BayStreet.ca - GIC Rates

CANNEX Financial Exchanges Limited

Term Deposits/GICs: 1 to 6 years

Financial Institution Redeem-
able Redeemable
Term Minimum
Deposit Term In Years

1 2 3 4 5 6

AGF Trust no 5,000 .500 1.000 1.000 1.000 1.000 -

cashable 90 days 10,000 .100 - - - - -

ATB Financial no 1,000 .400 1.150 1.450 1.600 2.000 -

yes 500 .200 .900 1.200 1.450 1.750 -

Achieva Financial no 1,000 2.000 2.250 2.650 2.850 3.600 -

Ally yes 1 1.750 2.300 2.750 3.050 3.600 -

Alterna Bank no 500 1.100 1.150 2.600 1.600 2.850 -

yes 500 .900 - - - - -

Alterna Savings no 500 1.100 1.150 2.600 1.600 2.850 -

yes 500 .900 - - - - -

B2B Trust no 1,000 .900 1.950 2.500 2.900 3.250 -

Bank Montreal Mtg. Corp. no 1,000 .400 1.150 1.450 1.600 2.000 2.000

Bank West no 5,000 .600 1.400 2.250 2.500 2.500 -

Bank of Nova Scotia no 1,000 .400 1.150 1.450 1.600 2.000 2.000

yes 500 .250 .950 1.350 1.450 1.650 -

cashable 30 days 1,000 .200 - - - - -

Bk Nova Scotia Mtg. Corp no 1,000 .400 1.150 1.450 1.600 2.000 2.000

yes 500 .250 .950 1.350 1.450 1.650 -

cashable 30 days 1,000 .200 - - - - -

CIBC yes 1,000 .150 .900 1.200 1.350 1.750 1.750

cashable 30 days 1,000 .150 - - - - -

CIBC Trust Corp. no 1,000 .400 1.150 1.450 1.600 2.000 2.000

Caisses Desjardins no 1,000 .400 1.100 1.450 1.700 2.000 -

yes 1,000 .200 .850 1.200 1.450 1.750 -

Canada Life yes 1,000 .500 1.450 1.700 2.100 3.000 3.250

Canadian Tire Bank no 500 .500 1.450 2.050 2.400 3.000 -

Canadian Western Bank no 1,000 1.000 1.700 2.340 2.740 3.190 -

Canadian Western Trust no 5,000 .650 1.400 1.700 1.850 2.250 -

Citibank no 1,000 .400 1.150 1.450 1.600 2.000 -

cashable 30 days 5,000 .150 .900 1.200 1.350 1.750 -

Coast Capital Savings no 1,000 1.500 2.000 2.500 2.750 3.000 -

cashable 30 days 1,000 1.000 - - - - -

Community Trust no 1,000 .850 1.450 2.250 2.500 2.700 -

Comtech Credit Union no 1,000 1.150 1.750 2.000 2.200 2.900 -

Concentra Financial no 1,000 .400 1.150 1.450 1.700 1.900 -

cashable 30 days 5,000 .200 - - - - -

DUCA Financial Services no 500 1.100 1.500 2.300 2.600 2.950 2.950

Desjardins Fin. Security yes 500 .750 1.450 2.050 2.450 2.750 -

Dundee Bank of Canada no 1,000 .800 1.950 2.500 2.900 3.250 -

cashable 30 days 1,000 .400 - - - - -

Effort Trust no 5,000 1.100 1.750 2.400 2.750 3.000 -

Empire Life yes 500 .750 1.300 2.050 2.500 3.250 3.250

Equitable Life yes 500 .500 1.300 2.300 2.550 3.400 3.400

Equitable Trust no 5,000 .950 1.650 2.100 2.500 3.250 -

Fiducie Desjardins no 1,000 .400 1.100 1.450 1.700 2.000 -

First Calgary Savings no 500 .400 1.150 1.450 1.600 2.000 -

FirstOntario Credit Un. no 500 .400 2.000 1.450 2.600 2.000 -

General Bank of Canada no 5,000 1.000 1.500 2.000 2.500 3.280 -

Great-West Life no 500 .750 1.700 1.950 2.350 3.250 3.500

yes 500 .750 1.700 1.950 2.350 3.250 3.500

HSBC Bank Canada no 1,000 .400 1.150 1.450 1.600 2.000 -

yes 1,000 .250 .900 1.200 1.350 1.750 -

cashable 90 days 1,000 .300 - - - - -

HomEquity Bank no 5,000 1.100 1.700 2.300 2.600 3.100 -

Home Trust Company no 5,000 1.050 1.750 2.350 2.750 3.100 -

cashable 30 days 5,000 .200 - - - - -

ICICI Bank Canada no 1,000 1.000 1.600 2.300 2.600 3.100 -

yes 1,000 .750 1.250 1.500 1.750 2.250 -

ING Direct yes 1 1.250 1.750 2.500 2.500 3.000 -

Key Savings + Credit U. no 1,000 .400 1.150 1.450 1.600 2.000 -

yes 1,000 .150 .650 .950 1.100 1.500 -

Korea Exchange Bank no 3,500 1.150 1.800 2.400 2.750 3.100 -

Laurentian Bank Canada no 500 .400 1.100 1.450 1.700 2.000 -

yes 500 .150 .850 1.200 1.450 1.750 -

Laurentienne Trust no 500 .400 1.100 1.450 1.700 2.000 -

League Svgs & Mortgage no 500 .400 1.150 1.450 1.600 2.000 -

Libro Financial Group no 1,000 1.600 1.750 2.300 2.500 3.500 -

London Life no 10,000 .750 1.700 1.950 2.350 3.250 -

M.R.S. Trust no 2,500 1.100 1.800 2.450 2.800 3.150 -

MAXA Financial yes 500 2.100 2.250 2.750 3.000 3.800 3.900

MCAN Mortgage Corp. no 5,000 1.500 1.750 2.000 2.000 2.000 -

Manulife Bank no 2,500 .750 1.850 2.450 2.900 3.250 -

Manulife Investments yes 5,000 .700 1.400 1.850 2.350 3.100 3.150

National Bank no 1,000 .400 1.100 1.400 1.700 2.000 -

yes 1,000 .150 .700 1.150 1.450 1.750 -

Ontario Civil Service CU no 1,000 .900 - 2.000 - - -

Outlook Financial yes 1,000 2.100 2.350 2.750 2.950 3.750 -

PACE Savings & Credit Un no 1,000 .400 1.300 1.600 1.700 2.100 -

Pacific & Western Bank no 1,000 1.000 1.750 2.300 2.500 3.100 -

Parama Credit Union no 1,000 1.450 2.000 2.750 2.750 3.300 -

yes 500 .900 1.100 1.500 1.750 2.000 -

cashable 30 days 10,000 1.250 - - - - -

Peace Hills Trust no 1,000 1.050 1.650 2.350 2.750 3.050 -

Peoples Trust no 5,000 1.300 1.750 2.400 2.750 3.000 -

President's Choice Fin'l no 100 .750 1.750 2.250 2.500 3.000 -

Promutuel Capital no 1,000 .650 1.300 2.000 2.350 2.800 -

ResMor Trust no 5,000 1.300 1.850 2.360 2.800 3.150 -

cashable 30 days 5,000 .250 - - - - -

Revelstoke Credit Union yes 1,000 2.000 1.500 3.000 1.700 1.900 -

Royal Bank of Canada no 1,000 .750 1.200 1.300 1.650 2.000 -

yes 1,000 .500 .950 1.050 1.400 1.750 -

Servus Credit Union no 1,000 .450 1.200 1.500 1.650 2.050 -

So-Use Credit Union no 1,000 1.000 1.150 1.750 2.000 2.250 -

Standard Life no 1,000 .600 .775 2.075 2.500 2.800 2.850

yes 1,000 .350 .525 1.825 2.250 2.550 2.600

Standard Life Term Plus yes 25,000 - - - - 3.550 3.600

State Bank of India (C) no 2,000 1.300 1.750 2.500 2.600 3.100 -

yes 2,000 1.050 1.500 2.250 2.350 2.850 -

Steinbach Credit Union no 500 1.900 2.150 2.550 2.750 3.500 -

Sun Life Financial yes 1,000 .800 1.750 1.800 2.050 3.300 -

SunLife Financial Trust no 1,000 1.000 1.950 2.000 2.250 3.500 -

yes 1,000 .500 1.450 1.500 1.750 3.000 -

T-D Mortgage no 1,000 .400 1.150 1.450 1.600 2.000 -

TD Canada Trust cashable 30 days 500 .150 - - - - -

Transamerica Life Canada yes 1,000 .400 1.250 1.750 2.000 2.450 2.450

VanCity Savings (BC) no 500 1.000 1.150 1.450 1.600 3.000 -

Virtual One Credit Union no 1,000 1.250 1.750 2.250 2.500 2.750 -

Windsor Family C.U. no 500 .500 1.400 1.700 1.700 2.100 -

Your Credit Union no 1,000 .450 2.100 1.600 2.700 3.000 -

yes 1,000 .200 - - - - -

Your Neighbourhood C.U. no 500 1.300 1.800 2.300 2.700 3.100 -

Interest not compounded and paid annually.

Prepared by CANNEX on March 9, 2010 at 18:30:33 ET.
This information is current as of the date and time posted and is subject to change without notice.
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