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Buying a Used Car Wisely

There are several claims you might hear when buying a used vehicle, such as "It's hardly been driven," or "The tires are brand new," but how do you know what to believe?

Don't end up spending more time at the mechanic than on the road. Auto insurance experts provide the following tips for purchasing a used car:

1. Do your research: You've seen the ads, you like the pictures, but before you contact the seller, do an internet search of the car's make and model. Is it a gas-guzzler? What will it cost to insure? This background will help you ask the right questions when you meet the seller and will prepare you to bargain for the right price.

2. Check out the seller: You should be comfortable with the person you're dealing with for the transaction. Most of us buy cars from strangers or dealers, so watch for suspicious warning signs to make sure you're dealing with an honest seller. These can include an ad that's been up for too long or pushy, aggressive dealership staff.

3. Ask questions: Beyond "Why are you selling this car?" asking some questions can help you understand how the seller treated their car. "Where and when did you buy this car?" This will tell you if there have been previous owners and a bit more about the car's history. "Can I get an independent inspection?" If they agree, get your mechanic to look over the car.

4. Check the paperwork: Make sure the seller's name and address match the car's registration info. You do not want a stolen car. And finally, once you've bought it, remember Ontario gives you only six days to register the used car in your name.