
    <lastmod>2022-11-22T09:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3740/torstar-is-losing-1-million-a-week-says-owner</loc>
    <lastmod>2022-11-18T09:17:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3739/ottawa-tables-legislation-to-improve-supply-chains</loc>
    <lastmod>2022-11-18T09:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3738/mortgage-interest-in-canada-at-a-30-year-high</loc>
    <lastmod>2022-11-17T09:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3737/canadas-inflation-rate-remained-at-69-in-october</loc>
    <lastmod>2022-11-17T09:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3736/canadas-manufacturing-sales-unchanged-in-september</loc>
    <lastmod>2022-11-16T09:43:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3735/canadian-home-prices-fall-for-eighth-consecutive-month</loc>
    <lastmod>2022-11-16T09:33:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3734/bank-of-canada-governor-says-slowdown-will-hurt-low-income-earners</loc>
    <lastmod>2022-11-15T09:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3733/ontario-lowers-deficit-forecast-by-35-as-tax-revenues-rise</loc>
    <lastmod>2022-11-15T08:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3732/consumer-bankruptcies-in-canada-rise-225</loc>
    <lastmod>2022-11-14T09:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3731/canada-pension-plan-post-quarterly-gain-of-02</loc>
    <lastmod>2022-11-11T09:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3730/bank-of-canada-governor-says-labour-market-remains-strong</loc>
    <lastmod>2022-11-11T08:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3729/climate-change-forecast-to-lower-canadas-gdp-by-58</loc>
    <lastmod>2022-11-09T09:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3728/canada-adds-108000-jobs-in-october-unemployment-rate-at-52</loc>
    <lastmod>2022-11-07T08:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3727/calgary-home-sales-drop-15-in-october</loc>
    <lastmod>2022-11-02T09:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3726/trading-at-toronto-stock-exchange-restarts-after-outage</loc>
    <lastmod>2022-11-02T09:43:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3725/credit-card-debt-in-canada-at-a-record-high</loc>
    <lastmod>2022-11-01T09:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3724/canadas-federal-government-to-deliver-budget-update-nov-3</loc>
    <lastmod>2022-10-31T09:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3723/canadians-worried-about-mortgages-as-rates-rise-survey</loc>
    <lastmod>2022-10-31T09:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3722/canadas-gdp-grew-01-in-august</loc>
    <lastmod>2022-10-31T08:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3721/toronto-rental-prices-rise-20-as-inventory-dwindles</loc>
    <lastmod>2022-10-28T08:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3720/bank-of-canada-surprises-with-50-basis-point-rate-hike-cuts-gdp-outlook</loc>
    <lastmod>2022-10-27T08:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3719/bank-of-canada-expected-to-raise-interest-rates-another-75-basis-points</loc>
    <lastmod>2022-10-26T08:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3718/canadian-consumers-to-reduce-spending-in-2023-survey</loc>
    <lastmod>2022-10-25T09:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3717/competition-bureau-investigates-canadas-grocery-sector</loc>
    <lastmod>2022-10-25T08:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3716/canadas-retail-sales-declined-05-in-september</loc>
    <lastmod>2022-10-24T09:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3715/canadas-inflation-rate-rose-69-in-september</loc>
    <lastmod>2022-10-20T09:36:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3714/canadian-housing-starts-up-11-in-september</loc>
    <lastmod>2022-10-19T09:17:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3713/canadas-business-outlook-indicator-hits-a-two-year-low</loc>
    <lastmod>2022-10-18T09:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3712/toronto-stock-exchange-at-lowest-level-in-20-months</loc>
    <lastmod>2022-10-17T09:25:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3711/canadas-manufacturing-trade-down-2-in-august</loc>
    <lastmod>2022-10-17T09:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3710/canadas-september-home-sales-fall-322-crea</loc>
    <lastmod>2022-10-17T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3709/cmhc-forecasts-a-15-housing-price-drop-across-canada</loc>
    <lastmod>2022-10-14T09:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3708/strike-at-vancouvers-westshore-terminals-ends-with-new-labour-pact</loc>
    <lastmod>2022-10-12T09:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3707/canadas-unemployment-rate-falls-to-52-in-september</loc>
    <lastmod>2022-10-11T08:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3706/bank-of-canada-governor-says-more-rate-hikes-are-coming</loc>
    <lastmod>2022-10-07T09:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3705/canadian-dollar-expected-to-rise-in-2023-poll</loc>
    <lastmod>2022-10-06T09:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3704/canadas-trade-surplus-falls-on-declining-energy-prices</loc>
    <lastmod>2022-10-06T08:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3703/toronto-home-sales-fall-44-in-september-vancouver-sales-drop-46</loc>
    <lastmod>2022-10-05T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3702/calgary-home-sales-down-12-in-september</loc>
    <lastmod>2022-10-04T09:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3701/canadian-auto-sales-declined-45-in-september</loc>
    <lastmod>2022-10-04T08:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3700/toronto-stock-exchange-falls-22-in-third-quarter</loc>
    <lastmod>2022-10-03T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3699/canadas-gdp-grew-01-in-july-as-economic-activity-slowed</loc>
    <lastmod>2022-09-30T09:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3698/bank-of-canada-to-publish-meeting-minutes-and-improve-transparency</loc>
    <lastmod>2022-09-29T08:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3697/toronto-stock-exchange-hits-new-low-for-the-year</loc>
    <lastmod>2022-09-28T09:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3696/canadian-employers-planning-for-42-salary-increase-in-2023</loc>
    <lastmod>2022-09-28T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3695/bank-of-canada-governor-says-inflation-remains-too-high</loc>
    <lastmod>2022-09-27T09:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3694/international-visits-to-canada-remain-at-half-their-pre-pandemic-level</loc>
    <lastmod>2022-09-26T09:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3693/canadas-retail-sales-fell-25-in-july</loc>
    <lastmod>2022-09-26T09:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3692/canadas-budget-watchdog-warns-on-bank-surtaxes</loc>
    <lastmod>2022-09-23T09:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3691/new-carrier-canada-jetlines-begins-operations</loc>
    <lastmod>2022-09-23T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3690/de-havilland-canada-to-build-manufacturing-plant-outside-calgary</loc>
    <lastmod>2022-09-22T09:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3689/canadians-increasingly-renting-rather-than-owning-homes-statscan</loc>
    <lastmod>2022-09-22T09:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3688/job-vacancies-across-canada-hit-a-record-high</loc>
    <lastmod>2022-09-21T09:36:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3687/canadas-inflation-rate-slowed-to-7-in-august-as-gas-prices-declined</loc>
    <lastmod>2022-09-21T09:34:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3686/canadian-dollar-falls-below-75-cents-us</loc>
    <lastmod>2022-09-20T09:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3685/loonie-falls-to-a-two-year-low-against-us-dollar</loc>
    <lastmod>2022-09-16T08:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3684/canadian-home-sales-fall-for-sixth-consecutive-month</loc>
    <lastmod>2022-09-16T08:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3683/canadas-factory-sales-drop-for-third-consecutive-month-in-july</loc>
    <lastmod>2022-09-15T09:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3682/ottawa-announces-more-measures-to-help-canadians-manage-inflation</loc>
    <lastmod>2022-09-14T09:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3681/trudeau-declares-federal-holiday-to-mark-queens-funeral</loc>
    <lastmod>2022-09-14T09:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3680/canadians-net-worth-falls-by-a-record-990-billion</loc>
    <lastmod>2022-09-13T08:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3679/more-canadians-plan-to-leave-their-job-statscan-report</loc>
    <lastmod>2022-09-12T12:36:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3678/canadas-unemployment-rate-rose-to-54-in-august</loc>
    <lastmod>2022-09-12T12:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3677/ottawa-to-hike-gst-rebate-as-canadians-struggle-with-inflation</loc>
    <lastmod>2022-09-08T09:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3676/canadas-trade-surplus-declined-to-41-billion-in-july</loc>
    <lastmod>2022-09-08T08:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3675/bank-of-canada-signals-more-interest-rate-hikes-are-coming</loc>
    <lastmod>2022-09-08T08:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3674/bank-of-canada-expected-to-raise-interest-rates-by-75-basis-points</loc>
    <lastmod>2022-09-07T09:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3673/average-non-mortgage-debt-in-canada-surpasses-21000</loc>
    <lastmod>2022-09-07T09:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3672/montreal-home-sales-fell-20-in-august-vancouver-sales-plunged-40</loc>
    <lastmod>2022-09-07T09:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3671/inflation-impacts-back-to-school-shopping-in-canada-poll</loc>
    <lastmod>2022-09-02T09:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3670/toronto-home-sales-plunge-34-in-august</loc>
    <lastmod>2022-09-02T09:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3669/alberta-uses-oil-profits-to-make-record-debt-payment-of-134-billion</loc>
    <lastmod>2022-09-01T09:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3668/canadas-gdp-grew-33-in-q2-as-commodity-prices-soared</loc>
    <lastmod>2022-09-01T08:57:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3667/ontario-earns-162-million-in-gaming-revenue</loc>
    <lastmod>2022-08-31T09:25:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3666/td-bank-forecasts-25-drop-in-canadian-home-prices</loc>
    <lastmod>2022-08-30T08:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3665/canadas-wheat-harvest-to-increase-55-this-year-statcan</loc>
    <lastmod>2022-08-30T08:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3664/desjardins-group-forecasts-a-recession-for-canada-in-2023</loc>
    <lastmod>2022-08-29T09:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3663/ottawa-posts-fiscal-q1-surplus-of-102-billion</loc>
    <lastmod>2022-08-29T09:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3662/bank-of-canada-restructures-governing-council</loc>
    <lastmod>2022-08-26T09:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3661/canadian-job-vacancies-hit-a-record-high-in-june</loc>
    <lastmod>2022-08-26T09:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3660/saskatchewan-and-alberta-forecast-to-lead-economic-growth-in-canada</loc>
    <lastmod>2022-08-25T09:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3659/tsx-forecast-to-hit-record-highs-in-2023-poll</loc>
    <lastmod>2022-08-24T09:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3658/majority-of-canadians-reduce-spending-as-inflation-rises-poll</loc>
    <lastmod>2022-08-23T08:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3657/toronto-commercial-real-estate-deals-rise-43-in-q2</loc>
    <lastmod>2022-08-22T09:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3656/canadas-retail-sales-rose-11-to-63-billion-in-june</loc>
    <lastmod>2022-08-22T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3655/omers-pension-fund-posts-04-loss-in-years-first-half</loc>
    <lastmod>2022-08-19T09:25:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3653/a-third-of-canadians-taking-on-debt-to-cope-with-inflation-survey</loc>
    <lastmod>2022-08-18T09:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3652/bank-of-canada-governor-says-more-action-needed-on-inflation</loc>
    <lastmod>2022-08-17T09:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3651/canadas-inflation-rate-eased-to-76-in-july</loc>
    <lastmod>2022-08-17T08:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3650/canadas-home-sales-drop-29-in-july-crea</loc>
    <lastmod>2022-08-16T09:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3649/canadas-manufacturing-sales-drop-08-in-june</loc>
    <lastmod>2022-08-16T09:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3648/investments-in-residential-construction-fell-04-in-june</loc>
    <lastmod>2022-08-15T09:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3647/canadian-dollar-hits-two-month-high-as-oil-prices-rise</loc>
    <lastmod>2022-08-12T09:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3646/canada-pension-plan-posts-negative-return-of-42</loc>
    <lastmod>2022-08-12T08:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3645/ontario-cannabis-store-restarts-deliveries-after-cyberattack</loc>
    <lastmod>2022-08-11T09:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3644/ontario-cannabis-store-shutdown-by-cyberattack</loc>
    <lastmod>2022-08-09T09:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3643/ottawa-to-investigate-airport-delays-and-flight-cancellations</loc>
    <lastmod>2022-08-09T09:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3642/canada-revenue-agency-has-14-billion-of-uncashed-cheques</loc>
    <lastmod>2022-08-09T09:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3641/canadas-unemployment-rate-holds-steady-at-49</loc>
    <lastmod>2022-08-08T09:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3640/montreal-home-sales-fell-18-in-july</loc>
    <lastmod>2022-08-05T09:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3639/canadian-auto-sales-down-16-in-july</loc>
    <lastmod>2022-08-05T09:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3638/ottawa-to-challenge-new-softwood-lumber-duties</loc>
    <lastmod>2022-08-05T08:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3637/toronto-home-sales-fall-47-in-july-vancouver-home-sales-drop-43</loc>
    <lastmod>2022-08-04T09:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3636/calgary-home-sales-fall-3-in-july-as-rates-continue-to-rise</loc>
    <lastmod>2022-08-03T09:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3635/ottawa-posts-53-billion-surplus-to-start-fiscal-year</loc>
    <lastmod>2022-08-02T09:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3634/canadas-gdp-unchanged-in-may-as-economy-begins-to-slow</loc>
    <lastmod>2022-08-02T09:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3633/toronto-apartment-rents-rise-20-in-q2-and-hit-record-levels</loc>
    <lastmod>2022-07-29T08:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3632/canadians-take-10-billion-out-of-mutual-funds-in-june</loc>
    <lastmod>2022-07-27T09:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3631/international-travel-to-canada-remains-below-pre-pandemic-levels</loc>
    <lastmod>2022-07-25T09:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3630/canadas-retail-sales-rose-22-in-may</loc>
    <lastmod>2022-07-25T08:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3629/canadas-inflation-rate-hits-81</loc>
    <lastmod>2022-07-21T08:43:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3628/toronto-condo-rents-increase-at-record-pace</loc>
    <lastmod>2022-07-20T09:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3627/bank-of-canada-forecasts-june-inflation-will-top-8</loc>
    <lastmod>2022-07-19T09:17:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3626/canadas-home-prices-decline-most-since-2005</loc>
    <lastmod>2022-07-18T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3625/canadian-private-equity-deals-fall-during-years-first-half</loc>
    <lastmod>2022-07-18T08:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3624/canadas-manufacturing-sales-fell-2-to-716-billion-in-may</loc>
    <lastmod>2022-07-15T09:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3623/canadian-dollar-hits-20-month-low</loc>
    <lastmod>2022-07-15T09:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3622/bank-of-canada-lowers-its-gdp-forecast-for-this-year-to-350</loc>
    <lastmod>2022-07-14T09:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3621/canadas-banks-lift-prime-interest-rates-to-470</loc>
    <lastmod>2022-07-14T09:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3620/royal-lepage-lowers-forecast-for-canadas-housing-market</loc>
    <lastmod>2022-07-13T09:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3619/bank-of-canada-expected-to-raise-interest-rates-75-basis-points</loc>
    <lastmod>2022-07-13T09:19:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3618/a-quarter-of-canadians-cutting-back-on-necessities-survey</loc>
    <lastmod>2022-07-12T09:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3617/cmhc-forecasts-a-recession-by-years-end</loc>
    <lastmod>2022-07-12T09:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3616/canadas-unemployment-rate-falls-to-record-low-49</loc>
    <lastmod>2022-07-11T09:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3615/canadas-trade-surplus-at-highest-level-since-2008</loc>
    <lastmod>2022-07-08T08:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3614/canadas-mortgage-debt-grows-at-fastest-pace-since-2008-financial-crisis</loc>
    <lastmod>2022-07-07T09:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3613/canadian-wheat-plantings-at-highest-level-in-a-decade</loc>
    <lastmod>2022-07-06T09:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3612/toronto-home-sales-fall-41-in-june-vancouver-sales-drop-35</loc>
    <lastmod>2022-07-06T09:25:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3611/toronto-home-sales-fall-41-in-june-vancouver-sales-drop-35</loc>
    <lastmod>2022-07-06T09:25:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3609/calgary-home-sales-dropped-2-in-june</loc>
    <lastmod>2022-07-05T09:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3608/canadas-vehicle-sales-fell-115-in-june</loc>
    <lastmod>2022-07-05T09:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3607/ontario-implements-gas-tax-cut-of-57-cents-a-litre</loc>
    <lastmod>2022-07-04T10:17:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3606/toronto-stock-exchange-falls-11-in-years-first-half</loc>
    <lastmod>2022-07-04T09:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3605/canadas-economy-contracts-02-in-may</loc>
    <lastmod>2022-07-04T09:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3604/bc-premier-john-horgan-to-step-down-this-fall</loc>
    <lastmod>2022-06-29T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3603/alberta-government-reports-first-budget-surplus-in-seven-years</loc>
    <lastmod>2022-06-29T08:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3602/canadian-consumer-confidence-falls-as-inflation-persists</loc>
    <lastmod>2022-06-28T09:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3601/canada-to-ban-russian-gold-imports</loc>
    <lastmod>2022-06-27T09:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3600/nearly-half-of-canadians-doubt-central-bank-can-lower-inflation-poll</loc>
    <lastmod>2022-06-27T09:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3599/canadas-population-grows-at-fastest-pace-since-1990</loc>
    <lastmod>2022-06-23T09:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3598/canadas-inflation-rate-hits-77-the-highest-level-since-1983</loc>
    <lastmod>2022-06-23T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3597/alberta-housing-starts-surged-152-in-may-as-oil-prices-rise</loc>
    <lastmod>2022-06-22T09:16:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3596/canadians-say-economy-is-headed-for-a-recession-poll</loc>
    <lastmod>2022-06-22T09:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3595/canada-posts-record-one-million-job-vacancies</loc>
    <lastmod>2022-06-22T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3594/employers-hire-workers-with-no-experience-in-tight-labour-market-poll</loc>
    <lastmod>2022-06-21T09:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3593/us-and-canada-focus-on-resilient-supply-chains-to-lower-inflation</loc>
    <lastmod>2022-06-21T08:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3592/finance-minister-freeland-to-outline-plan-to-combat-inflation</loc>
    <lastmod>2022-06-16T09:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3591/canadian-home-prices-decline-for-second-consecutive-month</loc>
    <lastmod>2022-06-16T09:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3590/bay-street-expects-75-basis-point-rate-hike-from-bank-of-canada</loc>
    <lastmod>2022-06-15T09:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3589/prime-minister-trudeau-tests-positive-for-covid-19</loc>
    <lastmod>2022-06-14T09:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3588/nearly-25-of-homeowners-will-need-to-sell-if-rates-keep-rising-survey</loc>
    <lastmod>2022-06-14T09:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3587/canadas-unemployment-rate-drops-to-record-low-51</loc>
    <lastmod>2022-06-13T09:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3586/canadas-trade-surplus-fell-to-15-billion-in-april</loc>
    <lastmod>2022-06-08T09:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3585/canadians-say-money-is-biggest-source-of-stress-poll</loc>
    <lastmod>2022-06-07T09:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3584/vancouver-home-sales-fell-32-in-may-from-a-year-ago</loc>
    <lastmod>2022-06-03T09:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3583/average-debt-level-in-canada-tops-20000-as-cost-of-living-rises</loc>
    <lastmod>2022-06-03T09:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3582/toronto-home-sales-fell-39-in-may-as-higher-rates-take-hold</loc>
    <lastmod>2022-06-03T09:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3581/bank-of-canada-warns-of-more-aggressive-rate-hikes-to-tame-inflation</loc>
    <lastmod>2022-06-02T09:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3580/calgary-home-sales-declined-in-may-for-second-consecutive-month</loc>
    <lastmod>2022-06-02T09:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3579/restaurant-sales-in-canada-surpass-pre-pandemic-levels</loc>
    <lastmod>2022-06-01T09:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3578/bank-of-canada-expected-to-raise-interest-rates-another-50-basis-points</loc>
    <lastmod>2022-06-01T09:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3577/canadas-gdp-grew-31-in-q1-from-a-year-ago</loc>
    <lastmod>2022-06-01T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3576/canadian-dollar-rallies-with-current-account-surplus-at-14-year-high</loc>
    <lastmod>2022-05-31T09:19:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3575/majority-of-canadian-homeowners-struggling-financially-poll</loc>
    <lastmod>2022-05-30T09:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3574/ottawa-posts-956-billion-deficit-for-2021-2022-fiscal-year</loc>
    <lastmod>2022-05-30T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3573/canadas-retail-sales-fall-flat-in-march-as-car-sales-decline</loc>
    <lastmod>2022-05-27T09:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3572/job-vacancies-in-canada-surge-60-in-march-from-year-ago</loc>
    <lastmod>2022-05-27T09:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3571/canadians-seek-alternative-lenders-for-mortgages-as-rates-rise</loc>
    <lastmod>2022-05-25T09:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3570/canadians-finances-worsen-as-inflation-rises-poll</loc>
    <lastmod>2022-05-25T09:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3569/credit-suisse-begins-coverage-of-canadas-banks</loc>
    <lastmod>2022-05-24T09:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3568/canadian-consumer-confidence-falls-as-inflation-impacts-personal-finances</loc>
    <lastmod>2022-05-24T09:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3567/heavy-rains-limit-spring-planting-season-on-canadas-prairies</loc>
    <lastmod>2022-05-19T09:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3566/canadas-inflation-rate-sits-at-30-year-high-of-68</loc>
    <lastmod>2022-05-19T09:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3565/canadian-consumer-confidence-falls-as-inflation-rises</loc>
    <lastmod>2022-05-17T09:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3564/housing-prices-in-canada-drop-for-first-time-in-two-years</loc>
    <lastmod>2022-05-17T09:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3563/provincial-budgets-improving-coming-out-of-the-pandemic-report</loc>
    <lastmod>2022-05-11T09:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3562/canadian-dollar-at-lowest-level-in-two-years</loc>
    <lastmod>2022-05-10T08:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3561/tsx-falls-below-20000-and-enters-correction-territory</loc>
    <lastmod>2022-05-10T08:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3560/canadas-unemployment-rate-fell-to-a-record-low-52-in-april</loc>
    <lastmod>2022-05-09T09:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3559/canadas-automotive-sales-fall-13-in-april-as-inflation-remains-elevated</loc>
    <lastmod>2022-05-05T09:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3558/toronto-home-sales-fall-41-in-april-as-interest-rates-rise</loc>
    <lastmod>2022-05-05T09:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3557/vancouver-home-sales-fall-26-in-april</loc>
    <lastmod>2022-05-04T09:18:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3556/calgary-housing-market-posts-record-sales-in-april</loc>
    <lastmod>2022-05-03T09:18:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3555/canadas-budget-deficit-totaled-698-billion-for-april-to-february-period</loc>
    <lastmod>2022-05-02T10:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3554/canadas-gdp-grew-at-an-annualized-56-in-first-quarter</loc>
    <lastmod>2022-05-02T09:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3553/vancouver-raises-empty-homes-tax-to-5-of-assessed-value</loc>
    <lastmod>2022-04-29T09:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3551/bank-of-canada-considering-another-half-point-rate-hike-says-governor</loc>
    <lastmod>2022-04-26T09:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3550/canadas-retail-sales-rose-14-in-march-as-covid-19-measures-lifted</loc>
    <lastmod>2022-04-25T09:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3549/russia-sanctions-bank-of-canada-governor-tiff-macklem</loc>
    <lastmod>2022-04-22T09:33:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3548/canadian-natural-resources-market-value-hits-record-100-billion</loc>
    <lastmod>2022-04-21T09:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3547/canadas-inflation-rate-rises-to-67-a-31-year-high</loc>
    <lastmod>2022-04-21T09:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3546/canadians-tap-home-equity-as-real-estate-prices-rise</loc>
    <lastmod>2022-04-20T09:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3545/canadas-manufacturing-sales-rose-42-in-february</loc>
    <lastmod>2022-04-18T09:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3544/canadian-lobster-exports-hit-a-record-326-billion-as-prices-surge</loc>
    <lastmod>2022-04-12T09:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3543/canadas-unemployment-rate-hits-record-low-of-53</loc>
    <lastmod>2022-04-11T09:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3542/federal-budget-focuses-on-deficit-reduction-introduces-bank-tax</loc>
    <lastmod>2022-04-08T09:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3541/ottawa-to-announce-ban-on-foreign-homebuyers-in-federal-budget</loc>
    <lastmod>2022-04-07T09:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3540/canadas-trade-surplus-fell-to-27-billion-in-february</loc>
    <lastmod>2022-04-06T09:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3539/toronto-home-sales-fall-30-in-march-from-a-year-earlier</loc>
    <lastmod>2022-04-05T09:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3538/ontario-government-to-reduce-gas-taxes-after-next-election</loc>
    <lastmod>2022-04-05T09:19:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3537/calgary-home-sales-hit-record-level-in-march</loc>
    <lastmod>2022-04-04T09:34:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3536/mutual-fund-assets-in-canada-reach-2-trillion</loc>
    <lastmod>2022-04-04T09:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3535/canadas-economy-grew-08-in-february-as-covid-19-restrictions-eased</loc>
    <lastmod>2022-04-01T09:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3534/majority-of-canadians-doubt-inflation-will-move-lower-poll</loc>
    <lastmod>2022-03-31T09:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3533/ontario-government-raises-foreign-homebuyers-tax</loc>
    <lastmod>2022-03-30T09:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3532/ottawa-to-deliver-federal-budget-on-april-7</loc>
    <lastmod>2022-03-30T09:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3531/canadian-consumer-confidence-falls-as-inflation-rises</loc>
    <lastmod>2022-03-29T09:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3530/ottawa-posts-75-billion-budget-deficit-for-april-to-january-period</loc>
    <lastmod>2022-03-28T09:25:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3529/cargo-volumes-rise-1-at-port-of-vancouver-despite-challenges</loc>
    <lastmod>2022-03-25T09:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3528/air-travel-to-canada-remains-far-below-pre-pandemic-levels-statcan</loc>
    <lastmod>2022-03-24T09:18:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3527/new-brunswick-cuts-taxes-to-offset-rising-gas-prices</loc>
    <lastmod>2022-03-23T09:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3526/quebec-to-pay-residents-500-each-to-offset-inflation</loc>
    <lastmod>2022-03-23T09:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3525/canadians-cut-back-on-groceries-as-inflation-rises-poll</loc>
    <lastmod>2022-03-21T09:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3524/canadian-housing-market-surges-on</loc>
    <lastmod>2022-03-18T09:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3523/canadians-say-now-is-not-a-good-time-to-buy-a-house-poll</loc>
    <lastmod>2022-03-17T10:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3522/canadas-inflation-rate-hits-57-in-february-highest-level-since-1991</loc>
    <lastmod>2022-03-17T09:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3521/canadian-home-prices-rose-a-record-35-in-february</loc>
    <lastmod>2022-03-16T09:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3520/canadas-household-debt-hits-record-levels</loc>
    <lastmod>2022-03-14T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3519/jobs-jobs-jobs</loc>
    <lastmod>2022-03-11T12:23:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3518/canadas-trade-surplus-reaches-a-14-year-high</loc>
    <lastmod>2022-03-09T09:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3517/alberta-cuts-gas-tax-and-offers-electricity-bill-rebates</loc>
    <lastmod>2022-03-08T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3516/bank-of-canada-governor-says-no-plans-to-actively-sell-bonds</loc>
    <lastmod>2022-03-04T09:17:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3515/montreal-home-sales-fell-12-in-february-as-listings-declined</loc>
    <lastmod>2022-03-04T09:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3514/vancouver-home-sales-rise-50-between-january-and-february</loc>
    <lastmod>2022-03-03T09:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3513/canadian-dollar-weakens-amid-flight-to-safety</loc>
    <lastmod>2022-03-02T09:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3512/bank-of-canada-expected-to-start-raising-interest-rates</loc>
    <lastmod>2022-03-02T09:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3511/canadas-economy-grew-an-annualized-67-in-q4-2021</loc>
    <lastmod>2022-03-02T09:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3510/ontario-to-establish-basic-rights-for-gig-workers</loc>
    <lastmod>2022-03-01T09:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3509/canada-to-ban-russian-crude-oil-imports</loc>
    <lastmod>2022-03-01T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3508/business-council-calls-on-ottawa-to-scale-back-stimulus-spending</loc>
    <lastmod>2022-02-28T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3507/alberta-balances-budget-as-oil-prices-strengthen</loc>
    <lastmod>2022-02-25T09:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3506/ontario-labour-market-recovers-to-pre-pandemic-levels</loc>
    <lastmod>2022-02-24T09:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3505/ottawa-lifts-emergencies-act-following-end-of-trucker-protests</loc>
    <lastmod>2022-02-24T09:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3504/quebec-government-to-deliver-budget-on-march-22</loc>
    <lastmod>2022-02-23T09:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3503/pm-trudeau-maintains-emergencies-act-wants-to-protect-border-crossings</loc>
    <lastmod>2022-02-22T09:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3502/rental-prices-across-canada-rose-an-average-of-3-in-2021</loc>
    <lastmod>2022-02-21T11:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3501/bank-of-canada-deputy-governor-lawrence-schembri-retires</loc>
    <lastmod>2022-02-21T11:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3500/energy-costs-increasing-inflationary-pressures-in-canada</loc>
    <lastmod>2022-02-18T08:33:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3499/canadas-inflation-rate-hits-51-highest-level-since-1991</loc>
    <lastmod>2022-02-17T08:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3498/vaccinated-travellers-no-longer-need-pcr-test-to-enter-canada</loc>
    <lastmod>2022-02-16T06:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3497/ontario-lowers-deficit-projection-to-131-billion</loc>
    <lastmod>2022-02-15T10:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3496/global-semiconductor-sales-top-500-billion-for-first-time</loc>
    <lastmod>2022-02-15T10:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3495/ontario-to-remove-vaccine-passport-requirement</loc>
    <lastmod>2022-02-15T09:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3494/ontario-lowers-deficit-projection-to-131-billion</loc>
    <lastmod>2022-02-15T08:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3493/conservatives-party-calls-for-audit-of-bank-of-canada-bond-buying-program</loc>
    <lastmod>2022-02-10T09:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3492/canada-posts-first-annual-trade-surplus-since-2014</loc>
    <lastmod>2022-02-09T09:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3491/canada-loses-200000-jobs-in-january-due-to-new-lockdown-measures</loc>
    <lastmod>2022-02-07T09:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3490/more-growth-for-canadas-gdp</loc>
    <lastmod>2022-02-01T12:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3489/canadas-banks-raise-staff-salaries-63-as-talent-wars-intensify</loc>
    <lastmod>2022-01-31T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3488/among-new-homebuyers-19-own-multiple-properties-survey</loc>
    <lastmod>2022-01-31T09:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3487/loonie-falls-after-bank-of-canada-keeps-interest-rates-unchanged</loc>
    <lastmod>2022-01-27T09:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3486/canadas-automotive-production-falls-to-lowest-level-since-1967</loc>
    <lastmod>2022-01-27T09:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3485/bank-of-canada-holds-key-interest-rate-at-025-despite-rising-inflation</loc>
    <lastmod>2022-01-27T09:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3484/cost-to-clean-up-abandoned-oil-wells-to-exceed-1-billion-by-2025-report</loc>
    <lastmod>2022-01-26T09:17:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3483/boc-raising-rates-throughout-22-ex-governor</loc>
    <lastmod>2022-01-25T09:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3482/canadas-retail-sales-fell-21-in-december-amid-omicron-lockdowns</loc>
    <lastmod>2022-01-24T09:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3481/will-surging-inflation-make-the-boc-hike-early</loc>
    <lastmod>2022-01-21T06:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3480/parliamentary-budget-officer-criticizes-federal-spending-on-pandemic-measures</loc>
    <lastmod>2022-01-20T09:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3479/canadas-inflation-rate-at-highest-level-since-1991</loc>
    <lastmod>2022-01-20T08:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3478/former-bank-chief-calls-boc-beaten-by-loose-rates</loc>
    <lastmod>2022-01-17T09:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3477/us-wont-ban-canadian-beef-despite-mad-cow-infection</loc>
    <lastmod>2022-01-14T10:32:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3476/bank-of-canada-says-speculative-investors-account-for-19-of-homebuyers</loc>
    <lastmod>2022-01-14T10:18:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3475/ottawa-eases-foreign-worker-rules-to-help-quebec-with-labour-shortage</loc>
    <lastmod>2022-01-11T10:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3474/canada-strengthening-trade-ties-with-taiwan</loc>
    <lastmod>2022-01-11T09:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3473/canada-added-a-record-886000-new-jobs-in-2021</loc>
    <lastmod>2022-01-10T10:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3472/canada-wage-growth-trails-us-due-to-immigration-cibc</loc>
    <lastmod>2022-01-10T09:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3471/canadas-trade-surplus-rose-to-31-billion-in-november</loc>
    <lastmod>2022-01-07T10:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3470/industrial-prices-up-raw-materials-down-in-canada</loc>
    <lastmod>2022-01-07T08:17:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3469/toronto-and-vancouver-home-sales-hit-record-levels-in-2021</loc>
    <lastmod>2022-01-06T10:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3468/cmhc-recommends-a-surtax-on-homes-valued-at-more-than-1-million</loc>
    <lastmod>2022-01-06T10:32:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3467/trade-surplus-larger-in-november</loc>
    <lastmod>2022-01-06T09:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3466/calgary-home-sales-end-2021-with-record-breaking-45-increase</loc>
    <lastmod>2022-01-05T10:18:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3465/canadian-stocks-post-their-best-annual-performance-in-12-years</loc>
    <lastmod>2022-01-04T11:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3464/economy-took-on-08-in-october</loc>
    <lastmod>2021-12-31T09:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3463/growth-should-return-to-normal-in-22-bdc</loc>
    <lastmod>2021-12-30T08:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3462/canada-meets-target-of-401000-immigrants</loc>
    <lastmod>2021-12-24T07:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3461/economy-grows-in-october</loc>
    <lastmod>2021-12-23T10:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3460/ottawa-launches-challenge-against-us-duties-on-lumber-imports</loc>
    <lastmod>2021-12-22T10:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3459/canadas-retail-sales-rose-in-november-as-consumer-spending-accelerates</loc>
    <lastmod>2021-12-22T10:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3458/housing-affordability-in-canada-falls-to-31-year-low</loc>
    <lastmod>2021-12-21T10:19:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3456/ontario-introduces-new-restrictions-as-covid-19-cases-rise</loc>
    <lastmod>2021-12-20T10:16:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3455/regulator-maintains-current-stress-test-for-canadian-homebuyers</loc>
    <lastmod>2021-12-20T10:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3454/continued-housing-shortage-pushes-housing-starts-higher</loc>
    <lastmod>2021-12-17T08:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3453/house-prices-in-canada-rose-a-record-25-in-november</loc>
    <lastmod>2021-12-16T10:23:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3452/canadas-manufacturing-sales-rose-43-in-october</loc>
    <lastmod>2021-12-16T10:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3451/canada-adds-most-jobs-in-8-mos-adp</loc>
    <lastmod>2021-12-16T10:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3450/ottawa-ramps-up-spending-as-budget-deficit-projected-to-hit-1445-billion</loc>
    <lastmod>2021-12-15T10:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3449/ontario-government-pledges-to-raise-foreign-homebuyers-tax</loc>
    <lastmod>2021-12-14T10:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3448/ottawa-to-host-supply-chain-summit</loc>
    <lastmod>2021-12-14T10:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3447/ottawa-renews-bank-of-canadas-2-inflation-target-for-another-five-years</loc>
    <lastmod>2021-12-14T10:18:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3446/bank-of-canada-to-unveil-new-inflation-mandate</loc>
    <lastmod>2021-12-13T06:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3445/ottawa-raises-the-tfsa-contribution-limit-by-6000-for-2022</loc>
    <lastmod>2021-12-13T06:33:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3444/food-prices-in-canada-forecast-to-hit-record-levels-in-2022</loc>
    <lastmod>2021-12-10T06:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3443/canadian-businesses-optimistic-about-year-ahead-survey</loc>
    <lastmod>2021-12-09T08:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3442/canadian-securities-exchange-strengthens-listing-rules</loc>
    <lastmod>2021-12-09T06:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3441/bank-of-canada-holds-rates-steady-but-sounds-alarm-on-inflation</loc>
    <lastmod>2021-12-09T06:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3440/bank-of-canada-expected-to-outline-path-towards-interest-rate-hikes-in-2022</loc>
    <lastmod>2021-12-08T08:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3439/montreal-home-prices-rose-21-in-november-as-new-listings-declined</loc>
    <lastmod>2021-12-08T06:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3438/ottawa-extends-vaccine-mandate-to-banking-and-telecom-sectors</loc>
    <lastmod>2021-12-08T06:16:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3437/canadas-housing-market-forecast-to-cool-in-2022-as-interest-rates-rise</loc>
    <lastmod>2021-12-07T08:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3436/canadians-doubt-inflation-will-return-to-pre-pandemic-levels-poll</loc>
    <lastmod>2021-12-07T06:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3435/ottawa-spends-631-million-on-covid-19-testing-at-border</loc>
    <lastmod>2021-12-07T06:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3434/a-quarter-of-canadians-overspent-on-black-friday-and-cyber-monday-poll</loc>
    <lastmod>2021-12-06T08:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3433/canada-adds-153700-jobs-in-november-four-times-greater-than-expectations</loc>
    <lastmod>2021-12-06T08:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3432/year-end-bonuses-at-canadas-banks-rise-18-amid-record-profits</loc>
    <lastmod>2021-12-06T06:25:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3431/canadian-measures-show-steady-growth</loc>
    <lastmod>2021-12-03T08:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
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    <lastmod>2021-12-03T08:05:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3429/federal-government-to-deliver-budget-update-on-december-14</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3428/half-of-canadian-shoppers-having-difficulty-finding-christmas-gifts-survey</loc>
    <lastmod>2021-12-02T09:11:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3427/two-thirds-of-canadians-considering-switching-jobs-poll</loc>
    <lastmod>2021-12-02T08:41:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3426/calgary-home-sales-rise-47-as-buyers-rush-to-beat-rate-hikes</loc>
    <lastmod>2021-12-02T06:26:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3425/canada-tightens-travel-restrictions-as-omicron-variant-spreads</loc>
    <lastmod>2021-12-01T06:19:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3424/canadas-gdp-grew-at-an-annualized-54-in-the-third-quarter</loc>
    <lastmod>2021-12-01T06:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3423/black-friday-sales-down-28-from-pre-pandemic-levels</loc>
    <lastmod>2021-11-29T08:29:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3422/quebec-government-outlines-spending-initiatives-in-budget-update</loc>
    <lastmod>2021-11-26T07:56:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3421/job-vacancies-in-canada-surpass-one-million-as-labour-shortages-grow</loc>
    <lastmod>2021-11-26T06:29:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3420/canadians-holiday-spending-to-rise-25-to-30-this-year</loc>
    <lastmod>2021-11-25T08:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3419/four-in-10-canadian-businesses-dont-expect-to-turn-a-profit-until-2023</loc>
    <lastmod>2021-11-25T07:59:00Z</lastmod>
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  </url>
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    <lastmod>2021-11-25T07:52:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3417/ottawa-extends-pandemic-aid-at-a-cost-of-74-billion</loc>
    <lastmod>2021-11-25T07:47:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3416/bank-of-canada-warns-of-housing-correction</loc>
    <lastmod>2021-11-24T06:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
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    <lastmod>2021-11-23T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3414/more-canadians-are-searching-for-work-as-government-aid-is-removed</loc>
    <lastmod>2021-11-23T06:23:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3413/canadas-retail-sales-rose-1-in-october-as-consumer-spending-strengths</loc>
    <lastmod>2021-11-22T08:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3412/fewer-canadians-plan-to-participate-in-black-friday-this-year-poll</loc>
    <lastmod>2021-11-19T08:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3411/grain-shipments-stuck-at-vancouver-port-after-major-storm</loc>
    <lastmod>2021-11-19T08:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3410/higher-energy-costs-drive-canadian-inflation-to-a-20-year-high</loc>
    <lastmod>2021-11-18T16:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3409/canadas-inflation-rate-hits-47-the-highest-level-since-2003</loc>
    <lastmod>2021-11-18T06:24:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3408/low-cost-airline-lynx-air-plans-to-launch-from-calgary</loc>
    <lastmod>2021-11-17T08:00:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3407/bank-of-canada-deputy-warns-of-labour-market-uncertainty</loc>
    <lastmod>2021-11-17T06:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3406/canada-home-sales-hit-all-time-high-following-october-surge</loc>
    <lastmod>2021-11-16T08:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3405/bank-of-canada-governor-says-rate-hikes-are-getting-closer</loc>
    <lastmod>2021-11-16T06:27:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3404/canada-halts-imports-from-glove-maker-supermax-over-labour-concerns</loc>
    <lastmod>2021-11-15T09:09:00Z</lastmod>
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    <loc>https://www.baystreet.ca/economiccommentary/3403/planned-labour-strike-at-cargill-puts-40-of-canadas-beef-supply-at-risk</loc>
    <lastmod>2021-11-12T10:14:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3402/ontario-halts-reopening-plan-as-covid-19-cases-rise</loc>
    <lastmod>2021-11-11T06:12:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3401/insolvencies-climb-in-q3-in-canada</loc>
    <lastmod>2021-11-10T15:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3400/bank-of-canada-governor-reiterates-view-that-rising-inflation-is-transitory</loc>
    <lastmod>2021-11-09T07:49:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3398/alberta-government-moves-to-exit-online-cannabis-business</loc>
    <lastmod>2021-11-05T08:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3397/canadas-banks-cleared-to-resume-dividend-payments-and-share-buybacks</loc>
    <lastmod>2021-11-05T07:52:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3396/bank-of-canada-to-monitor-climate-change-impacts</loc>
    <lastmod>2021-11-04T09:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3395/canadas-auto-sales-fell-177-in-october-due-to-lack-of-supply</loc>
    <lastmod>2021-11-04T08:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3394/october-home-prices-rise-in-toronto-and-vancouver</loc>
    <lastmod>2021-11-03T09:19:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3393/ontario-raises-minimum-wage-to-15-an-hour</loc>
    <lastmod>2021-11-03T09:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3391/canadians-plan-to-spend-more-this-holiday-season</loc>
    <lastmod>2021-11-02T07:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3390/calgary-housing-market-and-condo-sales-in-toronto-at-record-highs</loc>
    <lastmod>2021-11-02T07:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3389/canadas-federal-budget-deficit-totalled-57-billion-at-end-of-august</loc>
    <lastmod>2021-11-01T07:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3388/canadas-economy-grew-at-a-slower-than-expected-2-in-the-third-quarter</loc>
    <lastmod>2021-11-01T06:19:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3387/bank-of-canada-moves-up-timing-for-interest-rate-hikes</loc>
    <lastmod>2021-10-28T06:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3386/bank-of-canada-expected-to-reduce-bond-buying-as-economy-recovers</loc>
    <lastmod>2021-10-27T06:31:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3385/canadian-parents-gift-a-combined-10-billion-to-help-kids-buy-first-home</loc>
    <lastmod>2021-10-26T07:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3384/ontario-government-to-lift-all-covid-19-restrictions-by-march</loc>
    <lastmod>2021-10-25T07:17:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3383/canadian-stocks-in-midst-of-longest-uninterrupted-rally-since-1985</loc>
    <lastmod>2021-10-25T07:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3382/supply-chain-turmoil-sends-canadas-retail-sales-down-19-in-september</loc>
    <lastmod>2021-10-25T07:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3381/ottawa-introduces-new-pandemic-relief-programs-to-support-businesses</loc>
    <lastmod>2021-10-22T06:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3380/toronto-stock-exchange-at-record-high-after-12th-day-of-gains</loc>
    <lastmod>2021-10-22T06:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3379/canadas-inflation-rate-soars</loc>
    <lastmod>2021-10-22T06:16:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3378/inflation-in-canada-at-highest-level-in-18-years</loc>
    <lastmod>2021-10-21T07:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3377/business-groups-push-ottawa-to-extend-government-aid</loc>
    <lastmod>2021-10-21T07:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
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    <lastmod>2021-10-20T07:33:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3375/canadian-business-confidence-reached-record-levels-in-third-quarter</loc>
    <lastmod>2021-10-19T06:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3374/canadians-added-to-their-debt-during-the-pandemic-survey</loc>
    <lastmod>2021-10-18T07:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3373/stellantis-eliminates-shift-at-windsor-auto-plant-and-cuts-1800-jobs</loc>
    <lastmod>2021-10-18T07:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3372/purolator-to-hire-2400-workers-ahead-of-holiday-rush</loc>
    <lastmod>2021-10-15T07:25:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3371/poll-finds-majority-of-canadians-dont-want-inflation-target-raised</loc>
    <lastmod>2021-10-13T07:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3370/us-land-border-will-reopen-for-vaccinated-canadians-in-november</loc>
    <lastmod>2021-10-13T07:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3369/canadian-among-nobel-economics-prize-winners</loc>
    <lastmod>2021-10-12T08:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3368/canadas-labour-market-returns-to-pre-pandemic-levels</loc>
    <lastmod>2021-10-11T14:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3367/bank-of-canada-governor-sees-inflation-cooling-off-in-2022</loc>
    <lastmod>2021-10-08T06:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3366/ottawa-imposes-vaccine-mandate-on-air-and-rail-travelers</loc>
    <lastmod>2021-10-07T06:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3365/conference-board-lowers-economic-growth-forecast-after-q2-contraction</loc>
    <lastmod>2021-10-07T06:32:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3364/energy-exports-pushed-canadas-trade-surplus-to-194-billion-in-august</loc>
    <lastmod>2021-10-06T07:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3363/montreal-home-sales-plummet-28-in-september</loc>
    <lastmod>2021-10-06T07:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3362/toronto-restaurant-chain-mcewan-enterprises-files-for-bankruptcy</loc>
    <lastmod>2021-10-05T06:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3361/toronto-home-prices-reach-record-level-demand-in-vancouver-remains-high</loc>
    <lastmod>2021-10-05T06:43:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3360/bldg-permits-down-in-auguststatscan</loc>
    <lastmod>2021-10-04T10:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3359/gdp-slips-in-july</loc>
    <lastmod>2021-10-01T08:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3358/food-inflation-nearly-double-official-word</loc>
    <lastmod>2021-09-30T08:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3357/payroll-figures-on-the-rise-statscan</loc>
    <lastmod>2021-09-28T08:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3356/federal-deficit-reaches-485-billion-for-april-to-july-period</loc>
    <lastmod>2021-09-27T06:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3355/canadian-office-vacancies-at-highest-level-since-1994</loc>
    <lastmod>2021-09-24T07:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3354/july-ei-apps-lower</loc>
    <lastmod>2021-09-23T10:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3353/what-another-minority-means-for-your-money</loc>
    <lastmod>2021-09-22T10:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3352/trudeaus-liberals-win-election-but-fall-short-of-majority-government</loc>
    <lastmod>2021-09-21T06:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3351/toronto-stock-exchange-at-four-week-low-as-canadians-head-to-the-polls</loc>
    <lastmod>2021-09-20T06:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3350/vancouver-home-sales-fall-to-lowest-level-in-five-years</loc>
    <lastmod>2021-09-17T08:36:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3349/alberta-business-groups-question-new-covid-19-regulations</loc>
    <lastmod>2021-09-17T08:32:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3348/globe-and-mail-newspaper-reaches-new-collective-agreement-with-workers</loc>
    <lastmod>2021-09-17T08:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3347/mixed-measures-cpi-up-in-canada-and-down-in-the-us</loc>
    <lastmod>2021-09-16T15:33:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3346/home-prices-across-canada-jumped-21-in-august-from-a-year-ago</loc>
    <lastmod>2021-09-16T07:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3345/canadas-inflation-rate-rose-41-in-august-from-a-year-earlier</loc>
    <lastmod>2021-09-16T06:43:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3344/ontario-provides-guidelines-to-businesses-on-covid-19-vaccine-enforcement</loc>
    <lastmod>2021-09-15T10:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3343/new-poll-finds-canadian-workers-value-work-life-balance-over-salary</loc>
    <lastmod>2021-09-15T06:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3342/british-columbia-budget-deficit-cut-in-half-as-natural-resources-rebound</loc>
    <lastmod>2021-09-14T07:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3341/liberals-and-conservatives-tied-heading-into-elections-final-days</loc>
    <lastmod>2021-09-13T06:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3340/bank-of-canada-to-raise-interest-rates-before-tapering-bond-purchases</loc>
    <lastmod>2021-09-10T09:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3339/toronto-police-warn-of-cryptocurrency-phishing-scam</loc>
    <lastmod>2021-09-10T07:32:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3338/bank-of-canada-maintains-bond-buying-program-sees-economy-strengthening</loc>
    <lastmod>2021-09-09T06:48:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3337/canadian-banks-sell-22-billion-of-bonds-during-first-week-of-september</loc>
    <lastmod>2021-09-09T06:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3336/bank-of-canada-expected-to-hold-key-interest-rate-at-025</loc>
    <lastmod>2021-09-08T07:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3335/canadian-consumer-confidence-falls-amid-uncertainty-about-covid-19-variants</loc>
    <lastmod>2021-09-08T07:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3334/election-poll-shows-conservative-party-taking-the-lead-among-canadian-voters</loc>
    <lastmod>2021-09-07T07:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3333/automotive-sales-in-canada-plunged-114-in-august-due-to-chip-shortage</loc>
    <lastmod>2021-09-03T07:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3332/average-toronto-house-price-hit-11-million-in-august-as-supply-dwindled</loc>
    <lastmod>2021-09-03T07:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3331/surprise-contraction-for-canada</loc>
    <lastmod>2021-09-03T06:32:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3330/calgary-home-sales-jump-37-in-august-from-a-year-earlier</loc>
    <lastmod>2021-09-02T07:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3329/ontario-announces-vaccine-passports-as-covid-19-cases-tick-higher</loc>
    <lastmod>2021-09-02T07:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3328/trudeau-announces-78-billion-in-spending-as-election-race-tightens</loc>
    <lastmod>2021-09-02T06:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3327/cn-rails-takeover-of-kansas-city-southern-in-doubt-after-regulatory-decision</loc>
    <lastmod>2021-09-01T08:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3326/quebecs-covid-19-vaccine-passports-launch-today</loc>
    <lastmod>2021-09-01T07:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3325/canadian-small-businesses-have-139-billion-in-pandemic-related-debt</loc>
    <lastmod>2021-09-01T07:16:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3324/canadas-economy-contracts-11-in-second-quarter-as-exports-weaken</loc>
    <lastmod>2021-09-01T06:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3323/equifax-canada-issues-warning-on-increasing-use-of-helocs</loc>
    <lastmod>2021-08-31T07:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3322/canadian-businesses-struggle-to-hire-skilled-talent-as-economy-reopens</loc>
    <lastmod>2021-08-31T06:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3321/canada-to-participate-in-automotive-trade-talks-with-the-us-and-mexico</loc>
    <lastmod>2021-08-30T06:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3320/trudeau-promises-to-spend-1-billion-on-vaccine-passports-if-re-elected</loc>
    <lastmod>2021-08-30T06:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3319/drought-conditions-to-reduce-canadas-crop-production-by-26</loc>
    <lastmod>2021-08-27T07:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3318/trudeau-proposes-tax-increase-on-canadas-banks-and-insurers</loc>
    <lastmod>2021-08-26T06:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3317/ontario-chamber-of-commerce-outlines-proof-of-vaccination-protocols</loc>
    <lastmod>2021-08-25T08:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3316/trudeau-pledges-two-year-ban-on-foreign-home-buyers</loc>
    <lastmod>2021-08-25T08:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3315/canadians-pay-down-debt-at-fastest-pace-in-30-years</loc>
    <lastmod>2021-08-24T07:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3314/new-election-poll-shows-support-for-trudeaus-liberal-party-weakening</loc>
    <lastmod>2021-08-24T06:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3313/new-poll-finds-cost-of-living-is-the-top-election-issue-for-canadians</loc>
    <lastmod>2021-08-23T07:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3312/canadas-big-banks-to-make-covid-19-vaccines-mandatory</loc>
    <lastmod>2021-08-23T06:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3311/us-extends-border-restrictions-with-canada-to-september-21</loc>
    <lastmod>2021-08-23T06:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3310/canadian-retail-sales-rose-42-in-june-as-stores-reopened-nationwide</loc>
    <lastmod>2021-08-23T06:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3309/majority-of-canadas-small-businesses-to-make-covid-19-vaccines-mandatory</loc>
    <lastmod>2021-08-20T06:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3308/canadians-mortgage-debt-rises-at-fastest-rate-since-2007</loc>
    <lastmod>2021-08-20T06:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3307/ei-numbers-decline</loc>
    <lastmod>2021-08-19T08:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3306/canadian-inflation-picks-up-its-highest-pace-in-over-a-decade</loc>
    <lastmod>2021-08-18T10:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3305/federal-conservatives-propose-december-tax-holiday-for-retailers</loc>
    <lastmod>2021-08-18T06:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3304/canadas-housing-market-registers-fourth-monthly-decline-in-july</loc>
    <lastmod>2021-08-17T06:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3303/ottawa-officially-legalizes-sports-betting-across-canada</loc>
    <lastmod>2021-08-16T07:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3302/canada-pension-plans-net-assets-top-500-billion</loc>
    <lastmod>2021-08-16T06:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3301/ottawa-makes-vaccines-mandatory-for-public-servants-and-travelers</loc>
    <lastmod>2021-08-16T06:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3300/canadians-head-to-the-polls-september-20-in-federal-vote</loc>
    <lastmod>2021-08-16T06:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3299/government-of-ontario-lowers-budget-deficit-forecast-by-700-million</loc>
    <lastmod>2021-08-13T06:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3298/prime-minister-justin-trudeau-expected-to-call-election-for-september-20</loc>
    <lastmod>2021-08-13T06:18:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3297/quebec-government-begins-testing-covid-19-passports</loc>
    <lastmod>2021-08-11T06:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3296/ottawa-reaches-tentative-agreement-with-border-agents</loc>
    <lastmod>2021-08-09T06:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3295/canadas-trade-surplus-reaches-32-billion-in-june-as-exports-hit-record</loc>
    <lastmod>2021-08-06T07:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3294/canadian-border-workers-issue-strike-notice-job-action-to-begin-friday</loc>
    <lastmod>2021-08-05T06:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3293/toronto-and-vancouver-home-sales-slowed-in-july</loc>
    <lastmod>2021-08-05T06:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3292/canadian-railways-warn-of-lower-grain-shipments-due-to-drought</loc>
    <lastmod>2021-08-04T06:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3291/regulators-that-oversee-canadas-financial-advisors-combine-into-new-entity</loc>
    <lastmod>2021-08-04T06:16:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3290/canada-pension-plan-investment-board-names-new-private-equity-head</loc>
    <lastmod>2021-08-03T06:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3289/canadas-federal-deficit-totaled-238-billion-in-april-and-may</loc>
    <lastmod>2021-08-02T11:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3288/ottawa-extends-wage-and-rent-subsidies-to-end-of-october</loc>
    <lastmod>2021-08-02T11:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3287/bank-of-canada-governor-warns-against-overreacting-to-short-term-inflation</loc>
    <lastmod>2021-07-30T06:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3286/ottawa-takes-equity-stake-in-muskrat-falls-hydro-project</loc>
    <lastmod>2021-07-29T06:33:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3285/canadian-border-guards-vote-to-strike-ahead-of-reopening-to-us-tourists</loc>
    <lastmod>2021-07-28T07:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3284/youth-unemployment-still-problem</loc>
    <lastmod>2021-07-27T08:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3283/bank-of-canada-allows-50-remote-work-as-employees-return-to-office</loc>
    <lastmod>2021-07-26T07:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3282/canadas-retail-sales-rose-44-in-june</loc>
    <lastmod>2021-07-26T06:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3281/small-businesses-petition-ottawa-for-continued-government-support</loc>
    <lastmod>2021-07-23T06:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3280/bank-of-canada-names-new-deputy-governor</loc>
    <lastmod>2021-07-22T07:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3279/edc-aims-for-net-zero-by-2050</loc>
    <lastmod>2021-07-21T08:25:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3278/canadian-dollar-gives-back-all-of-its-2021-gains</loc>
    <lastmod>2021-07-20T07:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3277/canada-will-open-border-to-vaccinated-travellers-on-august-9</loc>
    <lastmod>2021-07-20T06:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3276/canadian-companies-issue-bonds-at-record-pace-as-economy-reopens</loc>
    <lastmod>2021-07-19T06:36:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3275/bank-of-canada-again-tapers-bond-purchases</loc>
    <lastmod>2021-07-16T10:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3274/canada-to-open-borders-for-vaccinated-travellers-by-september</loc>
    <lastmod>2021-07-16T06:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3273/home-sales-in-canada-fell-84-in-june</loc>
    <lastmod>2021-07-16T06:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3272/ottawa-invests-440-million-in-quebecs-aerospace-industry-ahead-of-election</loc>
    <lastmod>2021-07-16T06:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3271/senior-managers-across-canada-are-on-the-verge-of-quitting-poll</loc>
    <lastmod>2021-07-15T06:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3270/bank-of-canada-tapers-bond-purchases-and-holds-interest-rate-steady-at-025</loc>
    <lastmod>2021-07-15T06:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3269/lack-of-affordability-pushing-ontario-homebuyers-to-other-provinces-poll</loc>
    <lastmod>2021-07-14T07:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3268/surging-insurance-costs-put-pressure-on-canadian-municipalities</loc>
    <lastmod>2021-07-13T08:33:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3267/bank-of-canada-appoints-carolyn-rogers-as-senior-deputy-governor</loc>
    <lastmod>2021-07-13T08:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3266/lumber-wipes-out-2021-gains-as-demand-and-prices-drop</loc>
    <lastmod>2021-07-13T08:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3265/canada-on-track-to-match-the-us-in-number-of-covid-19-vaccinations</loc>
    <lastmod>2021-07-12T08:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3264/ottawa-passes-pay-equity-legislation-to-narrow-salary-gaps</loc>
    <lastmod>2021-07-12T08:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3263/economists-expect-the-bank-of-canada-to-further-taper-asset-purchases</loc>
    <lastmod>2021-07-09T07:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3262/british-columbia-stripped-of-aaa-credit-rating-as-debt-grows</loc>
    <lastmod>2021-07-09T07:31:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3261/the-economy-is-top-issue-for-canadian-voters-poll</loc>
    <lastmod>2021-07-09T07:23:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3260/bc-sees-triple-a-rating-stripped</loc>
    <lastmod>2021-07-08T10:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3259/hiring-intentions-of-canadian-businesses-at-all-time-high</loc>
    <lastmod>2021-07-07T08:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3258/economists-expect-the-canadian-dollar-to-strengthen-poll</loc>
    <lastmod>2021-07-06T08:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3257/toronto-and-vancouver-home-sales-slow-in-june</loc>
    <lastmod>2021-07-06T06:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3256/canada-takes-first-steps-to-loosen-border-restrictions</loc>
    <lastmod>2021-07-05T07:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3255/calgary-home-sales-rise-65-in-june</loc>
    <lastmod>2021-07-05T06:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3254/canada-records-a-trade-deficit-of-14-billion-in-may</loc>
    <lastmod>2021-07-05T06:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3253/albertas-budget-deficit-reaches-17-billion-on-pandemic-spending</loc>
    <lastmod>2021-07-02T06:34:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3252/new-cars-and-trucks-sold-in-canada-must-be-fully-electric-by-2035</loc>
    <lastmod>2021-07-01T08:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3251/canadas-gdp-shrank-less-than-expected-in-april</loc>
    <lastmod>2021-07-01T08:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3250/drought-conditions-push-prices-for-wheat-and-canola-to-record-highs</loc>
    <lastmod>2021-06-30T08:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/3249/canadas-senate-votes-in-favour-of-government-budget</loc>
    <lastmod>2021-06-30T07:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3248/millennials-dropping-financial-advisors-in-favour-of-diy-investing</loc>
    <lastmod>2021-06-30T07:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3247/toronto-office-vacancies-at-highest-level-in-more-than-a-decade</loc>
    <lastmod>2021-06-29T08:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3246/disappering-bank-teller-jobs-threaten-womens-advancement</loc>
    <lastmod>2021-06-28T10:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3245/optimism-among-canadian-exporters-at-20-year-high</loc>
    <lastmod>2021-06-24T07:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3244/canadians-spend-55-billion-each-month-shopping-online</loc>
    <lastmod>2021-06-24T06:17:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3243/canadas-senate-passes-bill-to-legalize-sports-betting</loc>
    <lastmod>2021-06-23T08:19:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3242/bank-of-america-sees-value-in-canadian-equities</loc>
    <lastmod>2021-06-23T08:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3241/ottawa-moves-to-regulate-streaming-and-social-media-platforms</loc>
    <lastmod>2021-06-23T08:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3240/telus-sells-750-million-of-sustainability-linked-bonds</loc>
    <lastmod>2021-06-22T06:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3239/majority-of-canadians-holding-off-on-post-pandemic-vacations</loc>
    <lastmod>2021-06-21T07:36:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3238/pm-trudeau-rejects-calls-to-open-canada-us-border</loc>
    <lastmod>2021-06-21T07:19:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3237/canadas-red-hot-housing-marketstill-heating-up-or-cooling-down</loc>
    <lastmod>2021-06-18T08:23:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3236/canadas-population-growth-rises-02-as-immigration-rebounds</loc>
    <lastmod>2021-06-18T07:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3235/foreigners-buy-canadian-stocks-at-fastest-pace-since-2017</loc>
    <lastmod>2021-06-18T06:33:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3234/osfi-raises-banks-capital-requirement-as-pandemic-retreats</loc>
    <lastmod>2021-06-18T06:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3233/terra-nova-oilfield-to-resume-operations-after-last-minute-deal-reached</loc>
    <lastmod>2021-06-17T07:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3232/newfoundland-budget-deficit-rises-180-to-21-billion</loc>
    <lastmod>2021-06-17T07:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3231/canadas-inflation-rate-rises-at-fastest-pace-in-10-years</loc>
    <lastmod>2021-06-17T06:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3230/canadas-ipo-market-rebounds-in-years-first-half</loc>
    <lastmod>2021-06-16T07:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3229/ottawa-hires-hsbc-and-td-to-manage-5-billion-green-bond-sale</loc>
    <lastmod>2021-06-15T07:23:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3228/ottawa-bans-thermal-coal-mines-due-to-climate-risks</loc>
    <lastmod>2021-06-14T08:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3227/housing-boom-pushes-canadians-net-worth-to-a-record-137-trillion</loc>
    <lastmod>2021-06-14T07:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3226/ottawa-and-alberta-invest-in-13-billion-hydrogen-plant</loc>
    <lastmod>2021-06-11T06:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3225/bank-of-canada-maintains-bond-purchases-at-3-billion-a-week</loc>
    <lastmod>2021-06-10T06:25:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3224/bank-of-canada-expected-to-hold-interest-rates-steady</loc>
    <lastmod>2021-06-09T07:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3223/business-groups-call-for-reopening-of-us-canada-border</loc>
    <lastmod>2021-06-09T06:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3222/indigenous-group-seeks-ownership-of-trans-mountain-oil-pipeline</loc>
    <lastmod>2021-06-09T06:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3221/mortgage-loans-push-canadian-consumer-debt-to-21-trillion</loc>
    <lastmod>2021-06-08T07:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3220/airlines-press-for-reopening-of-us-canada-border</loc>
    <lastmod>2021-06-07T08:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3219/canada-loses-68k-jobs-in-may</loc>
    <lastmod>2021-06-04T09:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3218/finance-minister-freeland-says-g7-technology-tax-is-within-reach</loc>
    <lastmod>2021-06-03T08:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3217/canadian-automotive-sales-fell-6-in-may-as-demand-weakened</loc>
    <lastmod>2021-06-03T06:31:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3216/toronto-home-prices-hit-record-in-may-vancouver-market-cools-off</loc>
    <lastmod>2021-06-03T06:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3215/ottawas-budget-deficit-rises-1340-to-a-record-314-billion</loc>
    <lastmod>2021-05-31T06:43:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3214/pbo-warns-that-higher-rates-will-impact-government-stimulus-measures</loc>
    <lastmod>2021-05-28T06:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3213/crtc-sets-new-internet-rates-that-benefit-large-telecom-companies</loc>
    <lastmod>2021-05-28T06:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3212/canada-post-reports-data-breach-following-cyberattack</loc>
    <lastmod>2021-05-27T06:25:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3211/canadian-pension-funds-boost-investments-in-oil-sands-producers</loc>
    <lastmod>2021-05-26T09:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3210/ottawa-expands-rebate-program-for-electric-vehicles</loc>
    <lastmod>2021-05-26T06:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3209/customers-miffed-by-bank-fee-hikes</loc>
    <lastmod>2021-05-25T11:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3208/ottawa-moves-forward-with-plans-to-reopen-us-border</loc>
    <lastmod>2021-05-24T14:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3207/bank-of-canada-warns-homeowners-of-rising-interest-rates</loc>
    <lastmod>2021-05-21T07:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3206/housing-market-woes-over-supply-shortages</loc>
    <lastmod>2021-05-21T07:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3205/inflation-balloons-to-near-decade-highs</loc>
    <lastmod>2021-05-19T10:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3204/consumer-confidence-rises-as-covid-19-vaccines-accelerate</loc>
    <lastmod>2021-05-18T07:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3203/canadian-homes-sales-fell-125-in-april-as-covid-19-cools-market</loc>
    <lastmod>2021-05-18T07:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3202/us-homebuilders-call-for-elimination-of-tariffs-on-canadian-lumber</loc>
    <lastmod>2021-05-17T07:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3201/ottawa-prepares-to-reopen-canada-us-border</loc>
    <lastmod>2021-05-17T07:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3200/greyhound-canada-ceases-operations</loc>
    <lastmod>2021-05-14T06:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3199/canadian-dollar-at-highest-level-since-2015</loc>
    <lastmod>2021-05-13T06:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3198/canadian-consumer-bankruptcies-rise-228</loc>
    <lastmod>2021-05-13T06:23:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3197/canada-begins-first-us-dollar-bond-sales-since-pandemic</loc>
    <lastmod>2021-05-12T11:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3196/ontario-regulator-to-ban-deferred-sales-charges-on-mutual-funds</loc>
    <lastmod>2021-05-11T07:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3195/bridging-finance-ceo-terminated-amid-osc-investigation</loc>
    <lastmod>2021-05-10T07:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3194/canadian-dollar-rises-above-82-cents-us-for-first-time-since-2017</loc>
    <lastmod>2021-05-07T07:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3193/cmhc-forecasts-strong-home-sales-and-rising-prices-through-2023</loc>
    <lastmod>2021-05-07T06:36:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3192/budget-watchdog-raises-concerns-about-federal-spending</loc>
    <lastmod>2021-05-06T07:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3191/home-sales-in-toronto-and-vancouver-set-records-in-april</loc>
    <lastmod>2021-05-05T06:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3190/calgary-home-sales-rise-462-in-april</loc>
    <lastmod>2021-05-04T06:31:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3189/ontario-securities-commission-launches-investigation-into-bridging-finance</loc>
    <lastmod>2021-05-03T07:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3188/ottawa-legislates-an-end-to-workers-strike-at-port-of-montreal</loc>
    <lastmod>2021-05-03T06:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3187/canadians-credit-scores-rise-during-the-pandemic</loc>
    <lastmod>2021-04-30T07:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3186/canadian-dollar-rallies-to-reach-highest-level-since-2018</loc>
    <lastmod>2021-04-29T06:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3185/bank-of-canada-governor-reaffirms-commitment-to-2-inflation-target</loc>
    <lastmod>2021-04-28T07:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3184/osfi-maintains-restrictions-on-canadas-banks</loc>
    <lastmod>2021-04-28T07:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3183/sp-global-reaffirms-aaa-rating-on-canada</loc>
    <lastmod>2021-04-27T06:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3182/dockworker-strike-to-close-the-port-of-montreal</loc>
    <lastmod>2021-04-26T07:34:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3181/canadian-homebuyers-leaving-city-centres-for-the-suburbs-poll</loc>
    <lastmod>2021-04-23T06:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3180/bank-of-canada-eases-stimulus-sees-rate-hike-in-second-half-of-2022</loc>
    <lastmod>2021-04-22T06:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3179/bank-rate-stays-still-but-economic-outlook-brighter</loc>
    <lastmod>2021-04-21T10:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3178/ottawa-introduces-several-new-taxes-in-budget-2021</loc>
    <lastmod>2021-04-20T07:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3177/federal-budget-to-extend-pandemic-support-create-national-childcare-system</loc>
    <lastmod>2021-04-19T06:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3176/canadians-spent-more-than-2-billion-on-legal-cannabis-in-2020</loc>
    <lastmod>2021-04-19T06:48:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3175/new-crtc-rules-aim-to-lower-wireless-costs-for-canadians</loc>
    <lastmod>2021-04-16T06:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3174/conservative-party-introduces-carbon-pricing-plan</loc>
    <lastmod>2021-04-16T06:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3173/canadian-firms-ponder-how-to-spend-excess-cash</loc>
    <lastmod>2021-04-15T10:43:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3172/canadian-businessman-w-galen-weston-has-died</loc>
    <lastmod>2021-04-14T06:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3171/canada-surpasses-the-us-in-daily-covid-19-cases</loc>
    <lastmod>2021-04-13T07:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3170/business-sentiment-nears-record-level-on-improving-outlook</loc>
    <lastmod>2021-04-13T07:16:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3169/national-childcare-plan-needed-freeland</loc>
    <lastmod>2021-04-12T08:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3168/job-numbers-sharply-higher-in-march</loc>
    <lastmod>2021-04-09T10:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3167/parliamentary-budget-officer-endorses-a-basic-income-program</loc>
    <lastmod>2021-04-08T06:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3166/toronto-home-sales-doubled-in-march-as-demand-continues-to-surge</loc>
    <lastmod>2021-04-07T07:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3165/a-third-of-canadians-would-quit-their-job-if-required-to-return-to-office</loc>
    <lastmod>2021-04-07T06:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3164/imf-forecasts-5-economic-growth-for-canada-this-year</loc>
    <lastmod>2021-04-07T06:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3163/boc-interest-rate-policy-promises-small-changes</loc>
    <lastmod>2021-04-05T10:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3162/bank-of-canada-sounds-alarm-on-housing-market</loc>
    <lastmod>2021-04-01T08:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3161/luxury-home-sales-in-toronto-surge-157-year-to-date</loc>
    <lastmod>2021-03-31T06:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3160/canadians-delay-tax-filings-over-fears-theyll-owe-money</loc>
    <lastmod>2021-03-31T06:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3159/canada-halts-use-of-astrazeneca-covid-19-vaccine-in-people-under-age-55</loc>
    <lastmod>2021-03-30T06:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3158/experts-say-canada-long-way-from-covid-economic-recovery</loc>
    <lastmod>2021-03-29T07:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3157/chinese-residents-transferred-a-record-436-billion-to-canada-in-2020</loc>
    <lastmod>2021-03-26T10:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3156/moderna-delays-shipment-of-covid-19-vaccine-to-canada</loc>
    <lastmod>2021-03-26T10:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3155/suez-canal-blockage-impacts-canadian-ports</loc>
    <lastmod>2021-03-25T07:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3154/ontario-budget-outlines-186-billion-spending-plan-forecasts-deficits-until-2029</loc>
    <lastmod>2021-03-25T06:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3153/federal-budget-to-be-delivered-on-april-19</loc>
    <lastmod>2021-03-24T07:34:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3152/bank-of-canada-to-start-removing-pandemic-support</loc>
    <lastmod>2021-03-24T07:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3151/deals-in-canadian-oil-patch-hit-record-18-billion</loc>
    <lastmod>2021-03-23T08:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3150/conservative-party-votes-against-recognizing-climate-change</loc>
    <lastmod>2021-03-22T07:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3149/canadian-home-prices-rise-at-fastest-pace-in-three-decades</loc>
    <lastmod>2021-03-19T07:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3148/extension-of-jobless-benefits-to-cost-ottawa-an-additional-52-billion</loc>
    <lastmod>2021-03-19T07:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3147/imf-warns-canada-about-risk-of-removing-fiscal-stimulus</loc>
    <lastmod>2021-03-19T06:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3146/what-to-look-for-in-ontario-budget</loc>
    <lastmod>2021-03-18T07:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3145/home-prices-in-canada-forecast-to-rise-165-this-year</loc>
    <lastmod>2021-03-17T07:33:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3144/federal-regulator-lifts-restrictions-placed-on-canadas-banks</loc>
    <lastmod>2021-03-17T07:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3143/foreigners-buy-fewer-canadian-investments-statscan</loc>
    <lastmod>2021-03-16T10:32:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3142/canada-revenue-agency-hit-by-phishing-attack-locks-800000-accounts</loc>
    <lastmod>2021-03-15T07:43:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3141/jobs-picture-brightens-in-february-statscan</loc>
    <lastmod>2021-03-12T12:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3140/ottawa-cracks-down-on-home-grown-cannabis</loc>
    <lastmod>2021-03-11T07:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3139/bank-of-canada-holds-interest-rates-raises-economic-growth-forecast</loc>
    <lastmod>2021-03-11T06:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3138/health-canada-reviewing-cannabis-labeling-requirements</loc>
    <lastmod>2021-03-09T07:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3137/ottawa-delays-tabling-budget-in-parliament</loc>
    <lastmod>2021-03-09T06:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3136/canadian-dollar-rises-above-80-cents-us-for-first-time-since-2018</loc>
    <lastmod>2021-03-08T08:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3135/airlines-negotiating-7-billion-relief-package-with-ottawa</loc>
    <lastmod>2021-03-05T06:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3134/canadians-stock-trading-accelerated-in-february</loc>
    <lastmod>2021-03-04T07:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3133/canada-mortgage-and-housing-corp-names-new-chief-executive-officer</loc>
    <lastmod>2021-03-03T07:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3132/toronto-and-vancouver-home-sales-hit-record-levels-in-february</loc>
    <lastmod>2021-03-03T06:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3131/canadians-increasingly-targeted-by-cybercriminals</loc>
    <lastmod>2021-03-02T06:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3130/head-of-canada-pension-plan-investments-resigns-after-traveling-abroad</loc>
    <lastmod>2021-03-01T07:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3129/indexes-move-higher-in-january</loc>
    <lastmod>2021-02-26T15:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3128/bank-of-canada-monitoring-housing-market-amid-signs-of-overheating</loc>
    <lastmod>2021-02-24T07:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3127/biden-trudeau-try-to-smooth-over-differences</loc>
    <lastmod>2021-02-23T12:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3126/canadian-mortgage-debt-grows-at-fastest-pace-in-a-decade</loc>
    <lastmod>2021-02-22T07:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3125/lumber-prices-reach-all-time-high</loc>
    <lastmod>2021-02-19T06:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3124/new-housing-prices-muscle-up-in-january</loc>
    <lastmod>2021-02-18T10:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3123/canadas-housing-market-reached-record-levels-in-january-crea</loc>
    <lastmod>2021-02-17T06:36:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3122/canadian-provinces-ramp-up-covid-19-vaccines</loc>
    <lastmod>2021-02-16T07:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3121/canadas-economy-forecast-to-lag-the-united-states</loc>
    <lastmod>2021-02-15T13:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3120/wholesale-trade-slides-in-december-on-descending-auto-sales</loc>
    <lastmod>2021-02-12T10:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3119/ontario-to-spend-26b-over-fall-budget-on-pandemic</loc>
    <lastmod>2021-02-11T06:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3118/recovery-could-be-threatened-by-lower-immigration</loc>
    <lastmod>2021-02-10T12:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3117/toronto-and-vancouver-home-sales-each-rose-more-than-50-in-january</loc>
    <lastmod>2021-02-09T06:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3116/slow-vaccine-rollout-puts-normal-life-back-that-much-more</loc>
    <lastmod>2021-02-08T11:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3115/canada-loses-jobs-in-january-statscan</loc>
    <lastmod>2021-02-05T09:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3114/move-into-suburbs-will-likely-tail-off-post-pandemic-cibc</loc>
    <lastmod>2021-02-04T08:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3113/ottawa-strikes-deal-with-novavax-to-manufacture-vaccine-at-montreal-plant</loc>
    <lastmod>2021-02-03T10:36:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3112/get-ready-for-higher-borrowing-costs</loc>
    <lastmod>2021-02-02T08:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3111/canadian-economy-shrank-51-in-2020-statistics-canada</loc>
    <lastmod>2021-02-01T06:48:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3110/ottawa-imposes-new-travel-restrictions-cancels-all-caribbean-flights</loc>
    <lastmod>2021-02-01T06:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3109/cibc-forecasts-business-closures-as-pandemic-support-is-lifted</loc>
    <lastmod>2021-01-29T06:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3108/building-permits-on-downturn-in-december</loc>
    <lastmod>2021-01-28T08:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3107/mortgage-deferrals-most-common-among-retail-and-construction-workers-cmhc</loc>
    <lastmod>2021-01-27T06:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3106/pandemic-aid-money-sitting-idle-study</loc>
    <lastmod>2021-01-26T08:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3105/godiva-is-shutting-down-operations-in-canada</loc>
    <lastmod>2021-01-25T08:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3104/canadian-retail-sales-extended-gains-in-november</loc>
    <lastmod>2021-01-25T08:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3103/canadian-companies-will-adjust-pay-if-employees-relocate-survey</loc>
    <lastmod>2021-01-22T07:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3102/cfib-warns-24-million-jobs-at-risk-as-covid-19-hits-small-businesses</loc>
    <lastmod>2021-01-22T07:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3101/canadian-pension-funds-invest-in-real-estate-assets</loc>
    <lastmod>2021-01-21T08:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3100/bank-of-canada-forecasts-economic-rebound-in-years-second-half</loc>
    <lastmod>2021-01-21T07:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3099/us-president-joe-biden-cancels-keystone-xl-project</loc>
    <lastmod>2021-01-21T06:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3098/pfizer-biontech-halts-vaccine-shipments-to-canada</loc>
    <lastmod>2021-01-20T06:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3097/wholesale-trade-continues-run-in-nov</loc>
    <lastmod>2021-01-19T11:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3096/joe-biden-to-cancel-keystone-xl-pipeline-expansion</loc>
    <lastmod>2021-01-18T08:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3095/home-sales-in-canada-set-a-new-record-in-2020-crea</loc>
    <lastmod>2021-01-18T07:25:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3094/auto-sales-in-canada-hit-brakes-in-november</loc>
    <lastmod>2021-01-15T11:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3093/business-group-slams-new-ontario-retail-rule</loc>
    <lastmod>2021-01-14T15:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3092/canada-us-border-closure-extended-to-february-21</loc>
    <lastmod>2021-01-13T07:23:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3091/cfib-warns-of-more-business-failures-due-to-provincial-lockdowns</loc>
    <lastmod>2021-01-13T07:16:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3090/canadians-prioritize-saving-money-and-paying-down-debt-poll</loc>
    <lastmod>2021-01-13T06:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3089/conference-board-of-canada-forecasts-gdp-growth-of-53-in-2021</loc>
    <lastmod>2021-01-12T06:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3088/ottawa-awards-deloitte-16-million-contract-to-track-covid-19-vaccinations</loc>
    <lastmod>2021-01-12T06:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3087/health-officials-warn-of-covid-19-vaccine-shortages-across-canada</loc>
    <lastmod>2021-01-11T07:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3086/canadian-jobs-dip-in-december</loc>
    <lastmod>2021-01-08T08:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3085/ivey-shows-economy-contracting-for-first-time-since-may</loc>
    <lastmod>2021-01-07T15:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3084/canadian-dollar-at-highest-level-since-2018-as-oil-prices-rebound</loc>
    <lastmod>2021-01-06T07:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3083/toronto-home-sales-surged-645-in-december</loc>
    <lastmod>2021-01-06T06:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3082/canadian-ceo-pay-continued-to-grow-during-global-pandemic</loc>
    <lastmod>2021-01-05T07:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3081/stock-market-rally-strengthens-canadian-pension-plans-report</loc>
    <lastmod>2021-01-05T06:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3080/ontario-finance-minister-resigns-after-caribbean-vacation</loc>
    <lastmod>2021-01-04T07:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3079/toronto-stock-exchange-posts-217-gain-for-2020</loc>
    <lastmod>2021-01-04T06:19:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3078/those-small-canadian-bills-use-em-or-lose-em</loc>
    <lastmod>2020-12-31T08:43:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3077/economic-recovery-entwined-with-strong-climate-planexpert</loc>
    <lastmod>2020-12-30T08:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3076/building-permits-nearing-new-peaks</loc>
    <lastmod>2020-12-24T10:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3075/canada-reaches-deal-with-united-kingdom-to-avoid-trade-tariffs</loc>
    <lastmod>2020-12-23T07:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3074/canadians-dont-expect-return-to-pre-pandemic-life-until-fall-2021-poll</loc>
    <lastmod>2020-12-23T07:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3073/survey-shows-normality-not-returning-till-fall</loc>
    <lastmod>2020-12-22T15:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3072/ontario-to-implement-province-wide-lockdown-as-covid-19-cases-spike</loc>
    <lastmod>2020-12-21T06:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3071/retail-sales-rise-from-covid-ashes</loc>
    <lastmod>2020-12-18T15:19:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3070/cmhc-warns-that-housing-bubbles-are-forming-across-canada</loc>
    <lastmod>2020-12-17T06:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3069/bank-of-canada-governor-warns-of-2021-economic-contraction</loc>
    <lastmod>2020-12-16T06:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3068/health-canada-in-final-review-stage-of-modernas-covid-19-vaccine</loc>
    <lastmod>2020-12-15T08:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3067/canada-post-moves-up-christmas-deadlines-amid-unprecedented-demand</loc>
    <lastmod>2020-12-15T08:18:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3066/more-interest-rate-drops-possibleboc</loc>
    <lastmod>2020-12-11T08:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3065/health-canada-approves-covid-19-vaccine</loc>
    <lastmod>2020-12-10T06:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3064/bank-of-canada-holds-interest-rates-at-historic-lows</loc>
    <lastmod>2020-12-10T06:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3063/alberta-tightens-restrictions-on-businesses-as-covid-19-cases-spike</loc>
    <lastmod>2020-12-09T06:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3062/canada-to-receive-next-week-the-vaccine-against-covid-19</loc>
    <lastmod>2020-12-08T06:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3061/women-appear-shut-out-of-job-growth-statscan</loc>
    <lastmod>2020-12-07T12:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3060/us-government-working-on-a-deal-with-huaweis-meng-wanzhou</loc>
    <lastmod>2020-12-04T07:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3059/canadian-dollar-reaches-highest-level-in-two-years</loc>
    <lastmod>2020-12-04T07:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3058/macklem-aide-seen-as-front-runner-for-number-two-job-at-boc</loc>
    <lastmod>2020-12-03T08:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3057/top-finance-official-quits-after-government-unveils-record-budget-deficit</loc>
    <lastmod>2020-12-02T06:34:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3056/ottawa-to-tax-foreign-technology-companies-and-streaming-services</loc>
    <lastmod>2020-12-01T08:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3055/canadian-consumer-debt-tops-2-trillion</loc>
    <lastmod>2020-12-01T08:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3054/government-continues-spending-as-federal-deficit-grows-to-3816-billion</loc>
    <lastmod>2020-12-01T07:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3053/provinces-lobby-ottawa-to-halt-canada-pension-plan-increase</loc>
    <lastmod>2020-11-30T06:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3052/bank-of-canada-governor-says-economy-could-rebound-with-covid-19-vaccine</loc>
    <lastmod>2020-11-27T07:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3051/ottawa-moves-to-legalize-sports-betting-across-canada</loc>
    <lastmod>2020-11-27T06:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3050/pension-fund-chiefs-call-for-green-covid-recovery</loc>
    <lastmod>2020-11-26T08:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3049/osfi-to-maintain-restrictions-on-canadian-banks</loc>
    <lastmod>2020-11-25T07:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3048/canada-to-get-covid-19-vaccine-later-than-other-countries</loc>
    <lastmod>2020-11-25T06:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3047/canadas-finance-minister-to-deliver-budget-update-on-november-30</loc>
    <lastmod>2020-11-24T06:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3046/toronto-stock-exchange-nears-record-high</loc>
    <lastmod>2020-11-23T07:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3045/canada-reaches-new-trade-deal-with-the-united-kingdom</loc>
    <lastmod>2020-11-23T06:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3044/federal-government-tables-new-climate-change-legislation</loc>
    <lastmod>2020-11-20T09:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3043/women-leaving-workforce-at-alarming-rate-royal-bank-study</loc>
    <lastmod>2020-11-20T09:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3042/moodys-investor-service-upholds-canadas-aaa-credit-rating</loc>
    <lastmod>2020-11-20T08:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3041/cfib-calls-on-ottawa-to-freeze-canada-pension-plan-premiums</loc>
    <lastmod>2020-11-20T08:17:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3040/canada-identifies-countries-that-pose-threat-to-cybersecurity</loc>
    <lastmod>2020-11-19T06:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3039/canada-nears-trade-deal-with-united-kingdom</loc>
    <lastmod>2020-11-19T06:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3038/canadian-indigenous-group-to-invest-1-billion-in-keystone-xl-oil-pipeline</loc>
    <lastmod>2020-11-18T06:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3037/canadians-sitting-on-170-billion-of-cash-cibc-report</loc>
    <lastmod>2020-11-18T06:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3036/wholesale-trade-bumps-up-in-sept</loc>
    <lastmod>2020-11-17T10:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3035/pharmaceutical-industry-offers-ottawa-1-billion-to-alter-drug-pricing-regime</loc>
    <lastmod>2020-11-16T06:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3034/bank-of-canada-deputy-calls-out-big-tech</loc>
    <lastmod>2020-11-13T06:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3033/trade-deal-between-canada-and-uk-likely-by-years-end-says-trudeau</loc>
    <lastmod>2020-11-12T06:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3032/more-than-200000-canadian-businesses-could-fail-due-to-covid-19-cfib</loc>
    <lastmod>2020-11-12T06:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3030/canadian-stocks-reach-six-month-highs-on-covid-19-vaccine-news</loc>
    <lastmod>2020-11-10T06:43:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3029/ontario-to-ease-covid-19-restrictions-starting-on-november-14</loc>
    <lastmod>2020-11-09T06:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3028/ottawa-to-begin-formal-discussions-with-airlines-on-relief-measures</loc>
    <lastmod>2020-11-09T06:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3027/ontario-raises-deficit-forecast-to-47-billion-amid-covid-19-spending</loc>
    <lastmod>2020-11-06T07:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3026/ontario-government-to-deliver-budget-focused-on-pandemic-relief</loc>
    <lastmod>2020-11-05T08:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3025/october-home-sales-surge-in-toronto-and-vancouver</loc>
    <lastmod>2020-11-04T06:43:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3024/ottawa-raises-immigration-targets-to-fill-labour-shortages</loc>
    <lastmod>2020-11-02T07:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3023/gdp-moves-doggedly-upward-in-august</loc>
    <lastmod>2020-10-30T09:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3022/bank-of-canada-to-hold-interest-rates-at-historic-lows-until-2023</loc>
    <lastmod>2020-10-29T07:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3021/canadas-technology-leaders-call-on-ottawa-to-spur-innovation</loc>
    <lastmod>2020-10-28T06:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3020/government-of-ontario-to-deliver-budget-on-november-5th</loc>
    <lastmod>2020-10-27T08:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3019/canadian-views-of-the-covid-19-economic-recovery-turn-negative</loc>
    <lastmod>2020-10-27T08:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3018/canadas-travel-restrictions-to-cost-500000-jobs</loc>
    <lastmod>2020-10-26T07:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3017/new-democratic-premier-john-horgan-wins-re-election-in-british-columbia</loc>
    <lastmod>2020-10-26T07:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3016/finance-minister-says-ottawa-working-on-aid-package-for-airlines</loc>
    <lastmod>2020-10-23T07:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3015/economists-see-canadas-economic-recovery-slowing-poll</loc>
    <lastmod>2020-10-23T07:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3014/trudeau-survives-non-confidence-vote</loc>
    <lastmod>2020-10-22T08:48:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3013/trudeau-survives-non-confidence-motion</loc>
    <lastmod>2020-10-21T12:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3012/holiday-shopping-forecast-to-move-online-this-year</loc>
    <lastmod>2020-10-20T07:43:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3011/business-sentiment-remains-at-historic-lows-bank-of-canada-survey</loc>
    <lastmod>2020-10-20T07:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3010/streak-continued-for-wholesale-trade-in-august</loc>
    <lastmod>2020-10-19T08:48:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3009/bank-of-canada-scales-back-liquidity-operations-warns-of-rising-debt-levels</loc>
    <lastmod>2020-10-16T06:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3008/canada-us-border-to-remain-closed-as-covid-19-cases-spike</loc>
    <lastmod>2020-10-15T07:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3007/bank-of-canada-official-calls-on-central-banks-to-create-digital-currencies</loc>
    <lastmod>2020-10-15T07:17:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3006/loneliness-bigger-fear-than-dying-of-covid-survey</loc>
    <lastmod>2020-10-14T15:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3005/bank-of-canada-governor-warns-economy-vulnerable-to-future-shocks</loc>
    <lastmod>2020-10-13T07:33:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3004/consumer-debt-levels-are-on-the-rise-equifax-report</loc>
    <lastmod>2020-10-08T07:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3003/cbc-restructures-and-cuts-130-jobs</loc>
    <lastmod>2020-10-08T06:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3002/trade-between-canada-and-china-reaches-record-levels</loc>
    <lastmod>2020-10-08T06:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3001/number-of-condos-listed-for-sale-in-toronto-surged-215-in-september</loc>
    <lastmod>2020-10-07T07:18:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/3000/toronto-and-vancouver-housing-markets-post-records-for-september</loc>
    <lastmod>2020-10-06T07:43:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2999/canadas-insolvency-rate-falls-to-lowest-level-since-1997</loc>
    <lastmod>2020-10-06T07:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2998/only-39-of-canadians-would-immediately-get-covid-19-vaccine-poll</loc>
    <lastmod>2020-10-05T07:18:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2997/labour-leaders-call-for-7-billion-bailout-of-canadas-airline-industry</loc>
    <lastmod>2020-10-02T07:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2996/swiss-bank-ubs-says-toronto-has-north-americas-biggest-housing-bubble</loc>
    <lastmod>2020-10-02T06:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2995/legal-cannabis-sales-continue-to-rise</loc>
    <lastmod>2020-10-01T06:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2994/salary-freezes-forecast-to-persist-in-2021</loc>
    <lastmod>2020-09-30T06:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2993/federal-budget-deficit-forecast-to-reach-3285-billion-this-year</loc>
    <lastmod>2020-09-30T06:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2992/canadians-remain-bullish-about-the-housing-market-poll</loc>
    <lastmod>2020-09-29T06:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2991/ottawa-spends-more-than-1-billion-to-secure-covid-19-vaccines</loc>
    <lastmod>2020-09-28T07:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2990/moodys-forecasts-canadian-home-prices-will-drop-7-in-2021</loc>
    <lastmod>2020-09-25T06:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2989/grits-aim-at-million-new-jobs-keep-wage-subsidy-intact</loc>
    <lastmod>2020-09-24T08:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2988/throne-speech-wont-likely-contain-4-day-work-week-experts-think-it-belongs</loc>
    <lastmod>2020-09-23T13:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2987/cmhc-reiterates-pessimistic-forecast-for-canadas-housing-market</loc>
    <lastmod>2020-09-22T07:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2986/former-canadian-prime-minister-john-turner-dies-at-91</loc>
    <lastmod>2020-09-21T06:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2985/suspicious-activity-detected-on-48000-cra-accounts-after-cyberattacks</loc>
    <lastmod>2020-09-21T06:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2984/bank-of-canada-deputy-governor-steps-down</loc>
    <lastmod>2020-09-18T07:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2983/employment-down-in-canada-during-august</loc>
    <lastmod>2020-09-17T15:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2982/average-house-prices-in-canada-rose-18-in-august</loc>
    <lastmod>2020-09-16T07:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2981/us-government-backs-down-in-fight-over-canadian-aluminum-shipments</loc>
    <lastmod>2020-09-16T07:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2980/canada-to-unleash-tariffs-on-us</loc>
    <lastmod>2020-09-15T08:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2979/guaranteed-basic-income-to-be-debated-at-upcoming-liberal-convention</loc>
    <lastmod>2020-09-14T07:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2978/canadians-deferred-1-billion-worth-of-mortgage-payments-this-spring-cmhc</loc>
    <lastmod>2020-09-11T06:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2977/bank-of-canada-to-keep-interest-rates-at-historic-lows</loc>
    <lastmod>2020-09-10T07:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2976/housing-sector-cheers-in-august</loc>
    <lastmod>2020-09-09T11:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2975/ottawa-to-extend-rent-relief-program-for-commercial-landlords</loc>
    <lastmod>2020-09-08T06:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2974/canadians-view-of-the-economy-turns-sharply-negative-poll</loc>
    <lastmod>2020-09-04T06:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2973/canadian-consumer-debt-rises-as-people-defer-mortgage-payments</loc>
    <lastmod>2020-09-04T06:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2972/august-home-sales-hit-record-in-toronto-above-10-year-average-in-vancouver</loc>
    <lastmod>2020-09-03T07:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2971/labour-productivity-costs-rise-in-q2</loc>
    <lastmod>2020-09-02T10:32:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2970/osfi-ends-freeze-on-pension-plan-transfers-and-loan-deferrals</loc>
    <lastmod>2020-09-01T07:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2969/spending-on-legal-cannabis-surpasses-the-black-market-for-first-time</loc>
    <lastmod>2020-08-31T07:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2968/bank-of-canada-governor-calls-for-new-communications-approach</loc>
    <lastmod>2020-08-28T07:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2967/canada-effectively-blocks-huawei-from-5g-wireless-networks</loc>
    <lastmod>2020-08-26T07:32:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2966/used-vehicles-getting-dearer-in-canada</loc>
    <lastmod>2020-08-25T11:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2965/canada-post-reports-q2-loss-of-378-million</loc>
    <lastmod>2020-08-24T06:43:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2964/conservative-party-selects-erin-otoole-as-new-leader</loc>
    <lastmod>2020-08-24T06:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2963/canada-revenue-agency-restores-online-services-after-cyberattack</loc>
    <lastmod>2020-08-21T06:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2962/ottawa-introduces-new-37-billion-income-support-plan</loc>
    <lastmod>2020-08-21T06:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2961/housing-to-remain-strong-in-canada-re-max-study</loc>
    <lastmod>2020-08-20T11:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2960/creditors-gain-control-of-bankrupt-cirque-du-soleil</loc>
    <lastmod>2020-08-19T07:31:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2959/immigration-to-canada-plunges-64</loc>
    <lastmod>2020-08-18T06:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2958/canadas-finance-minister-steps-down</loc>
    <lastmod>2020-08-18T06:18:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2957/more-than-5000-cra-accounts-compromised-by-cyberattacks</loc>
    <lastmod>2020-08-17T07:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2956/mcdonalds-again-sources-100-of-its-beef-from-canada</loc>
    <lastmod>2020-08-14T07:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2955/bank-of-canada-lowers-mortgage-rate-to-479</loc>
    <lastmod>2020-08-14T06:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2954/head-of-cmhc-calls-on-banks-to-avoid-risky-mortgages</loc>
    <lastmod>2020-08-13T07:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2953/new-home-construction-spiked-in-july-cmhc</loc>
    <lastmod>2020-08-12T07:34:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2952/survey-finds-80-of-credit-card-holders-concerned-about-making-minimum-payments</loc>
    <lastmod>2020-08-10T06:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2951/ottawa-vows-retaliation-after-us-reimposes-tariffs-on-canadian-aluminum</loc>
    <lastmod>2020-08-07T06:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2950/majority-of-canadians-worried-about-returning-to-workplace-survey</loc>
    <lastmod>2020-08-06T11:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2949/home-sales-in-toronto-and-vancouver-reach-record-levels-in-july</loc>
    <lastmod>2020-08-06T06:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2948/canada-experiences-a-record-number-of-business-closures</loc>
    <lastmod>2020-08-06T06:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2947/automotive-sales-in-canada-rise-62-in-july-from-june</loc>
    <lastmod>2020-08-05T06:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2946/ottawa-phases-out-covid-19-benefit-that-paid-canadians-2000-a-month</loc>
    <lastmod>2020-08-04T06:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2945/gdp-expanded-by-45-in-may</loc>
    <lastmod>2020-07-31T12:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2944/one-in-seven-canadian-businesses-at-risk-of-bankruptcy-report</loc>
    <lastmod>2020-07-30T07:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2943/health-canada-approves-the-use-of-remdesivir-for-severe-covid-19-cases</loc>
    <lastmod>2020-07-29T07:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2942/ottawa-extends-tax-payment-deadline-to-september-30</loc>
    <lastmod>2020-07-28T08:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2941/condo-sales-in-toronto-fell-85-during-the-second-quarter</loc>
    <lastmod>2020-07-28T07:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2940/online-shopping-has-doubled-in-canada-during-the-pandemic-report</loc>
    <lastmod>2020-07-28T07:34:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2939/business-bankruptcies-hit-record-level-in-second-quarter</loc>
    <lastmod>2020-07-27T06:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2938/canadians-continue-to-spend-less-on-non-essential-items-poll</loc>
    <lastmod>2020-07-24T07:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2937/sp-global-ratings-reaffirms-canadas-aaa-credit-rating</loc>
    <lastmod>2020-07-23T08:31:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2936/ottawa-reports-29-million-profit-from-trans-mountain-pipeline</loc>
    <lastmod>2020-07-23T07:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2935/cpi-up-in-june</loc>
    <lastmod>2020-07-22T08:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2934/canada-retail-sales-jump-187-percent</loc>
    <lastmod>2020-07-21T08:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2933/consumer-debt-fears-ease-as-government-support-programs-extended</loc>
    <lastmod>2020-07-21T07:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2932/governments-emergency-wage-subsidy-program-extended-to-december</loc>
    <lastmod>2020-07-20T08:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2931/federal-budget-deficit-may-be-bigger-than-estimated</loc>
    <lastmod>2020-07-17T08:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2930/ottawa-gives-provinces-and-territories-19-billion-to-help-reopen-their-economies</loc>
    <lastmod>2020-07-17T07:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2929/new-survey-finds-canadian-workers-refuse-to-return-to-work</loc>
    <lastmod>2020-07-17T07:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2928/business-development-bank-of-canada-to-fund-intellectual-property-firms</loc>
    <lastmod>2020-07-16T07:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2927/bank-of-canada-says-interest-rates-to-remain-at-historic-lows-for-two-years</loc>
    <lastmod>2020-07-16T07:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2926/mfg-sales-roar-ahead</loc>
    <lastmod>2020-07-15T11:18:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2925/ottawa-extends-federal-wage-subsidy-program-to-december</loc>
    <lastmod>2020-07-14T07:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2924/ontario-to-enter-stage-three-reopening-as-covid-19-cases-decline</loc>
    <lastmod>2020-07-13T07:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2923/housing-starts-rise-in-june-and-beat-estimates</loc>
    <lastmod>2020-07-10T06:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2922/via-rail-lays-off-1000-workers-as-train-routes-cancelled</loc>
    <lastmod>2020-07-09T06:48:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2921/canadas-budget-deficit-swells-to-343-billion</loc>
    <lastmod>2020-07-09T06:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2920/basic-income-for-canadians-would-cost-ottawa-98-billion-pbo-report</loc>
    <lastmod>2020-07-08T06:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2919/toronto-home-prices-hit-record-high-in-june</loc>
    <lastmod>2020-07-07T07:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2918/business-sentiment-falls-to-lowest-level-since-the-financial-crisis</loc>
    <lastmod>2020-07-07T07:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2917/vancouver-home-sales-normalize-prices-rise-in-june</loc>
    <lastmod>2020-07-06T07:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2916/canadas-supreme-court-dismisses-trans-mountain-pipeline-challenge</loc>
    <lastmod>2020-07-03T06:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2915/ottawa-extends-commercial-rent-relief-program-for-small-businesses</loc>
    <lastmod>2020-07-03T06:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2914/bankruptcy-filings-plunge-in-may-as-government-support-props-up-consumers</loc>
    <lastmod>2020-07-03T06:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2913/sp-global-ratings-revises-up-its-forecast-for-canadas-economic-growth</loc>
    <lastmod>2020-07-02T07:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2912/new-north-american-trade-deal-comes-into-effect-amid-political-tensions</loc>
    <lastmod>2020-07-02T07:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2911/canadas-gdp-fell-116-in-april-as-economy-shutdown-by-covid-19</loc>
    <lastmod>2020-07-02T06:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2910/alberta-lowers-corporate-tax-rate-launches-10-billion-infrastructure-program</loc>
    <lastmod>2020-06-30T07:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2909/majority-of-canadians-support-a-shortened-work-week-survey</loc>
    <lastmod>2020-06-29T07:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2908/trudeau-holds-firm-on-stance-in-weng-controversy</loc>
    <lastmod>2020-06-26T10:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2907/canada-loses-aaa-credit-rating-as-federal-debt-reaches-historic-levels</loc>
    <lastmod>2020-06-25T07:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2906/cmhc-forecasts-broad-declines-in-canadas-housing-market</loc>
    <lastmod>2020-06-24T07:25:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2905/extending-covid-19-employment-benefit-to-cost-ottawa-179-billion</loc>
    <lastmod>2020-06-24T07:18:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2904/securities-violations-result-in-45-million-of-fines-20-years-of-prison-sentences</loc>
    <lastmod>2020-06-24T07:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2903/us-threatens-to-reimpose-tariffs-on-canadian-aluminum</loc>
    <lastmod>2020-06-24T06:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2902/businesses-in-toronto-set-to-reopen-on-wednesday</loc>
    <lastmod>2020-06-23T07:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2901/conference-board-of-canada-forecasts-economic-growth-of-67-in-2021</loc>
    <lastmod>2020-06-23T07:23:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2900/coronavirus-outbreaks-reported-among-foreign-workers-on-farms</loc>
    <lastmod>2020-06-22T07:31:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2899/corporate-canada-pressures-ottawa-to-ease-air-travel-restrictions</loc>
    <lastmod>2020-06-22T07:23:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2898/canadas-budget-deficit-forecast-to-hit-256-billion</loc>
    <lastmod>2020-06-19T06:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2897/prince-edward-islands-deficit-forecast-to-rise-net-debt-to-grow-by-230</loc>
    <lastmod>2020-06-18T07:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2896/foreign-investors-buy-record-amount-of-canadian-debt</loc>
    <lastmod>2020-06-17T07:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2895/new-bank-of-canada-governor-says-interest-rates-to-remain-at-current-lows</loc>
    <lastmod>2020-06-17T07:33:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2894/ottawa-to-extend-2000-a-month-covid-19-benefit</loc>
    <lastmod>2020-06-16T07:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2893/canadian-debt-levels-near-record-high-during-global-pandemic</loc>
    <lastmod>2020-06-15T07:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2892/emergency-response-legislation-delayed-in-parliament</loc>
    <lastmod>2020-06-11T07:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2891/former-bank-of-canada-governor-stephen-poloz-joins-corporate-boards</loc>
    <lastmod>2020-06-10T07:18:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2890/canadian-commercial-tenants-fail-to-pay-rent-in-may-colliers-survey-finds</loc>
    <lastmod>2020-06-09T07:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2889/sales-slow-to-return-for-canadian-small-businesses-survey</loc>
    <lastmod>2020-06-09T06:33:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2888/cmhc-tightens-mortgage-qualification-rules-amid-economic-uncertainty</loc>
    <lastmod>2020-06-05T06:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2887/cannabis-industry-lobbies-ottawa-for-tax-relief</loc>
    <lastmod>2020-06-04T06:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2886/bank-of-canada-takes-optimistic-view-of-economic-recovery</loc>
    <lastmod>2020-06-04T06:48:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2885/toronto-and-vancouver-housing-markets-rebound-in-may</loc>
    <lastmod>2020-06-03T06:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2884/new-regulations-to-lower-prescription-drug-costs-delayed-until-2021</loc>
    <lastmod>2020-06-02T07:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2883/ottawa-to-give-canadian-municipalities-22-billion-of-financial-support</loc>
    <lastmod>2020-06-02T07:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2882/canada-pension-plan-reports-31-annual-return</loc>
    <lastmod>2020-06-01T06:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2881/gdp-shrinks-to-worst-level-since-09</loc>
    <lastmod>2020-05-29T11:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2880/canadas-housing-market-wont-recover-until-late-2022-cmhc-report</loc>
    <lastmod>2020-05-28T07:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2879/quebec-government-gives-cirque-du-soleil-a-200-million-us-bailout</loc>
    <lastmod>2020-05-27T08:17:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2878/bank-of-canada-governor-says-more-economic-stimulus-needed</loc>
    <lastmod>2020-05-26T07:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2877/sharpest-ever-dive-for-retail-sales-in-march</loc>
    <lastmod>2020-05-22T11:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2876/canada-post-reports-153-million-loss-for-2019-sees-uncertainty-ahead</loc>
    <lastmod>2020-05-21T07:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2875/canadas-inflation-rate-turns-negative-for-first-time-since-2009</loc>
    <lastmod>2020-05-21T07:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2874/us-canada-border-closure-extended-to-june-21</loc>
    <lastmod>2020-05-20T07:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2873/bank-of-canada-warns-about-business-and-household-debt-levels</loc>
    <lastmod>2020-05-15T06:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2872/closure-of-canada-us-border-extended-to-june-21</loc>
    <lastmod>2020-05-14T09:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2871/canadian-pm-refuses-to-provide-a-federal-budget-or-fiscal-update</loc>
    <lastmod>2020-05-14T09:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2870/rising-deficits-jeopardize-canadas-aaa-credit-rating</loc>
    <lastmod>2020-05-14T08:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2869/ottawa-imposes-restrictions-on-companies-that-take-government-money</loc>
    <lastmod>2020-05-12T06:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2868/stores-in-ontario-reopen-for-curbside-pick-up-and-delivery</loc>
    <lastmod>2020-05-11T08:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2867/credit-ratings-agencies-forecast-coming-wave-of-hidden-defaults</loc>
    <lastmod>2020-05-11T07:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2866/canadian-real-estate-prices-will-need-two-years-to-recover-federal-agency</loc>
    <lastmod>2020-05-06T07:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2865/toronto-and-vancouver-home-sales-plunge-in-april</loc>
    <lastmod>2020-05-05T07:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2864/alberta-begins-to-reopen-economy</loc>
    <lastmod>2020-05-01T08:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2863/new-bank-of-canada-governor-to-be-announced</loc>
    <lastmod>2020-05-01T07:23:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2862/monthly-gdp-at-standstill-last-month</loc>
    <lastmod>2020-04-30T12:19:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2861/recession-canadas-worst-with-u-shaped-recovery-ahead-of-us</loc>
    <lastmod>2020-04-29T10:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2860/more-than-10000-businesses-apply-for-federal-wage-subsidy-program</loc>
    <lastmod>2020-04-28T07:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2859/ontario-releases-outline-for-re-opening-the-provincial-economy</loc>
    <lastmod>2020-04-28T07:43:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2858/omers-pension-launches-venture-capital-fund-to-back-tech-startups</loc>
    <lastmod>2020-04-27T07:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2857/economist-forecasts-canadian-dollar-will-fall-to-60-cents-us</loc>
    <lastmod>2020-04-27T06:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2856/canadas-credit-rating-put-in-jeopardy</loc>
    <lastmod>2020-04-24T07:19:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2855/saskatchewan-unveils-plan-to-restart-provincial-economy</loc>
    <lastmod>2020-04-24T07:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2854/tens-of-thousands-of-canadian-businesses-to-file-for-bankruptcy-cfib-report</loc>
    <lastmod>2020-04-23T07:19:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2853/westjet-airlines-lays-off-3000-employees-and-grounds-flights</loc>
    <lastmod>2020-04-23T07:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2852/cibc-warns-of-rising-risks-due-to-high-debt-levels-and-joblessness</loc>
    <lastmod>2020-04-22T07:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2851/home-sales-in-toronto-plummet-69-as-coronavirus-lockdown-halts-sales</loc>
    <lastmod>2020-04-22T06:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2850/canadian-home-sales-forecast-to-fall-5-by-july</loc>
    <lastmod>2020-04-21T08:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2849/alberta-premier-calls-for-more-federal-support-of-canadas-energy-sector</loc>
    <lastmod>2020-04-21T07:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2848/canada-us-border-closure-extended-to-may-20</loc>
    <lastmod>2020-04-20T07:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2847/bank-of-canada-increases-bond-buying-warns-of-30-economic-contraction</loc>
    <lastmod>2020-04-16T07:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2846/consumer-confidence-hits-gulch</loc>
    <lastmod>2020-04-15T07:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2845/canadas-economy-to-contract-62-in-2020-imf-report</loc>
    <lastmod>2020-04-15T07:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2844/millions-of-canadians-receiving-emergency-govt-payments</loc>
    <lastmod>2020-04-14T08:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2843/ontario-extends-state-of-emergency-restrictions-to-may-4</loc>
    <lastmod>2020-04-14T07:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2842/canadian-cities-burn-through-cash-call-on-ottawa-for-help</loc>
    <lastmod>2020-04-10T11:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2841/canadas-banks-offer-interest-free-loans-to-small-businesses</loc>
    <lastmod>2020-04-10T11:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2840/short-selling-of-stocks-to-continue-on-canadian-exchanges</loc>
    <lastmod>2020-04-10T11:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2839/more-than-1m-jobs-lost-in-canada-in-march</loc>
    <lastmod>2020-04-09T08:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2838/bank-leaders-say-coronavirus-economic-toll-will-be-worse-than-expected</loc>
    <lastmod>2020-04-09T08:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2837/alberta-premier-warns-of-20-billion-budget-deficit</loc>
    <lastmod>2020-04-08T07:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2836/ontario-cannabis-stores-to-continue-operating-with-customer-pick-up-option</loc>
    <lastmod>2020-04-08T06:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2835/businesses-bracing-for-long-term-economic-downturn-bank-of-canada-survey</loc>
    <lastmod>2020-04-07T08:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2834/ontario-orders-cannabis-retailers-to-close</loc>
    <lastmod>2020-04-06T08:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2833/canadas-banks-lower-interest-rates-charged-on-credit-cards</loc>
    <lastmod>2020-04-06T08:17:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2832/half-a-million-canadians-defer-their-mortgage-payments-industry-data</loc>
    <lastmod>2020-04-06T07:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2831/toronto-and-vancouver-home-sales-rise-despite-slowdown-in-second-half-of-march</loc>
    <lastmod>2020-04-03T08:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2830/trade-deficit-narrows</loc>
    <lastmod>2020-04-02T10:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2829/half-of-canadians-are-on-the-verge-of-financial-insolvency-mnp-survey</loc>
    <lastmod>2020-04-01T07:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2828/cfib-survey-finds-that-32-of-small-businesses-are-unsure-if-theyll-reopen</loc>
    <lastmod>2020-04-01T06:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2827/a-total-of-155-million-canadians-applied-for-jobless-claims-in-late-march</loc>
    <lastmod>2020-03-31T07:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2826/ottawa-moves-to-lower-interest-rates-on-credit-cards</loc>
    <lastmod>2020-03-27T07:19:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2825/ontario-introduces-17b-spending-package-doubles-budget-deficit</loc>
    <lastmod>2020-03-26T08:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2824/half-of-small-businesses-in-canada-are-planning-layoffs-cfib</loc>
    <lastmod>2020-03-26T08:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2823/jobless-claims-in-canada-hit-new-record</loc>
    <lastmod>2020-03-25T07:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2822/canadas-economy-forecast-to-contract-10-to-24-in-second-quarter</loc>
    <lastmod>2020-03-24T06:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2821/cra-ponders-extending-tax-deadline</loc>
    <lastmod>2020-03-18T09:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2820/canadas-inflation-rate-rises-22-in-february-from-a-year-ago</loc>
    <lastmod>2020-03-18T09:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2819/economists-forecast-that-canada-will-experience-a-recession-this-year</loc>
    <lastmod>2020-03-17T10:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2818/canadas-six-big-commercial-banks-cut-their-prime-lending-rates-by-50-basis-points</loc>
    <lastmod>2020-03-17T09:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2817/canadian-shopping-malls-and-retailers-limit-hours-due-to-coronavirus</loc>
    <lastmod>2020-03-16T09:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2816/bank-of-canada-offers-7-billion-to-banking-system-expands-bond-buy-back-program</loc>
    <lastmod>2020-03-13T07:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2815/organic-food-sales-in-canada-rise-57-now-top-5-billion-a-year</loc>
    <lastmod>2020-03-12T09:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2814/federal-budget-date-set-for-march-30</loc>
    <lastmod>2020-03-12T07:19:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2813/federal-budget-due-march-30</loc>
    <lastmod>2020-03-11T15:48:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2812/canadas-banks-exposed-to-potential-loan-losses-in-energy-sector</loc>
    <lastmod>2020-03-10T09:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2811/finance-minister-bill-morneau-outlines-cautious-stimulus-plan</loc>
    <lastmod>2020-03-10T08:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2810/housing-starts-trend-tails-off-in-february</loc>
    <lastmod>2020-03-09T15:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2809/canadian-consumer-debt-rose-27-to-an-average-of-72950-in-2019</loc>
    <lastmod>2020-03-06T09:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2808/average-home-price-in-toronto-rises-167-in-february</loc>
    <lastmod>2020-03-04T09:33:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2807/bank-of-canada-expected-to-cut-interest-rates</loc>
    <lastmod>2020-03-04T07:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2806/trudeau-vows-to-protect-canadians-from-covid-19</loc>
    <lastmod>2020-03-03T15:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2805/factory-activity-picks-up-pace-markit-pmi</loc>
    <lastmod>2020-03-02T11:33:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2804/alberta-govt-projects-budget-deficit-of-68-billion</loc>
    <lastmod>2020-02-28T10:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2803/current-account-deficit-smaller-in-q4</loc>
    <lastmod>2020-02-27T08:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2802/bank-of-canada-developing-prototype-digital-currency</loc>
    <lastmod>2020-02-26T08:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2801/bank-of-canada-left-to-clean-up-economic-mess</loc>
    <lastmod>2020-02-25T09:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2800/canadas-drug-regulator-moves-to-lower-medication-costs</loc>
    <lastmod>2020-02-24T09:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2799/flat-december-sales-caps-bad-year-for-retailers</loc>
    <lastmod>2020-02-21T15:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2798/canada-adds-jobs-in-january</loc>
    <lastmod>2020-02-20T09:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2797/ottawa-to-ease-mortgage-stress-test-starting-on-april-6</loc>
    <lastmod>2020-02-19T09:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2796/bc-hikes-taxes-on-wealthy</loc>
    <lastmod>2020-02-19T08:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2795/manufacturing-sales-dwindle-in-december</loc>
    <lastmod>2020-02-18T15:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2794/home-sales-zoom-in-january-crea</loc>
    <lastmod>2020-02-14T12:25:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2793/canadas-labour-market-showing-signs-of-strength-poll</loc>
    <lastmod>2020-02-13T09:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2792/alberta-first-nations-trade-barbs-over-oilsands</loc>
    <lastmod>2020-02-12T15:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2791/debt-grows-among-high-income-canadians-survey</loc>
    <lastmod>2020-02-11T09:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2790/canada-jobs-on-the-march</loc>
    <lastmod>2020-02-07T15:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2789/canadas-competition-bureau-investigates-international-agriculture-companies</loc>
    <lastmod>2020-02-06T09:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2788/toronto-housing-prices-march-higher-in-january</loc>
    <lastmod>2020-02-06T09:43:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2787/federal-deficit-narrower-in-december</loc>
    <lastmod>2020-02-05T11:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2786/corporate-debt-in-canada-reaches-record-level</loc>
    <lastmod>2020-02-04T09:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2785/factories-sluggish-last-month</loc>
    <lastmod>2020-02-03T15:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2784/economy-makes-marginal-progress-in-november</loc>
    <lastmod>2020-01-31T09:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2783/job-growth-powered-by-men</loc>
    <lastmod>2020-01-30T08:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2782/retailers-in-canada-prepare-in-case-of-coronavirus-outbreak</loc>
    <lastmod>2020-01-29T15:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2781/alberta-cuts-funding-plan</loc>
    <lastmod>2020-01-28T16:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2780/retail-sales-enjoy-resurgence-in-november</loc>
    <lastmod>2020-01-24T08:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2779/retailer-bench-is-closing-its-canadian-stores-nationwide</loc>
    <lastmod>2020-01-23T09:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2778/inflation-stays-put-despite-higher-fuel-prices</loc>
    <lastmod>2020-01-22T12:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2777/online-brokerage-wealthsimple-moves-into-commercial-banking</loc>
    <lastmod>2020-01-22T09:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2776/electric-vehicles-need-jolt-from-govt-support</loc>
    <lastmod>2020-01-20T08:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2775/statscan-braces-for-reaction-to-moving-info-to-cloud</loc>
    <lastmod>2020-01-17T15:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2774/sino-us-trade-deal-leaves-cdn-farmers-with-questions</loc>
    <lastmod>2020-01-16T10:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2773/business-confidence-grows-in-canada-as-global-trade-tensions-ease</loc>
    <lastmod>2020-01-15T10:17:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2772/federal-budget-preview</loc>
    <lastmod>2020-01-14T15:16:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2771/the-year-2019-was-second-best-for-jobs-since-the-great-recession</loc>
    <lastmod>2020-01-13T07:36:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2770/bank-of-canada-tracking-fallout-from-global-trade-disputes</loc>
    <lastmod>2020-01-10T07:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2769/bank-of-canada-designing-a-new-5-bill</loc>
    <lastmod>2020-01-10T07:19:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2768/sounding-out-canadians-on-new-5-bill</loc>
    <lastmod>2020-01-09T15:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2767/toronto-home-sales-rose-174-in-december</loc>
    <lastmod>2020-01-08T06:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2766/canadian-consumer-confidence-improves-to-start-the-new-year</loc>
    <lastmod>2020-01-07T07:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2765/canadians-bought-100-tonnes-of-legal-cannabis-in-first-year</loc>
    <lastmod>2020-01-06T08:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2764/debt-repayment-is-canadians-top-financial-resolution-poll</loc>
    <lastmod>2020-01-03T09:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2763/gap-in-pay-between-ceos-and-workers-reaches-new-level</loc>
    <lastmod>2020-01-03T09:43:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2762/manufacturing-fades-in-december-markit</loc>
    <lastmod>2020-01-02T10:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2761/data-refutes-that-middle-class-is-in-trouble</loc>
    <lastmod>2019-12-31T08:32:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2760/pork-producers-expect-bumper-year</loc>
    <lastmod>2019-12-30T08:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2759/alberta-has-a-great-future-to-look-forward</loc>
    <lastmod>2019-12-27T08:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2758/morneau-criticizes-tories-for-recession-talk</loc>
    <lastmod>2019-12-24T08:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2757/gdp-sinks-in-october</loc>
    <lastmod>2019-12-23T09:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2756/canadian-bank-warns-against-future-interest-rate-hikes</loc>
    <lastmod>2019-12-20T06:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2755/supreme-court-of-canada-rules-against-super-bowl-ads</loc>
    <lastmod>2019-12-20T06:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2754/snc-unit-pleads-guilty-to-fraud-charges</loc>
    <lastmod>2019-12-19T07:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2753/rising-cost-of-food-worries-canadians-survey</loc>
    <lastmod>2019-12-18T08:36:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2752/mfg-sales-continue-slump</loc>
    <lastmod>2019-12-17T08:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2751/crea-stats-register-9th-straight-gain</loc>
    <lastmod>2019-12-16T09:36:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2750/canadian-investors-favour-etfs-over-actively-managed-funds-report</loc>
    <lastmod>2019-12-13T10:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2749/ontario-removes-cap-on-number-marijuana-retailers</loc>
    <lastmod>2019-12-13T10:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2748/scheer-out-as-tory-leader</loc>
    <lastmod>2019-12-12T15:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2747/canadians-dont-want-chinas-huawei-involved-with-5g-wireless-networks-survey</loc>
    <lastmod>2019-12-12T10:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2746/canada-moving-ahead-with-digital-tax-despite-us-objections</loc>
    <lastmod>2019-12-10T09:43:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2745/canadians-fear-a-recession-in-2020-survey</loc>
    <lastmod>2019-12-10T08:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2744/housing-starts-up-in-november</loc>
    <lastmod>2019-12-09T09:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2743/most-canadian-workers-get-holiday-bonus-few-get-cash</loc>
    <lastmod>2019-12-09T09:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2742/poloz-to-quit-as-canadas-top-banker-in-june</loc>
    <lastmod>2019-12-06T11:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2741/biggest-one-mo-job-loss-since-financial-crisis</loc>
    <lastmod>2019-12-06T09:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2740/albertas-credit-rating-downgraded</loc>
    <lastmod>2019-12-05T07:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2739/food-prices-in-canada-forecast-to-rise-4-in-2020</loc>
    <lastmod>2019-12-04T07:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2738/cfia-recalls-nearly-1000-meat-products-due-to-possible-ecoli-contamination</loc>
    <lastmod>2019-12-03T09:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2737/carney-takes-on-new-role-with-un</loc>
    <lastmod>2019-12-02T08:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2736/city-of-vancouver-becomes-first-city-to-ban-plastic-bags-and-straws</loc>
    <lastmod>2019-11-29T09:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2735/public-complaints-about-canadian-telecom-companies-hit-record-high</loc>
    <lastmod>2019-11-29T09:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2734/gdp-growth-slows-in-q3</loc>
    <lastmod>2019-11-29T08:48:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2733/survey-finds-90-of-canadians-who-change-careers-are-happier-at-work</loc>
    <lastmod>2019-11-27T08:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2732/strike-by-cn-rail-workers-ends-with-new-labour-agreement</loc>
    <lastmod>2019-11-27T08:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2731/industry-calls-for-legislated-end-to-rail-strike</loc>
    <lastmod>2019-11-26T10:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2730/more-canadian-millennials-part-of-gig-economy--survey</loc>
    <lastmod>2019-11-26T10:23:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2729/wholesale-trade-boosts-1-in-september</loc>
    <lastmod>2019-11-25T09:18:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2728/new-survey-finds-40-of-canadians-expect-to-be-in-debt-their-entire-life</loc>
    <lastmod>2019-11-22T08:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2727/morneau-staying-put-amid-cabinet-shuffle</loc>
    <lastmod>2019-11-20T14:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2726/mfg-sector-dips-in-september</loc>
    <lastmod>2019-11-19T11:23:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2725/more-than-3000-rail-workers-walk-off-the-job-across-canada</loc>
    <lastmod>2019-11-19T09:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2724/home-prices-fall-in-october-amid-seasonal-pressures</loc>
    <lastmod>2019-11-19T08:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2723/telecom-companies-battle-ottawa-over-proposal-to-cut-wireless-charges</loc>
    <lastmod>2019-11-15T07:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2722/individual-and-business-bankruptcies-rising-in-canada-federal-report</loc>
    <lastmod>2019-11-13T09:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2721/parliament-to-reconvene-dec-5</loc>
    <lastmod>2019-11-12T10:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2720/alberta-lifts-production-limits-on-new-oil-wells</loc>
    <lastmod>2019-11-11T11:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2719/economy-loses-jobs-in-october</loc>
    <lastmod>2019-11-08T15:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2718/ontario-allows-cannabis-sales-online-over-phone</loc>
    <lastmod>2019-11-07T09:43:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2717/ontario-cuts-budget-deficit</loc>
    <lastmod>2019-11-07T07:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2716/canada-to-restart-meat-exports-to-china</loc>
    <lastmod>2019-11-06T09:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2715/home-sales-rise-in-toronto-and-vancouver-during-october</loc>
    <lastmod>2019-11-05T09:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2714/data-breach-at-desjardins-group-worse-than-initially-estimated</loc>
    <lastmod>2019-11-04T10:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2713/pmi-higher-for-october</loc>
    <lastmod>2019-11-01T16:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2712/bank-of-canada-holds-interest-rates-steady-as-us-fed-cuts-rates-again</loc>
    <lastmod>2019-10-30T15:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2711/half-of-canadians-take-on-debt-to-cover-living-expenses-survey</loc>
    <lastmod>2019-10-28T09:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2710/alberta-balloons-budget-deficit</loc>
    <lastmod>2019-10-25T07:32:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2709/ei-figures-flat-in-august</loc>
    <lastmod>2019-10-24T10:36:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2708/loonie-steady-after-trudeau-government-re-elected</loc>
    <lastmod>2019-10-22T09:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2707/trudeau-hopes-to-cling-to-power</loc>
    <lastmod>2019-10-21T15:34:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2706/election-campaign-winds-down-amid-accusations-of-disinformation</loc>
    <lastmod>2019-10-18T10:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2705/manufacturing-on-the-move-statscan</loc>
    <lastmod>2019-10-17T10:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2704/canadas-prairie-provinces-have-had-most-success-with-legal-cannabis-report</loc>
    <lastmod>2019-10-15T09:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2703/employment-beats-in-sept-statscan</loc>
    <lastmod>2019-10-11T10:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2702/us-and-canada-drafting-joint-plan-for-north-american-supply-of-rare-earth-metals</loc>
    <lastmod>2019-10-10T07:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2701/survey-finds-80-of-canadians-would-take-a-pension-over-a-pay-raise</loc>
    <lastmod>2019-10-09T10:23:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2700/nearly-40-of-canadians-leave-their-job-because-of-a-bad-boss-survey</loc>
    <lastmod>2019-10-09T08:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2699/entrepreneurs-and-small-business-owners-prone-to-burnout-study</loc>
    <lastmod>2019-10-08T08:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2698/technology-ceos-call-on-political-leaders-to-support-innovation</loc>
    <lastmod>2019-10-07T08:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2697/toronto-housing-market-rebounds-to-hit-21-month-high-in-september</loc>
    <lastmod>2019-10-04T10:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2696/greater-vancouver-home-sales-rose-463-in-september</loc>
    <lastmod>2019-10-03T06:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2695/cannabis-market-in-canada-grows-185-since-drug-legalized</loc>
    <lastmod>2019-10-02T07:34:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2694/july-gdp-surprisingly-flat-statscan</loc>
    <lastmod>2019-10-01T12:32:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2693/grits-pledge-deficit-spending-if-re-elected</loc>
    <lastmod>2019-09-30T09:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2692/alberta-lifts-curtailments</loc>
    <lastmod>2019-09-27T07:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2691/grits-push-zero-carbon-emissions-target-on-campaign-trail</loc>
    <lastmod>2019-09-25T11:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2690/second-straight-rise-for-wholesale-trade</loc>
    <lastmod>2019-09-23T16:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2689/bank-of-canada-appoints-new-deputy-governor</loc>
    <lastmod>2019-09-20T09:36:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2688/inflation-slows-in-august</loc>
    <lastmod>2019-09-18T10:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2687/canadian-home-prices-hit-two-year-high-in-august</loc>
    <lastmod>2019-09-17T09:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2686/canadian-seniors-turning-to-reverse-mortgages-in-record-numbers</loc>
    <lastmod>2019-09-16T08:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2685/canadians-debt-to-income-level-improves-in-second-quarter</loc>
    <lastmod>2019-09-13T10:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2684/trudeau-to-tax-offshore-home-buyers</loc>
    <lastmod>2019-09-13T09:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2683/big-pharma-sues-ottawa-over-costs-of-patented-medicines</loc>
    <lastmod>2019-09-09T08:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2682/employment-numbers-surge-in-august-on-eve-of-october-vote</loc>
    <lastmod>2019-09-06T11:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2681/canadas-national-pharmacare-plan-has-drug-companies-fuming</loc>
    <lastmod>2019-09-06T10:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2680/trade-panel-rules-in-canadas-favour-amid-softwood-lumber-dispute</loc>
    <lastmod>2019-09-06T09:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2679/toronto-home-sales-rose-13-in-august-from-year-earlier</loc>
    <lastmod>2019-09-05T09:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2678/bank-of-canada-sees-economy-slowing-in-final-months-of-2019</loc>
    <lastmod>2019-09-05T08:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2677/nearly-half-of-canadians-say-financial-stress-is-impacting-their-work-performance</loc>
    <lastmod>2019-09-04T07:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2676/canadians-patents-being-sold-to-foreign-entities-study</loc>
    <lastmod>2019-09-03T07:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2675/liberals-pledge-to-lower-canadians-wireless-bills</loc>
    <lastmod>2019-08-30T10:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2674/canadas-pension-system-needs-reform-think-tank</loc>
    <lastmod>2019-08-29T09:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2673/ontario-takes-carbon-tax-fight-to-supreme-court</loc>
    <lastmod>2019-08-29T09:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2672/osc-probes-big-banks-over-forex-practices</loc>
    <lastmod>2019-08-27T09:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2671/us-china-trade-war-benefits-canadas-lobster-fishery</loc>
    <lastmod>2019-08-27T09:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2670/tuesday-is-the-most-productive-day-of-the-week-survey</loc>
    <lastmod>2019-08-27T09:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2669/liberals-and-conservatives-in-dead-heat-heading-into-federal-election-poll</loc>
    <lastmod>2019-08-26T07:18:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2668/retail-sales-stay-put-in-june-statscan</loc>
    <lastmod>2019-08-23T11:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2667/debt-levels-remain-highest-for-members-of-generation-x-study</loc>
    <lastmod>2019-08-21T08:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2666/majority-of-canadians-confused-by-tax-free-savings-accounts-poll</loc>
    <lastmod>2019-08-20T07:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2665/canadas-yield-curve-inverts-by-most-in-two-decades</loc>
    <lastmod>2019-08-19T09:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2664/ottawa-to-pay-dairy-farmers-175-billion-in-government-aid</loc>
    <lastmod>2019-08-19T08:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2663/crtc-lowers-rates-for-wholesale-broadband-internet-access</loc>
    <lastmod>2019-08-16T07:16:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2662/canadian-men-twice-as-likely-to-use-cannabis-as-women-survey</loc>
    <lastmod>2019-08-16T07:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2661/competition-bureau-approves-sale-of-westjet-airlines-to-onex-corp</loc>
    <lastmod>2019-08-14T06:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2660/ottawa-cutting-billions-of-dollars-from-patented-drugs</loc>
    <lastmod>2019-08-13T08:18:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2659/economists-expect-interest-rates-in-canada-to-remain-steady-into-2020-survey</loc>
    <lastmod>2019-08-12T08:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2658/job-picture-flat-in-july</loc>
    <lastmod>2019-08-09T15:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2657/chna-dispute-lingers-over-federal-election</loc>
    <lastmod>2019-08-08T16:33:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2656/montreal-home-sales-hit-new-record-in-july</loc>
    <lastmod>2019-08-07T07:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2655/home-sales-in-greater-toronto-jump-in-july</loc>
    <lastmod>2019-08-06T09:32:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2654/canadian-oil-producers-launch-lobby-campaign-ahead-of-fall-election</loc>
    <lastmod>2019-08-06T07:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2653/cmhc-downgrades-risk-to-canadas-housing-market</loc>
    <lastmod>2019-08-02T09:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2652/crtc-releases-new-internet-code-of-conduct-for-isps</loc>
    <lastmod>2019-08-01T09:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2651/quebec-implements-minimum-credit-card-payments-for-residents</loc>
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    <lastmod>2019-07-30T09:48:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2649/canadian-investors-receive-insufficient-financial-advice-osc-study</loc>
    <lastmod>2019-07-30T09:42:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2648/ottawa-announces-20b-competition-to-replace-fighter-jets</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2647/sales-of-dried-cannabis-and-oils-rise-in-canada</loc>
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    <loc>https://www.baystreet.ca/economiccommentary/2646/ottawa-invests-100-million-in-rural-high-speed-internet</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2643/inflation-tails-off-in-junestatscan</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2642/desjardins-group-offers-customers-data-protection-for-life</loc>
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  </url>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2639/privacy-watchdogs-investigating-data-breach-at-desjardins-group</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2638/loonie-falls-on-negative-jobs-report</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2637/june-auto-sales-lower</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2635/toronto-home-sales-rise-104-in-june-from-year-earlier</loc>
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    <loc>https://www.baystreet.ca/economiccommentary/2634/cost-of-living-the-main-concern-of-canadian-voters-heading-into-october-election</loc>
    <lastmod>2019-07-02T10:02:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2633/gdp-growth-surpasses-projections</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2632/china-threatens-to-ban-all-meat-imports-from-canada</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2631/wholesale-trade-retains-steam-in-april</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2630/ottawa-to-speed-up-pardons-for-cannabis-convicts</loc>
    <lastmod>2019-06-24T09:43:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2629/hydro-one-chairman-stepping-down-at-end-of-july</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2628/desjardins-group-says-personal-information-of-27-million-customers-has-been-leaked</loc>
    <lastmod>2019-06-21T09:55:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2627/global-cannabis-market-forecast-to-triple-to-408-billion-us-by-2024</loc>
    <lastmod>2019-06-20T10:03:00Z</lastmod>
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    <loc>https://www.baystreet.ca/economiccommentary/2626/q4-job-vacancies-up-10-from-prior-year-stats-canada</loc>
    <lastmod>2019-06-19T10:03:00Z</lastmod>
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    <loc>https://www.baystreet.ca/economiccommentary/2625/ottawa-approves-trans-mountain-pipeline-expansion-project</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2624/corporations-avoided-paying-billions-in-taxescra</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2623/china-bans-imports-from-canadian-pork-producer</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2622/securities-less-attractive-between-canada-world</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2621/ottawa-releases-final-regulations-on-cannabis-edibles-vaping-topicals</loc>
    <lastmod>2019-06-14T08:48:00Z</lastmod>
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  </url>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2618/canadians-have-23-trillion-of-debt-and-counting</loc>
    <lastmod>2019-06-13T11:06:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2617/debt-delinquencies-rise-in-canada-in-q1</loc>
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    <loc>https://www.baystreet.ca/economiccommentary/2616/canada-planning-wide-ranging-ban-on-plastic-items</loc>
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    <loc>https://www.baystreet.ca/economiccommentary/2615/canadian-housing-starts-down-185-in-may-from-april-cmhc</loc>
    <lastmod>2019-06-10T09:08:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2614/economy-adds-27k-jobs-in-may-jobless-rate-hits-low</loc>
    <lastmod>2019-06-07T11:25:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2613/elections-canada-preparing-for-hackers-ahead-of-fall-vote</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2612/canadians-unsure-which-political-leader-is-best-for-the-economy-poll</loc>
    <lastmod>2019-06-07T10:33:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2610/canadian-market-for-cannabis-drinks-and-edibles-pegged-at-27-billion</loc>
    <lastmod>2019-06-04T07:30:00Z</lastmod>
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    <loc>https://www.baystreet.ca/economiccommentary/2608/yield-curve-on-canadian-bonds-inverts-amid-trade-tensions</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2607/bank-of-canada-reinforces-that-canadas-economy-remains-strong</loc>
    <lastmod>2019-05-31T09:51:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2606/canada-posts-weakest-back-to-back-quarters-of-economic-growth-since-2015</loc>
    <lastmod>2019-05-31T09:43:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2605/bank-of-canada-says-economic-slowdown-temporary-holds-rates-steady</loc>
    <lastmod>2019-05-30T10:02:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2604/alberta-plans-to-cut-its-corporate-tax-rate-by-one-third</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2603/conference-board-of-canada-forecasts-alberta-will-fall-into-recession-this-year</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2602/ottawa-moves-to-ratify-new-free-trade-deal-with-the-us-and-mexico</loc>
    <lastmod>2019-05-28T09:54:00Z</lastmod>
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    <loc>https://www.baystreet.ca/economiccommentary/2601/major-technology-companies-face-grilling-in-ottawa-this-week</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2598/number-of-mortgage-loans-in-canada-slowed-in-fourth-quarter-of-2018-cmhc</loc>
    <lastmod>2019-05-23T10:37:00Z</lastmod>
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    <loc>https://www.baystreet.ca/economiccommentary/2597/ottawa-unveils-new-digital-strategy-aimed-at-protecting-canadians-online-privacy</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2596/imf-urges-canada-to-maintain-mortgage-stress-tests-sees-gdp-growth-of-15-in-2019</loc>
    <lastmod>2019-05-22T09:41:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2595/high-gas-prices-making-it-difficult-for-canadians-to-afford-necessities-poll</loc>
    <lastmod>2019-05-17T11:02:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2594/bank-of-canada-sees-household-debt-and-housing-market-as-economic-risks</loc>
    <lastmod>2019-05-17T10:39:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2593/black-granted-full-pardon-by-trump</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2592/canada-pension-plan-delivers-89-return-for-fiscal-2018</loc>
    <lastmod>2019-05-16T09:41:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2591/canadians-support-for-marijuana-down-six-months-after-legalization</loc>
    <lastmod>2019-05-15T10:03:00Z</lastmod>
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  </url>
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    <lastmod>2019-05-15T09:53:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2589/number-of-financial-insolvencies-hit-recent-high-in-march</loc>
    <lastmod>2019-05-14T09:59:00Z</lastmod>
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  </url>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2587/globe-and-mail-newspaper-reduces-staff-to-save-10-million-in-operating-expenses</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2586/gm-announces-makeover-of-oshawa-plant</loc>
    <lastmod>2019-05-09T09:34:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2585/less-than-20-of-board-directorships-held-by-women-statscan</loc>
    <lastmod>2019-05-08T10:22:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2584/bank-of-canada-governor-calls-for-more-innovative-mortgage-products</loc>
    <lastmod>2019-05-07T09:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2583/toronto-housing-markets-rises-168-in-april-vancouver-sales-down-291-in-month</loc>
    <lastmod>2019-05-06T10:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2582/cmhc-downgrades-risks-to-canadas-housing-market</loc>
    <lastmod>2019-05-03T09:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2581/more-canadians-using-cannabis-since-drugs-legalization-statistics-canada</loc>
    <lastmod>2019-05-02T10:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2580/canadians-must-file-their-income-taxes-on-april-30-or-face-stiff-penalties</loc>
    <lastmod>2019-04-30T09:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2579/canadian-exports-of-soybeans-peas-and-pork-being-banned-from-china</loc>
    <lastmod>2019-04-30T09:36:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2578/ontario-government-fines-cannabis-stores-for-not-opening-on-time</loc>
    <lastmod>2019-04-26T11:21:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2577/ottawa-delays-decision-on-trans-mountain-pipeline-until-after-fall-election</loc>
    <lastmod>2019-04-26T10:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2576/bank-of-canada-downgrades-economic-growth-forecast-holds-interest-rate-at-175</loc>
    <lastmod>2019-04-25T08:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2575/analysts-forecast-that-bank-of-canada-will-hold-interest-rates-steady</loc>
    <lastmod>2019-04-23T16:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2574/wholesale-trade-stayed-on-a-roll-in-february</loc>
    <lastmod>2019-04-23T10:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2573/new-survey-finds-48-of-canadians-on-the-verge-of-financial-insolvency</loc>
    <lastmod>2019-04-22T09:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2572/ottawa-to-rule-on-trans-mountain-pipeline-project-by-june-18</loc>
    <lastmod>2019-04-19T10:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2571/high-government-prices-pushing-canadians-to-cannabis-black-market</loc>
    <lastmod>2019-04-18T09:43:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2570/canadians-unsatisfied-with-investment-firms-according-to-jd-power-study</loc>
    <lastmod>2019-04-17T09:43:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2569/canadian-actuaries-lobby-to-raise-the-retirement-age</loc>
    <lastmod>2019-04-16T09:44:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2568/business-confidence-is-softening-according-to-bank-of-canada-survey</loc>
    <lastmod>2019-04-16T09:41:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2567/ontario-and-ottawa-start-court-battle-over-federal-carbon-tax</loc>
    <lastmod>2019-04-15T09:42:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2566/marijuana-prices-in-canada-have-risen-17-since-the-drug-was-legalized</loc>
    <lastmod>2019-04-11T10:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2565/imf-downgrades-canadas-2019-economic-growth-to-15</loc>
    <lastmod>2019-04-09T09:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2564/cryptocurrency-exchange-quadrigacx-files-for-bankruptcy</loc>
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    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2563/analysts-forecast-canadian-gas-prices-to-rise-10-to-15-cents-a-litre-in-2019</loc>
    <lastmod>2019-04-08T09:39:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2562/canada-sheds-jobs-in-march-statscan</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2561/trudeau-ousts-snc-lavalin-critics-from-liberal-party</loc>
    <lastmod>2019-04-03T10:01:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2560/toronto-home-sales-steady-in-march-while-sales-plunge-314-in-vancouver</loc>
    <lastmod>2019-04-03T09:56:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2559/ottawas-carbon-tax-starts-today-impacted-fuel-prices-in-four-provinces</loc>
    <lastmod>2019-04-01T09:58:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2558/fiat-chrysler-announces-1500-job-cuts-at-windsor-ontario-plant</loc>
    <lastmod>2019-03-29T08:51:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2557/worlds-largest-pearl-found-in-canadian-suburb</loc>
    <lastmod>2019-03-28T09:47:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2556/ottawa-vows-to-crack-down-on-money-laundering</loc>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2555/china-expands-its-ban-on-canadian-canola-products</loc>
    <lastmod>2019-03-27T09:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2554/canola-futures-sit-at-2-year-low-after-china-stops-buying-from-canada</loc>
    <lastmod>2019-03-25T09:48:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2553/ottawa-proposes-new-rules-to-govern-canadas-payments-system</loc>
    <lastmod>2019-03-25T09:40:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2552/fitch-ratings-agency-warns-ottawa-about-dangers-of-running-deficits</loc>
    <lastmod>2019-03-22T09:53:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2551/budget-2019-changes-the-way-stock-options-are-taxed-in-canada</loc>
    <lastmod>2019-03-20T10:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2550/budget-2019-focuses-on-jobs-retirement-and-housing-affordability</loc>
    <lastmod>2019-03-19T18:04:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2549/millennial-generation-burdened-by-student-loan-and-credit-card-debt-report</loc>
    <lastmod>2019-03-18T09:45:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2548/td-canada-trusts-forecasts-the-canadian-dollar-will-fall-to-71-cent-us</loc>
    <lastmod>2019-03-18T09:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2547/debt-growth-outpaced-income-growth-in-fourth-quarter-of-2018-statistics-canada</loc>
    <lastmod>2019-03-15T09:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2546/bank-of-canada-deputy-says-high-debt-levels-holding-back-global-growth</loc>
    <lastmod>2019-03-15T09:38:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2545/canadian-home-values-fell-in-2018-for-the-first-time-in-30-years</loc>
    <lastmod>2019-03-14T09:34:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2544/ceos-of-canadas-big-five-banks-get-hefty-raises-year-over-year</loc>
    <lastmod>2019-03-14T09:27:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2543/ottawa-holds-latest-wireless-spectrum-auction</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2542/we-need-raises-say-many-canadian-workers-survey</loc>
    <lastmod>2019-03-11T08:47:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2541/full-time-jobs-surge-in-february</loc>
    <lastmod>2019-03-08T11:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2540/manitoba-lowers-pst</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2539/ontario-approves-new-compensation-scheme-for-hydro-one-executives</loc>
    <lastmod>2019-03-08T09:41:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2538/canada-ranked-healthiest-country-in-the-world-by-new-global-index</loc>
    <lastmod>2019-03-07T09:26:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2537/bank-of-canada-holds-interest-rates-some-economists-now-forecast-a-rate-cut</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2536/china-rejects-canadian-shipments-of-canola-in-blow-to-agriculture-sector</loc>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2535/debt-delinquencies-rising-in-canada-as-higher-interest-rates-take-hold-equifax-report</loc>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2534/toronto-real-estate-board-calls-on-ottawa-to-reconsider-its-mortgage-stress-test</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2533/canadian-women-control-22-trillion-of-investable-assets-study</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2532/parents-support-to-adult-children-poll</loc>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2531/poverty-lower-new-study</loc>
    <lastmod>2019-02-27T09:41:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2530/snc-lavalin-should-be-prosecuted-for-libyan-dealings-poll</loc>
    <lastmod>2019-02-26T09:41:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2529/canadas-best-chances-for-trade-survival-may-not-involve-china</loc>
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    <changefreq>weekly</changefreq>
  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2528/bank-of-canada-governor-says-future-interest-rate-hikes-highly-uncertain</loc>
    <lastmod>2019-02-22T08:40:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2527/federal-budget-to-be-delivered-on-march-19</loc>
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  </url>
  <url>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2525/payless-shoes-files-for-bankruptcy-says-it-will-close-all-north-american-stores</loc>
    <lastmod>2019-02-20T09:49:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2524/payday-loans-responsible-for-37-of-insolvencies-in-ontario</loc>
    <lastmod>2019-02-19T08:54:00Z</lastmod>
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  </url>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2522/new-data-shows-average-home-price-in-canada-down-55-in-past-year</loc>
    <lastmod>2019-02-15T09:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2521/home-prices-run-losing-skid-to-4-mos</loc>
    <lastmod>2019-02-13T10:18:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2520/federal-ethics-commissioner-investigating-prime-ministers-role-in-snc-lavalin-case</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2519/real-estate-market-remains-overvaluedcmhc</loc>
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    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2518/morneau-considers-allowing-30-year-insured-mortgages</loc>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2517/consumer-spending-in-canada-to-hit-lowest-level-in-a-decade-national-bank-report</loc>
    <lastmod>2019-02-06T09:36:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2516/mortgage-lending-in-canada-falls-to-17-year-low-as-new-government-rules-take-hold</loc>
    <lastmod>2019-02-05T09:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2515/vancouver-home-sales-fell-nearly-40-in-january-hitting-lowest-level-in-10-years</loc>
    <lastmod>2019-02-05T09:40:00Z</lastmod>
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  </url>
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    <lastmod>2019-02-04T09:45:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2513/ottawa-to-rescind-ruling-that-allowed-canadians-to-watch-us-super-bowl-ads</loc>
    <lastmod>2019-02-04T09:39:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2512/competition-bureau-rules-that-ticketmasters-scalper-program-is-not-illegal</loc>
    <lastmod>2019-02-01T08:52:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2511/new-survey-finds-workplace-absenteeism-rises-after-the-super-bowl</loc>
    <lastmod>2019-02-01T08:46:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2510/government-of-alberta-eases-oil-curtailments-as-prices-rise</loc>
    <lastmod>2019-01-31T09:41:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2509/supreme-court-to-rule-whether-insolvent-companies-are-responsible-for-environmental-cleanups</loc>
    <lastmod>2019-01-30T09:57:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2508/homes-bought-by-immigrants-in-vancouver-worth-substantially-more-than-those-owned-by-canadiansstatscan</loc>
    <lastmod>2019-01-30T09:52:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2507/new-report-compares-fast-food-industry-to-big-tobacco-and-calls-for-lobbying-ban</loc>
    <lastmod>2019-01-29T10:51:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2506/ottawa-wont-regulate-private-mortgage-lenders</loc>
    <lastmod>2019-01-29T10:45:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2505/majority-of-baby-boomers-say-theyd-work-longer-at-more-flexible-workplaces</loc>
    <lastmod>2019-01-28T09:14:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2504/survey-finds-business-investment-in-canada-likely-to-be-flat-in-2019</loc>
    <lastmod>2019-01-25T09:56:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2503/ottawa-gives-40-million-to-nokia-to-conduct-5g-wireless-research-in-canada</loc>
    <lastmod>2019-01-25T09:51:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2502/new-canada-food-guide-proves-controversial-with-beef-and-dairy-industries</loc>
    <lastmod>2019-01-24T12:32:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2501/canadians-bought-54-million-of-marijuana-in-first-month-after-legalization</loc>
    <lastmod>2019-01-23T10:32:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2500/more-than-half-of-ontario-municipalities-opt-in-to-host-marijuana-stores</loc>
    <lastmod>2019-01-23T10:27:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2499/imf-downgrades-its-forecast-for-world-economic-growth-in-2019</loc>
    <lastmod>2019-01-22T09:47:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2498/federal-carbon-tax-will-cause-recession-ford</loc>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2497/nearly-half-of-canadians-say-theyre-on-the-brink-of-bankruptcy-survey</loc>
    <lastmod>2019-01-21T10:18:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2496/royal-bank-lowers-its-five-year-fixed-term-mortgage-rate-to-374</loc>
    <lastmod>2019-01-18T10:28:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2495/severe-weather-events-in-canada-during-2018-cost-insurers-19-billion</loc>
    <lastmod>2019-01-17T11:04:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2494/trudeau-defends-stricter-mortgage-rules</loc>
    <lastmod>2019-01-17T09:45:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2493/ottawa-moves-to-tax-dormant-bank-accounts-and-pension-plans</loc>
    <lastmod>2019-01-14T08:45:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2492/ottawa-to-provide-90-million-to-algoma-steel-to-help-company-with-us-tariffs</loc>
    <lastmod>2019-01-10T10:48:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2491/the-price-of-marijuana-has-risen-17-since-legalization-statistics-canada-report</loc>
    <lastmod>2019-01-10T10:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2490/bank-of-canada-holds-benchmark-interest-rate-steady-at-175</loc>
    <lastmod>2019-01-09T11:05:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2489/shoppers-drug-mart-launches-e-commerce-platform-to-sell-medical-marijuana-online</loc>
    <lastmod>2019-01-09T09:20:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2488/consumer-bankruptcy-filings-rise-as-higher-interest-rates-take-hold-across-canada</loc>
    <lastmod>2019-01-08T09:47:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2487/bell-canada-seeks-permission-to-collect-customers-personal-information</loc>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2486/atms-need-upgrade-to-handle-new-10s</loc>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2485/canada-enjoys-but-marginal-job-growth-to-conclude-2018</loc>
    <lastmod>2019-01-04T11:08:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2484/home-sales-in-toronto-fell-16-in-2018-from-a-year-earlier</loc>
    <lastmod>2019-01-04T09:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2483/home-sales-in-vancouver-fell-to-lowest-level-in-20-years-during-2018</loc>
    <lastmod>2019-01-04T09:30:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2482/canadas-ipo-market-totaled-22-billion-in-2018-less-than-half-the-level-of-2017</loc>
    <lastmod>2019-01-03T11:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2481/ceo-pay-in-canada-tops-10-million-women-executives-continue-to-earn-less-report</loc>
    <lastmod>2019-01-03T11:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2480/new-year-brings-new-changes-to-the-taxes-canadians-pay</loc>
    <lastmod>2019-01-02T11:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2479/business-optimism-for-2019-lower-than-a-year-ago-new-survey-finds</loc>
    <lastmod>2019-01-02T10:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2478/tax-changes-kick-in-with-new-year</loc>
    <lastmod>2018-12-31T08:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2477/joblessness-among-immigrants-dwindling</loc>
    <lastmod>2018-12-28T08:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2476/stamps-increasing-in-price-in-january</loc>
    <lastmod>2018-12-27T08:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2475/uber-resumes-testing-of-self-driving-cars-in-toronto</loc>
    <lastmod>2018-12-21T08:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2474/gm-offers-to-relocate-us-autoworkers-to-new-assembly-plants</loc>
    <lastmod>2018-12-21T08:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2473/north-american-stock-markets-on-track-for-worst-year-since-2008</loc>
    <lastmod>2018-12-21T08:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2472/wholesale-trade-perks-in-october</loc>
    <lastmod>2018-12-20T15:23:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2471/privacy-czar-urges-people-to-buy-marijuana-with-cash</loc>
    <lastmod>2018-12-19T09:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2470/amazon-to-add-600-new-technology-jobs-in-toronto</loc>
    <lastmod>2018-12-19T09:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2469/home-sales-in-canada-forecast-to-hit-nine-year-low-in-2019</loc>
    <lastmod>2018-12-18T08:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2468/canadas-wireless-carriers-to-offer-one-gig-of-data-for-30-per-month</loc>
    <lastmod>2018-12-18T08:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2467/three-quarters-of-workers-are-seeking-a-new-job-or-would-accept-a-new-position</loc>
    <lastmod>2018-12-17T08:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2466/canadian-chamber-of-commerce-supports-carbon-pricing-backs-federal-climate-plan</loc>
    <lastmod>2018-12-17T08:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2465/bond-rating-agency-moodys-downgrades-ontarios-credit-rating</loc>
    <lastmod>2018-12-14T09:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2464/homeowners-in-toronto-and-vancouver-most-vulnerable-to-interest-rate-increases</loc>
    <lastmod>2018-12-14T09:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2463/toronto-vancouver-feeling-interest-rate-hikes</loc>
    <lastmod>2018-12-13T15:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2462/house-prices-fall-for-second-straight-month</loc>
    <lastmod>2018-12-12T12:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2461/ford-trucks-are-the-most-often-stolen-vehicles-in-canada-report</loc>
    <lastmod>2018-12-11T09:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2460/housing-starts-see-surprising-gain-in-november</loc>
    <lastmod>2018-12-10T15:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2459/job-numbers-pop-unemployment-at-40-yr-low</loc>
    <lastmod>2018-12-07T11:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2458/cyber-criminals-targeting-internet-connected-devices-in-canadian-homes-report</loc>
    <lastmod>2018-12-07T10:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2457/canadas-privacy-commissioner-sounds-alarm-on-move-to-digital-economy</loc>
    <lastmod>2018-12-06T10:34:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2456/loonie-falls-below-75-cents-us-after-bank-of-canada-holds-rates-steady</loc>
    <lastmod>2018-12-06T10:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2455/toronto-house-prices-rise-35-in-november-from-a-year-ago-as-inventory-declines</loc>
    <lastmod>2018-12-05T09:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2454/auto-sales-in-canada-fall-for-ninth-consecutive-month-in-november</loc>
    <lastmod>2018-12-04T10:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2453/food-prices-in-canada-forecast-to-rise-35-in-2019</loc>
    <lastmod>2018-12-04T09:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2452/alberta-cuts-oil-production-by-325000-barrels-a-day</loc>
    <lastmod>2018-12-03T09:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2451/bank-of-canada-issues-warning-about-move-towards-a-cashless-society</loc>
    <lastmod>2018-11-30T10:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2450/canada-mexico-and-the-us-sign-new-north-american-trade-pact</loc>
    <lastmod>2018-11-30T09:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2449/alberta-plans-to-buy-rail-cars-to-move-crude-oil-as-prices-hit-record-lows</loc>
    <lastmod>2018-11-29T09:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2448/cmhc-cites-national-apartment-shortage-in-latest-report</loc>
    <lastmod>2018-11-28T10:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2447/canadas-senate-passes-back-to-work-legislation-ending-postal-strike</loc>
    <lastmod>2018-11-27T10:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2446/public-complaints-about-canadian-telecom-companies-rise-57-in-2017-18</loc>
    <lastmod>2018-11-27T10:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2445/general-motors-to-close-vehicle-assembly-plant-in-oshawa</loc>
    <lastmod>2018-11-26T09:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2444/canadian-law-enforcement-warns-corporate-canada-about-foreign-espionage</loc>
    <lastmod>2018-11-26T09:36:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2443/canadian-born-central-banker-becomes-british-subject</loc>
    <lastmod>2018-11-23T09:48:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2442/govt-watchdog-to-probe-how-canadas-big-banks-handle-customer-complaints</loc>
    <lastmod>2018-11-23T09:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2441/small-rise-for-inflation-rate-in-october</loc>
    <lastmod>2018-11-23T08:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2440/ottawa-introduces-back-to-work-legislation-to-end-canada-post-rotating-strikes</loc>
    <lastmod>2018-11-22T09:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2439/ottawa-introduces-148-billion-of-corporate-tax-cuts-in-fall-economic-update</loc>
    <lastmod>2018-11-22T09:32:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2438/bank-of-canada-to-review-its-current-focus-on-inflation-targets</loc>
    <lastmod>2018-11-21T09:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2437/ottawa-moves-to-end-rotating-strikes-by-postal-workers</loc>
    <lastmod>2018-11-21T09:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2436/morneau-to-address-competitiveness-in-fall-economic-update</loc>
    <lastmod>2018-11-20T10:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2435/cupw-rejects-canada-posts-latest-offer-and-will-continue-rotating-strikes</loc>
    <lastmod>2018-11-20T09:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2434/ottawa-to-announce-support-for-canadian-media-in-fall-economic-update</loc>
    <lastmod>2018-11-19T09:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2433/ontario-govt-forecasts-1000-cannabis-retail-stores-in-the-province</loc>
    <lastmod>2018-11-16T10:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2432/online-retailer-ebay-pressures-ottawa-to-end-canada-post-labour-dispute</loc>
    <lastmod>2018-11-15T09:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2431/government-of-ontario-issues-regulations-for-cannabis-retailers-in-the-province</loc>
    <lastmod>2018-11-15T09:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2430/costs-of-commuting-to-work-erase-savings-from-cheaper-suburban-housing-study</loc>
    <lastmod>2018-11-14T07:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2429/employees-at-the-globe-and-mail-newspaper-prepare-to-strike-on-wednesday</loc>
    <lastmod>2018-11-13T10:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2428/crtc-proposes-an-internet-code-of-conduct-for-service-providers</loc>
    <lastmod>2018-11-12T08:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2427/more-than-three-quarters-of-canadian-workers-report-being-tired-on-the-job</loc>
    <lastmod>2018-11-09T09:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2426/ontario-governments-online-cannabis-store-suffers-data-breach</loc>
    <lastmod>2018-11-08T10:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2425/bank-of-canada-targeting-neutral-stance-on-interest-rates-of-25-to-35</loc>
    <lastmod>2018-11-07T09:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2424/cmhc-forecasts-that-canadas-housing-market-will-slow-in-2019-and-2020</loc>
    <lastmod>2018-11-07T09:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2423/federal-and-provincial-leaders-head-to-china-for-atlantic-canada-trade-mission</loc>
    <lastmod>2018-11-06T09:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2422/home-sales-in-greater-toronto-up-6-in-october-from-year-earlier-period</loc>
    <lastmod>2018-11-06T09:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2421/employment-needle-bares-move-in-canada</loc>
    <lastmod>2018-11-02T09:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2420/new-federal-privacy-rules-require-canadian-companies-to-disclose-data-breaches</loc>
    <lastmod>2018-11-01T09:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2419/bank-of-canada-governor-says-higher-interest-rates-the-new-normal</loc>
    <lastmod>2018-10-31T11:23:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2418/canadian-police-carry-out-raids-in-india-to-crack-down-on-tax-scam</loc>
    <lastmod>2018-10-31T11:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2417/ottawa-unveils-new-rules-to-protect-customers-of-canadas-big-banks</loc>
    <lastmod>2018-10-30T10:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2416/canadas-economy-at-risk-due-to-high-household-debt-levels-says-morgan-stanley</loc>
    <lastmod>2018-10-30T09:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2415/airlines-truckers-to-duck-higher-fuel-prices</loc>
    <lastmod>2018-10-30T08:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2414/rotating-strikes-by-postal-workers-move-west-to-winnipeg-manitoba</loc>
    <lastmod>2018-10-29T09:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2413/telecommunications-companies-push-self-regulation-at-crtc-hearings</loc>
    <lastmod>2018-10-26T09:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2412/fraudulent-employment-insurance-claims-in-canada-reach-five-year-high</loc>
    <lastmod>2018-10-25T10:48:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2411/bank-of-canada-watching-impact-of-higher-interest-rates-on-consumers</loc>
    <lastmod>2018-10-25T10:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2410/mediator-brought-in-to-solve-postal-dispute</loc>
    <lastmod>2018-10-25T07:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2409/walkout-of-postal-workers-in-toronto-impacts-mail-delivery-nationwide</loc>
    <lastmod>2018-10-24T09:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2408/a-growing-number-of-canadians-are-worried-about-bankruptcy-survey</loc>
    <lastmod>2018-10-24T09:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2407/half-of-canadian-car-loans-are-now-taken-out-for-seven-years-or-longer</loc>
    <lastmod>2018-10-23T10:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2406/federal-government-unveils-long-awaited-carbon-tax-to-address-climate-change</loc>
    <lastmod>2018-10-23T08:48:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2405/number-of-canadian-millionaires-forecast-to-rise-54-by-2023-report</loc>
    <lastmod>2018-10-22T07:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2404/survey-finds-that-85-of-homebuyers-max-out-their-budgets-to-purchase-property</loc>
    <lastmod>2018-10-19T09:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2403/canada-post-strikes-could-begin-monday</loc>
    <lastmod>2018-10-18T08:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2402/postal-workers-give-strike-notice-could-walk-off-the-job-on-monday</loc>
    <lastmod>2018-10-17T06:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2401/canadian-business-optimism-near-record-levels-heading-into-2019</loc>
    <lastmod>2018-10-16T06:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2400/one-in-five-canadian-businesses-was-hit-with-a-cyberattack-in-2017-survey</loc>
    <lastmod>2018-10-16T06:36:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2399/home-sales-end-4-mo-win-streak</loc>
    <lastmod>2018-10-15T09:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2398/supreme-court-rules-governments-do-not-have-a-duty-to-consult-indigenous-groups</loc>
    <lastmod>2018-10-12T10:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2397/new-surtaxes-should-stem-flow-of-steel-imports-to-canada</loc>
    <lastmod>2018-10-12T07:01:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2396/greenpeace-canada-names-worst-plastic-polluters</loc>
    <lastmod>2018-10-10T06:34:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2395/federal-government-departments-fail-credit-card-payment-security-test</loc>
    <lastmod>2018-10-09T07:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2394/ottawa-to-host-worlds-largest-rugby-tournament-10-million-in-benefits-expected</loc>
    <lastmod>2018-10-05T11:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2393/toronto-real-estate-board-sues-website-mongohouse-for-2-million</loc>
    <lastmod>2018-10-05T11:03:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2392/part-time-gains-weigh-on-jobless-rate</loc>
    <lastmod>2018-10-05T10:55:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2391/ivey-pmi-fades-in-sept-purchases-greater-than-month-before</loc>
    <lastmod>2018-10-04T11:55:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2390/ottawa-plans-to-get-trans-mountain-pipeline-back-on-track-wont-appeal-court-ruling</loc>
    <lastmod>2018-10-04T06:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2389/confident-canadians-say-they-plan-to-spend-more-money-this-holiday-season-poll</loc>
    <lastmod>2018-10-04T06:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2388/new-trade-deal-prevents-canadians-from-watching-us-super-bowl-ads</loc>
    <lastmod>2018-10-03T06:18:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2387/vancouver-home-sales-fell-173-in-september-from-august</loc>
    <lastmod>2018-10-03T06:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2386/bank-of-canada-confirms-that-it-is-actively-exploring-digital-currencies</loc>
    <lastmod>2018-10-02T06:34:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2385/canada-reaches-new-trade-deal-with-the-us-and-mexico</loc>
    <lastmod>2018-10-01T06:43:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2384/canadas-privacy-watchdog-calls-for-urgent-action-to-protect-personal-information</loc>
    <lastmod>2018-09-28T07:53:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2383/shopify-ceo-says-it-is-difficult-to-forecast-demand-for-recreational-marijuana</loc>
    <lastmod>2018-09-28T07:23:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2382/trump-trudeau-nafta-meeting-subject-to-interpretation</loc>
    <lastmod>2018-09-27T08:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2381/trade-deal-with-europe-gives-canadas-lobster-industry-an-edge-over-us</loc>
    <lastmod>2018-09-26T06:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2380/forecast-for-ontarios-budget-deficit-doubled-to-15-billion</loc>
    <lastmod>2018-09-24T09:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2379/postal-workers-could-get-a-25-pay-raise-following-an-arbitrators-ruling</loc>
    <lastmod>2018-09-21T09:48:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2378/millennial-generation-taking-out-fewer-mortgages-due-to-high-prices-strict-rules</loc>
    <lastmod>2018-09-19T09:31:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2377/canadian-homes-sales-rose-during-the-summer-as-prices-remain-largely-flat</loc>
    <lastmod>2018-09-18T10:34:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2376/canadian-debt-levels-rose-in-the-second-quarter-to-216-trillion</loc>
    <lastmod>2018-09-17T09:18:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2375/food-prices-set-to-rise-as-additional-costs-hit-grocers-says-sobeys-executive</loc>
    <lastmod>2018-09-14T07:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2374/ottawas-fall-economic-update-to-include-targeted-measures-to-boost-competitiveness</loc>
    <lastmod>2018-09-13T08:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2373/canadian-postal-workers-vote-in-favour-of-strike-action-that-could-start-sept-26</loc>
    <lastmod>2018-09-12T12:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2372/canadians-switching-credit-cards-in-effort-to-find-better-rewards-programs-survey</loc>
    <lastmod>2018-09-11T09:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2371/rich-keep-getting-richer-study</loc>
    <lastmod>2018-09-10T08:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2370/toronto-housing-market-stabilizes-in-august-as-sales-grow-prices-remain-steady</loc>
    <lastmod>2018-09-07T09:48:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2369/jobs-picture-slumps-in-aug-statscan</loc>
    <lastmod>2018-09-07T08:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2368/ottawa-considers-legislation-to-get-trans-mountain-pipeline-project-back-on-track</loc>
    <lastmod>2018-09-06T09:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2367/nafta-talks-make-progress</loc>
    <lastmod>2018-09-06T07:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2366/growing-number-of-canadians-feel-stressed-by-high-debt-levels-survey</loc>
    <lastmod>2018-09-05T09:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2365/trudeau-wont-bend-on-key-nafta-points</loc>
    <lastmod>2018-09-05T08:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2364/president-trump-criticizes-canada-over-trade-abuse-threatens-to-cancel-nafta</loc>
    <lastmod>2018-09-04T10:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2363/mfg-growth-loses-steam-in-august-markit</loc>
    <lastmod>2018-09-04T10:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2362/court-quashes-trans-mountain-expansion</loc>
    <lastmod>2018-08-30T11:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2361/airline-analysts-say-carry-on-baggage-fees-are-likely-as-carriers-seek-max-profits</loc>
    <lastmod>2018-08-30T10:26:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2360/nafta-negotiations-bog-down-over-dispute-resolution-system</loc>
    <lastmod>2018-08-30T08:48:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2359/us-vote-expected-on-whether-to-uphold-duties-on-canadian-newsprint-imports</loc>
    <lastmod>2018-08-29T11:18:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2358/us-and-mexico-announce-trade-deal-without-canada</loc>
    <lastmod>2018-08-28T08:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2357/poll-finds-that-residents-of-toronto-and-vancouver-feel-house-prices-are-too-high</loc>
    <lastmod>2018-08-27T09:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2356/bank-of-canada-governor-hints-at-rate-increase-says-data-becoming-harder-to-read</loc>
    <lastmod>2018-08-27T09:34:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2355/supreme-court-rejects-toronto-real-estate-board-appeal-to-keep-sales-data-private</loc>
    <lastmod>2018-08-24T09:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2354/new-study-finds-wealthy-men-can-expect-to-live-eight-years-longer-than-poor-men</loc>
    <lastmod>2018-08-23T10:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2353/oil-project-proceeding-despite-delays-minister</loc>
    <lastmod>2018-08-23T07:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2352/us-and-mexico-reported-to-be-getting-close-to-new-nafta-deal-but-without-canada</loc>
    <lastmod>2018-08-22T09:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2351/us-antidumping-duties-on-welded-pipe-leave-canadas-steel-industry-reeling</loc>
    <lastmod>2018-08-22T09:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2350/june-retail-sales-fade</loc>
    <lastmod>2018-08-22T08:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2349/canadian-workers-increasingly-find-themselves-in-precarious-jobs-survey</loc>
    <lastmod>2018-08-21T11:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2348/nafta-casts-cloud-over-bank-profit-prospects</loc>
    <lastmod>2018-08-21T08:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2347/albertas-future-could-be-one-of-drought</loc>
    <lastmod>2018-08-20T08:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2346/canada-revenue-tax-professionals-say-system-favours-wealthy-people-survey</loc>
    <lastmod>2018-08-17T12:16:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2345/july-inflation-figures-surpass-expectations</loc>
    <lastmod>2018-08-17T11:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2344/quebec-farmers-to-receive-aid-to-offset-tariffs</loc>
    <lastmod>2018-08-16T08:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2343/home-prices-up-for-first-time-this-year-on-monthly-basis</loc>
    <lastmod>2018-08-15T15:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2342/emergency-measures-called-on-to-protect-steel-industry</loc>
    <lastmod>2018-08-14T12:17:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2340/retail-sales-of-marijuana-in-ontario-delayed-until-april-2019</loc>
    <lastmod>2018-08-14T08:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2339/trump-threatens-canada-with-auto-tariffs-if-nafta-talks-fail</loc>
    <lastmod>2018-08-13T11:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2338/new-polls-finds-canadians-are-adjusting-to-a-higher-interest-rate-environment</loc>
    <lastmod>2018-08-13T11:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2337/canucks-reeling-from-blow-following-trump-tax-hit</loc>
    <lastmod>2018-08-13T08:57:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2336/jobs-numbers-up-but-rate-hike-not-necessarily-on-way</loc>
    <lastmod>2018-08-10T10:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2335/reduced-credit-card-fees-to-save-small-and-midsized-businesses-250-mln-annually</loc>
    <lastmod>2018-08-10T07:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2334/government-officials-in-ottawa-to-face-steeper-fines-for-ethics-violations</loc>
    <lastmod>2018-08-09T07:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2333/saudi-arabia-to-stop-buying-canadian-wheat-and-barley-as-dispute-worsens</loc>
    <lastmod>2018-08-09T07:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2332/new-survey-forecasts-waves-of-home-sales-in-ontario-as-baby-boomers-downsize</loc>
    <lastmod>2018-08-08T08:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2331/westjet-airlines-flight-dispatchers-seek-to-unionize</loc>
    <lastmod>2018-08-08T07:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2330/ottawa-to-review-vehicle-emissions-as-us-moves-to-weaken-joint-standards</loc>
    <lastmod>2018-08-07T09:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2329/ontario-to-reinstate-buck-a-beer-and-expand-beer-and-wine-sales-to-corner-stores</loc>
    <lastmod>2018-08-07T07:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2328/cibc-issuing-refunds-to-customers-who-were-improperly-charged-credit-card-fees</loc>
    <lastmod>2018-08-07T06:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2327/saudi-arabia-cuts-trade-ties-with-canada-following-diplomatic-row</loc>
    <lastmod>2018-08-07T06:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2326/toronto-home-sales-surge-186-as-buyers-adjust-to-new-regulations</loc>
    <lastmod>2018-08-03T07:16:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2325/vancouver-homes-sales-fell-146-in-july-due-to-weak-demand</loc>
    <lastmod>2018-08-03T07:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2324/canadians-to-feel-sting-of-higher-prices-from-tariffs</loc>
    <lastmod>2018-08-02T15:32:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2323/manufacturing-growth-tails-off-a-bit-in-july-markit</loc>
    <lastmod>2018-08-01T15:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2322/sizable-jump-for-gdp-in-may</loc>
    <lastmod>2018-07-31T08:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2321/canadian-pharmacies-are-running-dangerously-low-on-life-saving-epipens</loc>
    <lastmod>2018-07-31T06:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2320/canadians-have-cut-back-spending-due-to-rising-interest-rates-poll</loc>
    <lastmod>2018-07-30T07:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2319/canada-to-meet-with-other-nations-in-switzerland-to-discuss-potential-us-auto-tariffs</loc>
    <lastmod>2018-07-30T07:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2318/tax-cuts-dont-make-up-for-lack-of-entrepreneurial-push</loc>
    <lastmod>2018-07-27T15:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2317/earnings-climb-in-may</loc>
    <lastmod>2018-07-26T08:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2316/loblaws-ceo-says-canadians-will-face-higher-grocery-prices-due-to-trade-war</loc>
    <lastmod>2018-07-26T06:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2315/mexican-canadian-ministers-hopeful-of-salvaging-nafta</loc>
    <lastmod>2018-07-25T15:17:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2314/nafta-talks-resume-at-highest-levels-as-canada-and-mexico-seek-bilateral-meetings</loc>
    <lastmod>2018-07-25T07:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2313/industry-association-blames-government-policies-for-weakening-canadas-housing-market</loc>
    <lastmod>2018-07-25T07:02:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2312/canada-formally-requests-a-nafta-review-of-us-tariff-on-solar-panels</loc>
    <lastmod>2018-07-24T07:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2311/oecd-urges-canada-to-boost-its-competitiveness-to-attract-investment-dollars</loc>
    <lastmod>2018-07-24T06:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2310/strong-gains-for-wholesale-trade-in-may</loc>
    <lastmod>2018-07-23T11:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2308/ottawa-says-it-plans-to-sell-trans-mountain-pipeline-once-project-is-completed</loc>
    <lastmod>2018-07-20T12:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2307/retail-sales-pick-up-2-in-may</loc>
    <lastmod>2018-07-20T11:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2306/moodys-upgrades-banks-credit-ratings</loc>
    <lastmod>2018-07-19T06:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2305/ottawa-examining-alternatives-after-greyhound-stops-bus-service-in-western-canada</loc>
    <lastmod>2018-07-18T10:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2304/housing-agency-seeks-stronger-measure-to-catch-fraudsters</loc>
    <lastmod>2018-07-18T08:32:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2303/national-survey-finds-25-of-canadians-struggling-to-make-ends-meet</loc>
    <lastmod>2018-07-17T08:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2302/national-pharmacare-program-in-canada-will-lead-to-tax-increases-new-study</loc>
    <lastmod>2018-07-16T10:46:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2301/nafta-talks-on-indefinite-hold-leading-into-us-midterm-elections-this-fall</loc>
    <lastmod>2018-07-13T11:17:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2300/housing-prices-look-to-be-stabilizing-statscan</loc>
    <lastmod>2018-07-12T11:24:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2299/brace-for-more-rate-hikes-boc</loc>
    <lastmod>2018-07-11T15:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2298/bldg-permits-housing-surge-in-canada</loc>
    <lastmod>2018-07-10T12:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2297/greyhound-canada-to-stop-operations-in-western-canada-due-to-declining-ridership</loc>
    <lastmod>2018-07-10T11:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2296/canada-removes-mustard-from-list-of-us-products-it-has-targeted-with-10-tariffs</loc>
    <lastmod>2018-07-10T11:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2294/boc-hike-months-in-making</loc>
    <lastmod>2018-07-09T14:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2293/survey-28-of-canadians-say-interest-rate-hike-will-push-them-into-bankruptcy</loc>
    <lastmod>2018-07-09T11:32:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2292/will-auto-tariffs-be-imposed-in-2018</loc>
    <lastmod>2018-07-06T13:16:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2291/jobs-report-beat-could-mean-july-rate-hike</loc>
    <lastmod>2018-07-06T10:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2290/montreal-home-sales-rose-in-june-for-the-40th-straight-month-defying-industry-trends</loc>
    <lastmod>2018-07-06T09:16:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2289/housing-affordability-in-vancouver-is-now-at-crisis-levels--rbc-study</loc>
    <lastmod>2018-07-05T11:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2288/majority-of-canadians-to-boycott-us-travel-and-products-over-trade-dispute-poll</loc>
    <lastmod>2018-07-05T11:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2287/job-market-still-hungry-for-workers-on-eve-of-jobs-reports</loc>
    <lastmod>2018-07-05T08:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2286/us-auto-tariffs-could-lead-to-one-million-fewer-vehicles-being-made-in-canada-cibc</loc>
    <lastmod>2018-07-04T14:02:00Z</lastmod>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2285/mexican-vote-trump-bluster-wont-derail-nafta-progress-ottawa</loc>
    <lastmod>2018-07-04T08:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2284/industries-most-likely-to-be-affected-by-tariffs</loc>
    <lastmod>2018-07-03T11:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2283/gdp-surprises-slightly-to-upside</loc>
    <lastmod>2018-06-29T09:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2282/finance-minister-bill-morneau-vows-to-support-canadian-business-in-us-trade-war</loc>
    <lastmod>2018-06-27T11:42:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2281/provinces-looking-to-opt-out-of-ottawas-tax-change-to-passive-investment-income</loc>
    <lastmod>2018-06-26T10:29:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2280/uncollected-taxes-in-canada-reach-record-438-billion</loc>
    <lastmod>2018-06-25T10:23:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2279/ottawa-implementing-new-reporting-rules-for-trust-funds</loc>
    <lastmod>2018-06-25T10:22:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2278/may-inflation-identical-to-aprils-statscan</loc>
    <lastmod>2018-06-22T08:57:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2277/canadian-manufacturers-and-exporters-call-on-ottawa-to-lower-corporate-tax-rate</loc>
    <lastmod>2018-06-21T11:24:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2276/canadian-prime-minister-justin-trudeau-says-marijuana-legalization-to-start-october-17</loc>
    <lastmod>2018-06-21T11:23:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2275/trump-establishing-auto-tariffs-not-likely-trudeau</loc>
    <lastmod>2018-06-21T06:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2274/canadas-senate-votes-to-pass-legislation-that-will-legalize-marijuana-nationwide</loc>
    <lastmod>2018-06-20T08:10:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2273/morneau-cleared-by-ethics-watchdog</loc>
    <lastmod>2018-06-19T08:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2272/us-tariffs-on-cars-could-hit-canadians</loc>
    <lastmod>2018-06-18T09:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2271/marijuana-legislation-the-latest-on-bill-c-45</loc>
    <lastmod>2018-06-15T10:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2270/mortgage-borrowing-slides-to-4-yr-low</loc>
    <lastmod>2018-06-14T11:05:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2269/bank-of-canada-deputy-governor-to-leave-and-join-san-francisco-fed</loc>
    <lastmod>2018-06-14T09:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2268/filipino-fast-food-chain-jollibee-to-open-100-stores-in-canada-in-next-five-years</loc>
    <lastmod>2018-06-13T09:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2267/canada-targets-us-products-ranging-from-yogurt-to-wine-with-retaliatory-tariffs</loc>
    <lastmod>2018-06-12T10:53:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2266/markets-will-go-green--with-or-without-govts</loc>
    <lastmod>2018-06-11T12:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2265/canada-pushes-forward-with-retaliatory-tariffs-on-us-imports-after-tense-g7-meeting</loc>
    <lastmod>2018-06-11T10:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2264/legislation-to-legalize-marijuana-passes-crucial-vote-in-canadas-senate</loc>
    <lastmod>2018-06-08T09:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2263/bank-of-canada-says-household-debt-and-housing-market-are-biggest-economic-risks</loc>
    <lastmod>2018-06-08T09:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2262/job-losses-top-7k-in-may-jobless-rate-stays-put</loc>
    <lastmod>2018-06-08T08:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2261/canadian-finance-minister-on-hot-seat-over-us-tariffs-and-trade-disputes</loc>
    <lastmod>2018-06-07T09:59:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2260/canada-to-hold-5g-wireless-spectrum-auction-in-2020</loc>
    <lastmod>2018-06-07T09:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2259/marijuana-legislation-to-be-voted-on-in-the-senate-today</loc>
    <lastmod>2018-06-07T09:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2258/ontarians-mark-their-ballots</loc>
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    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2257/canadas-senate-to-vote-on-numerous-changes-to-marijuana-legislation-delays-expected</loc>
    <lastmod>2018-06-06T10:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2256/ottawa-convenes-panel-to-study-mobile-phone-prices-and-online-streaming-services</loc>
    <lastmod>2018-06-06T10:58:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2255/trade-deficit-lower-in-april-statscan</loc>
    <lastmod>2018-06-06T09:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2254/canadas-economy-at-risk-due-to-trade-disputes-and-housing-market-imf-report</loc>
    <lastmod>2018-06-05T10:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2253/housing-sales-in-greater-toronto-down-222-in-may-compared-to-a-year-earlier</loc>
    <lastmod>2018-06-05T10:33:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2252/canada-vows-to-protect-metals-sector</loc>
    <lastmod>2018-06-05T07:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2251/egg-sales-spike-in-canada-as-more-restaurants-offer-all-day-breakfast-options</loc>
    <lastmod>2018-06-04T10:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2250/a-nafta-deal-this-year-is-unlikely-as-elections-and-trade-wars-ramp-up</loc>
    <lastmod>2018-06-04T09:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2249/canada-overreacting-to-trade-dispute-trump-aide</loc>
    <lastmod>2018-06-04T06:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2248/canadas-broadcast-regulator-pushes-for-levies-on-streaming-services-such-as-netflix</loc>
    <lastmod>2018-06-01T08:12:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2247/bank-of-canada-drops-cautious-language-as-economy-outperforms-expectations</loc>
    <lastmod>2018-05-31T11:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2246/cp-strike-settled</loc>
    <lastmod>2018-05-31T08:10:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2245/canadians-farmers-plant-largest-chickpea-crop-in-11-years-as-global-demand-spikes</loc>
    <lastmod>2018-05-30T08:34:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2244/ottawa-faces-legal-and-political-risks-over-decision-to-buy-kinder-morgan-pipeline</loc>
    <lastmod>2018-05-30T08:31:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2243/federal-deficit-could-hit-194-billion-in-17-18</loc>
    <lastmod>2018-05-28T11:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2242/canadian-firms-could-face-consequences-from-eu-privacy-law</loc>
    <lastmod>2018-05-25T08:52:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2241/telecom-executives-slam-competition-bureau-for-failing-to-study-5g-wireless</loc>
    <lastmod>2018-05-22T09:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2240/canadian-prime-minister-justin-trudeau-to-talk-up-canadas-tech-industry-at-mit</loc>
    <lastmod>2018-05-18T10:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2239/quebec-government-seeks-power-to-collect-federal-taxes-within-the-province</loc>
    <lastmod>2018-05-18T10:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2238/inflation-rate-dips-in-april</loc>
    <lastmod>2018-05-18T08:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2237/canada-pension-plan-posts-return-of-116-for-fiscal-201718-assets-up-40-billion</loc>
    <lastmod>2018-05-17T10:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2236/no-nafta-deal-will-be-reached-by-us-imposed-deadline-say-canadian-officials</loc>
    <lastmod>2018-05-17T10:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2235/strong-equity-helps-lift-cpp</loc>
    <lastmod>2018-05-17T08:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2234/ottawa-to-reimburse-kinder-morgan-inc-for-any-losses-on-trans-mountain-pipeline-expansion</loc>
    <lastmod>2018-05-16T14:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2233/finance-minister-bill-morneau-to-provide-update-on-ottawas-efforts-to-save-trans-mountain-pipeline-project</loc>
    <lastmod>2018-05-16T09:44:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2232/home-sales-in-canada-fall-to-seven-year-low-in-april-as-sales-and-prices-slump</loc>
    <lastmod>2018-05-16T09:41:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2231/regulations-add-168000-to-single-family-houses-in-toronto-cd-howe-report</loc>
    <lastmod>2018-05-15T10:55:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2230/conference-board-gives-canada-c-grade-on-innovation-as-investment-levels-drop</loc>
    <lastmod>2018-05-15T10:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2229/canada-faces-a-crisis-in-seniors-housing-as-baby-boomers-retire-dbrs-report</loc>
    <lastmod>2018-05-14T10:23:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2228/canadian-tech-firms-angry-over-ottawas-contract-with-ibm-worth-500-million</loc>
    <lastmod>2018-05-14T10:16:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2227/federal-government-criticized-for-spending-233000-on-focus-groups</loc>
    <lastmod>2018-05-11T11:19:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2226/part-time-hiring-fades-in-april</loc>
    <lastmod>2018-05-11T08:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2225/new-home-prices-flat-in-march</loc>
    <lastmod>2018-05-10T16:32:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2224/mortgage-stress-test-gains-momentum</loc>
    <lastmod>2018-05-09T15:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2223/industry-report-says-high-wireless-prices-paid-by-canadians-are-worth-it</loc>
    <lastmod>2018-05-08T10:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2222/nafta-talks-resume-amid-growing-tensions-over-automotive-parts-manufacturing</loc>
    <lastmod>2018-05-08T10:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2221/public-safety-alerts-coming-to-canadian-mobile-devices-this-week</loc>
    <lastmod>2018-05-07T10:25:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2220/panama-papers-targeted-oilpatch-fixer</loc>
    <lastmod>2018-05-04T15:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2219/ottawa-to-intervene-in-british-columbia-legal-action-over-trans-mountain-pipeline-expansion</loc>
    <lastmod>2018-05-04T09:33:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2218/interest-dropping-in-small-cars</loc>
    <lastmod>2018-05-03T08:16:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2217/canadian-senate-recommends-delaying-marijuana-legalization-for-a-year</loc>
    <lastmod>2018-05-02T09:14:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2216/bank-of-canada-sounds-alarm-on-household-debt-levels-that-now-stand-at-2-trillion</loc>
    <lastmod>2018-05-02T09:11:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2215/economy-could-surpass-predictions-experts</loc>
    <lastmod>2018-05-01T11:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2214/canadas-exemption-on-us-steel-and-aluminum-tariffs-extended-until-june-1</loc>
    <lastmod>2018-05-01T10:22:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2213/ottawa-considering-closer-ties-to-private-sector-to-fund-social-programs</loc>
    <lastmod>2018-04-30T10:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2212/tsx-to-reopen-after-friday-shutdown</loc>
    <lastmod>2018-04-30T08:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2211/extending-prescription-drug-patents-to-cost-canadians-392-mln-a-year-pbo-report</loc>
    <lastmod>2018-04-27T09:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2210/ottawa-unveils-intellectual-property-strategy-allocates-950-mln-to-new-superclusters</loc>
    <lastmod>2018-04-26T11:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2209/government-of-canada-under-fire-for-spending-nearly-22-million-on-smartphones</loc>
    <lastmod>2018-04-26T10:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2208/montreal-leads-all-of-canada-in-venture-capital-during-first-quarter-of-2018</loc>
    <lastmod>2018-04-25T10:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2207/teachers-pension-commits-to-waste-management-firm</loc>
    <lastmod>2018-04-25T08:43:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2206/nafta-negotiations-resume-in-washington-dc-auto-industry-remains-in-dispute</loc>
    <lastmod>2018-04-24T10:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2205/surprise-dip-for-wholesale-trade</loc>
    <lastmod>2018-04-23T08:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2204/nafta-uncertainty-is-hurting-business-investment-says-bank-of-canada-governor</loc>
    <lastmod>2018-04-20T10:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2203/gasoline-pumps-inflation-higher-in-march-statscan</loc>
    <lastmod>2018-04-20T08:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2202/bank-of-canada-cites-inflation-concerns-in-decision-to-hold-interest-rates-steady</loc>
    <lastmod>2018-04-19T10:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2201/ratings-agency-sounds-sour-note-over-ontario-budget</loc>
    <lastmod>2018-04-19T07:15:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2200/canada-and-france-sign-new-climate-change-pact</loc>
    <lastmod>2018-04-17T09:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2199/growing-number-of-canadians-say-theyre-feeling-the-impact-of-higher-interest-rates</loc>
    <lastmod>2018-04-16T13:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2198/canadian-prime-minister-says-ottawa-will-legislate-trans-mountain-pipeline-expansion</loc>
    <lastmod>2018-04-16T13:32:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2197/small-firm-lending-up-slightly-but-also-failures-to-pay</loc>
    <lastmod>2018-04-13T06:23:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2196/nafta-turbulence-wont-impact-canadian-exports-in-2018-export-development-corp</loc>
    <lastmod>2018-04-12T10:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2195/finance-minister-bill-morneau-says-ottawa-considering-all-options-on-trans-mountain-pipeline</loc>
    <lastmod>2018-04-12T10:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2194/canadians-complaints-about-telecom-companies-rise-73-watchdog-report</loc>
    <lastmod>2018-04-10T10:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2193/canadian-companies-bullish-on-their-economic-prospects-bank-of-canada-poll</loc>
    <lastmod>2018-04-10T10:20:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2192/nafta-deal-wont-be-announced-at-peru-summit-this-week-media-reports</loc>
    <lastmod>2018-04-09T10:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2191/canadian-prime-minister-justin-trudeau-signals-nafta-deal-could-be-imminent</loc>
    <lastmod>2018-04-06T09:28:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2190/job-growth-totals-32k-in-march-statscan</loc>
    <lastmod>2018-04-06T08:56:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2189/global-trade-faces-biggest-threat-since-world-war-two-canadas-foreign-affairs-minister</loc>
    <lastmod>2018-04-05T10:03:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2188/ma-activity-on-rise-after-slow-q1</loc>
    <lastmod>2018-04-05T09:30:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2187/canadian-prime-ministers-trip-to-world-economic-forum-costs-taxpayers-700000</loc>
    <lastmod>2018-04-04T09:42:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2186/a-third-of-canadians-dont-believe-humans-and-industry-cause-climate-change-poll</loc>
    <lastmod>2018-04-04T09:25:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2185/toronto-home-sales-prices-plunge-in-march</loc>
    <lastmod>2018-04-04T07:09:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2184/us-government-pushing-for-nafta-deal-to-be-reached-by-next-week-media-reports</loc>
    <lastmod>2018-04-03T09:25:00Z</lastmod>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2183/ottawa-criticized-for-not-holding-5g-wireless-spectrum-auction</loc>
    <lastmod>2018-04-03T09:21:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2182/cross-border-investments-gathering-steam-rbc</loc>
    <lastmod>2018-04-02T14:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2181/fight-between-ottawa-and-ticketmaster-over-pricing-heads-to-competition-tribunal</loc>
    <lastmod>2018-03-29T09:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2180/ottawa-considered-applying-sales-tax-to-netflix-other-online-subscription-services</loc>
    <lastmod>2018-03-29T09:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2179/economy-contracts-in-january</loc>
    <lastmod>2018-03-29T08:49:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2178/majority-of-ontarians-support-free-trade-despite-difficult-nafta-negotiations-poll</loc>
    <lastmod>2018-03-28T10:47:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2177/budget-day-in-ontario</loc>
    <lastmod>2018-03-28T09:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2176/ontario-government-to-spend-22-billion-to-fund-universal-child-care-in-the-province</loc>
    <lastmod>2018-03-27T14:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2175/finance-minister-bill-morneau-criticized-over-latest-budget-and-gender-equality-issues</loc>
    <lastmod>2018-03-27T10:13:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2174/alberta-hails-trans-mountain-victory</loc>
    <lastmod>2018-03-27T08:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2173/an-april-rate-hike-comes-into-focus-for-lenders</loc>
    <lastmod>2018-03-26T12:51:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2172/ottawas-market-debt-tops-1-trillion-for-first-time</loc>
    <lastmod>2018-03-26T11:38:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2171/canadians-in-minority-in-panama-papers-scandal</loc>
    <lastmod>2018-03-26T09:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2170/conference-board-forecasts-that-canadas-economy-will-slow-throughout-2018</loc>
    <lastmod>2018-03-23T11:46:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2169/bank-of-canada-again-calls-for-regulations-to-govern-cryptocurrencies</loc>
    <lastmod>2018-03-23T11:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2168/inflation-heats-up-22-on-jumps-in-food-energy-prices</loc>
    <lastmod>2018-03-23T09:39:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2167/canada-remaining-competitive-is-the-number-one-priority-of-ottawa-finance-minister</loc>
    <lastmod>2018-03-22T12:37:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2166/public-alerts-are-coming-to-the-smart-phones-of-canadian-consumers</loc>
    <lastmod>2018-03-22T12:06:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2165/nafta-hope-spurs-loonie-peso</loc>
    <lastmod>2018-03-21T11:48:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2164/canadian-prime-minister-justin-trudeau-sees-popularity-drop-in-latest-poll</loc>
    <lastmod>2018-03-20T12:32:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2163/ottawa-and-provinces-invest-400-million-to-develop-5g-wireless-networks</loc>
    <lastmod>2018-03-20T12:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2162/food-machinery-sales-power-rise-in-wholesale-trade</loc>
    <lastmod>2018-03-20T10:59:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2161/canada-considers-lowering-voting-age-to-16-in-effort-to-increase-election-participation</loc>
    <lastmod>2018-03-19T12:19:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2160/ottawa-has-102-billion-to-keep-government-running-in-event-of-a-cyberattack</loc>
    <lastmod>2018-03-19T12:16:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2159/ontario-and-new-brunswick-most-impacted-by-nafta-collapse-moodys-report</loc>
    <lastmod>2018-03-16T10:07:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2158/canada-home-sales-drop-169-in-february-from-year-earlier-hit-lowest-level-in-five-years</loc>
    <lastmod>2018-03-16T09:40:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2157/canadian-prime-minister-justin-trudeau-renews-tough-talk-on-nafta-negotiations</loc>
    <lastmod>2018-03-15T11:27:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2156/canadas-strong-economic-performance-due-to-federal-spending-says-stephen-poloz</loc>
    <lastmod>2018-03-14T10:48:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2155/growth-targets-raised-after-trump-trade-exemption</loc>
    <lastmod>2018-03-14T08:50:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2154/record-job-vacancies-in-canada</loc>
    <lastmod>2018-03-13T07:58:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2153/canada-at-risk-for-banking-crisis-bank-for-international-settlements-report</loc>
    <lastmod>2018-03-12T09:35:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2152/end-of-nafta-would-have-modest-economic-impact-conference-board-of-canada</loc>
    <lastmod>2018-03-09T10:54:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2151/jobless-rate-nudges-down-jobs-numbers-flat</loc>
    <lastmod>2018-03-09T08:53:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2150/canada-can-handle-trade-turmoil-says-finance-minister-bill-morneau</loc>
    <lastmod>2018-03-08T10:29:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2149/bank-of-canada-cites-trade-issues-in-decision-to-leave-interest-rates-unchanged</loc>
    <lastmod>2018-03-08T10:08:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2148/finance-minister-bill-morneau-defends-canadas-economic-policies-competitiveness</loc>
    <lastmod>2018-03-07T10:04:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2147/canadas-trade-retaliation-against-the-us-could-exceed-3-billion-report</loc>
    <lastmod>2018-03-07T10:00:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2146/toronto-home-sales-fall-35-in-february-from-year-earlier-prices-down-124-in-month</loc>
    <lastmod>2018-03-06T10:45:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2145/gta-home-sales-plummet-in-february</loc>
    <lastmod>2018-03-06T09:36:00Z</lastmod>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2144/slow-growth-in-q4-expected-to-keep-bank-of-canada-from-raising-rates-next-week</loc>
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  </url>
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  </url>
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  </url>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2077/bills-clean-out-canadians-savings-says-new-poll-on-debt</loc>
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  </url>
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  </url>
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  </url>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2073/canadas-economy-forecast-to-wane-in-coming-years-internal-government-memo</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2072/canadas-economy-forecast-to-wane-in-coming-years-internal-government-memo</loc>
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  </url>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2070/canadian-bureaucrats-now-preparing-for-the-end-of-nafta-media-reports</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2069/canada-sure-trump-will-leave-nafta</loc>
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  </url>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2067/tourism-spending-in-canada-grows-15-in-third-quarter-of-2017</loc>
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  </url>
  <url>
    <loc>https://www.baystreet.ca/economiccommentary/2066/building-permits-in-canada-drop-77-in-november-following-three-months-of-gains</loc>
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  </url>
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    <loc>https://www.baystreet.ca/economiccommentary/2065/bank-of-canada-survey-shows-business-outlook-is-positive-at-start-of-2018</loc>
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  </url>
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  </url>
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  </url>
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