10:16 AM EST - Bank of Montreal : says its fourth-quarter profit dropped 35 percent to $452 million on one-time charges adding up to $275 million, including a big hit related to its exposure to stricken credit markets. The Toronto-based bank said its cash earnings per share came in at 89 cents and compared with earnings of $696 million or $1.37 per share in the prior-year quarter. Bank of Montreal
shares T.BMO are trading up 57 cents at $55.97.
