OFG Bancorp (NYSE: OFG) shares retreated Thursday. The financial holding company for Oriental Bank reported results for the fourth quarter and full-year ended December 31, 2025.
4Q25: EPS diluted of $1.27 compared to $1.16 in 3Q25 and $1.09 in 4Q24. Total core revenues of $185.4 million compared to $184.0 million in 3Q25 and $181.9 million in 4Q24.
Full-Year 2025: EPS diluted of $4.58 compared to $4.23 in 2024. Total core revenues of $729.8 million compared to $709.6 million in 2024.
CEO José Rafael Fernández: “Fourth quarter EPS increased 16.4% year-over-year on 1.9% growth in total core revenues, driven by disciplined core operations and a favorable tax benefit.
For full-year 2025, EPS grew 8.3% on a 2.8% increase in total core revenues, reflecting continued operating momentum and solid underlying performance.”
“Asset quality and credit metrics remained sound and well-controlled throughout the year. We repurchased $40.1 million of common shares in 4Q25 and $91.6 million for the year, reinforcing our commitment to disciplined capital deployment and shareholder returns.”
“During the quarter and year, in line with our strategies, we saw increased commercial loans and broad acceptance of our flagship mass-market Libre and mass affluent Elite deposit accounts.”
OFG shares began the trading day down $1.28, or 3%, to $41.30.
