12:02 PM EST - Toronto-Dominion Bank : said on Wednesday that its second-quarter profit fell 3 percent, as wholesale banking earnings retreated amid ''a difficult capital markets environment.'' TD Bank, Canada's second-largest bank by market value, said net income was $852 million, or $1.12 a share, in the February-April quarter. That was down from $879 million, or $1.20 a share, a year earlier. Toronto-Dominion Bank
shares T.TD are trading off 79 cents at $67.65.
